Did you have to pay RM 25 SST for each card?

No time to browse at all. Only know can get cashback via QVC by using wave. Didn't dig into the details. No time.

If first application, whichever card can get rebate for spending.

Since my subsequent cards all still relatively near to new application, need to spend rm300/rm500 respective cards and request for rebate, approval up to mgmt

By cancelling all card after approved, collect cards as hobbies?

I also blur-blur. Haha

Decided not worth after applied.. haha

QMC got CB. VI can use for airport lounge.

+1 PPL access only if you already have VS (2x).

This post has been edited by ClarenceT: Aug 23 2019, 06:09 AM

Applied VS & Quantum through ringgitplus on 3/8.

7/8, RP emailed saying PBB needs few weeks to verify (implied that my application has been sent to PBB)

10/8, called PBB, not yet received my application.

13/8, called PBB again, received.

22/8, received sms, approved.

23/8, received cards.

VS rejected, only Quantum was approved. Sigh! Was thinking to cancel my unused Ambank priority banking card upon approval of VS.

CS told me that I am not entitled to the luggage promotion because I am applying through RP. (WTH! I actually applied for these cards because of their CB for e-wallet AND luggage promotion...)

CS also said I need to spend RM250 to qualify for RM180 Lazada voucher from RP. Spend additional RM300 each card to get rebate of RM25 SST. Good news is, topping up e-wallet also considered as "spending" to qualify for rebate.


One question please:

Is the CB cycle follows my statement date or calendar month?

This post has been edited by lhsu: Aug 23 2019, 02:30 PM

1. The luggage promotion is not eligible if you apply via 3rd party such as RP. Next time read the TnC first as it is clearly stated.

2. CB follows statement month.

This post has been edited by CardNoob: Aug 23 2019, 02:34 PM

1. No next time lo... Have not applied for CC for years. Now applied for new PBB card is due to the st*pid revision for Maybank 2 cards on Amex.

2. Thank you.

24 Aug - Received approval sms

Consider within 12 days or 9 working days

PB Quantum Credit Cards
This Benefit
Exclusive Flexi-Payment Plan Offer
0% for 12 months with minimum purchase of RM1,200

Now got 1 installment, can i purchase another 1.2k and installment again? unlimited if my credit limit still have, right?

Why are you not getting ShopBack RM200 since you were applying via RP?



Why PB rejected your VS application since you have not been applying CC for years?

Check your statement date. You still can get CB if your statement date is > 24 Aug.

Yes, can

Re: zero % flexi payment, Kelvin's example here was that he requested for conversion of RM1.5k spend before statement was out, and told no need to pay on statement due date.
My case was that I requested for conversion only after my statement was out on 16 Aug. My request was approved for RM 1.3k (exceed RM1.2k) out of my total spend of RM1.9k. So come due date of 5 Sep, do I exclude the RM1.3k and just pay 600.00? The CSA may have told me that but I didn't hear clearly.

There's a difference between Kelvin's case and my case, as I requested for flexi payment after the statement is out.

Hope I can get answer here if not have to call CSA again.

Just pay rm600, the rm1300 will be immediately credited and considered as payment.

his conversion is AFTER statement

Called PBB this morning, was informed that PBB Quantum Mastercard Cashback has been changed to ONLINE only. No more for dining.

Recurring payments (autobilling) may not be counted as online payment so have to do the payment manually e.g pay through the website. Insurance and utilities as well.