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 Personal Loan, which banks offer the best deal?

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BeChong
post May 26 2011, 11:50 AM

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need pl 10k now...agent pls pm me...thanks..
nokiaXP
post May 26 2011, 12:51 PM

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try ocbc
shoduken
post May 26 2011, 01:11 PM

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QUOTE(nokiaXP @ May 26 2011, 12:51 PM)
try ocbc
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i think ocbc approve you (since u said other bank rejected u) becoz u work in singapore + ocbc is singapore bank =.=
so it's hard to tell for a malaysian work in malaysia to be easily approve by ocbc..
nokiaXP
post May 26 2011, 09:15 PM

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QUOTE(shoduken @ May 26 2011, 01:11 PM)
i think ocbc approve you (since u said other bank rejected u) becoz u work in singapore + ocbc is singapore bank =.=
so it's hard to tell for a malaysian work in malaysia to be easily approve by ocbc..
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i think thats 1 of the reason.msia bank no dare borrow loan to ppl working in sg
eeki
post May 26 2011, 11:52 PM

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anyone here PL advisor for CIMB? want to ask something. PM me.
mykev76
post May 27 2011, 06:39 PM

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Need 50k Loan, agent pls PM me with your EIR rate ....thanks
kenshin1
post May 27 2011, 09:33 PM

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QUOTE(mykev76 @ May 27 2011, 06:39 PM)
Need 50k Loan, agent pls PM me with your EIR rate ....thanks
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first make sure ur income b4 deduction more than 10k...
or credit car limit minimum 30k (for alliance bank)

8.88% for alliance...interested,just pm me


Added on May 27, 2011, 9:37 pm
QUOTE(nokiaXP @ May 26 2011, 09:15 PM)
i think thats 1 of the reason.msia bank no dare borrow loan to ppl working in sg
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no...this is not the reason.... maybank and cimb rej ur case is random...
others rej,im sure is scoring..

only ocbc and hsbc can accept customer with bad scoring...

scoring(different banks, with diff policy in scoring)...
scoring can come from ur late payment issue, credit card over limi, credit car outstanding near to limit....

im a ploan senior exec direct from bank... anything just ask, i will try my best to asnwer u....



This post has been edited by kenshin1: May 27 2011, 09:37 PM
hanalolu
post May 27 2011, 11:18 PM

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QUOTE(nokiaXP @ May 26 2011, 09:51 AM)
ocbc approved my pl but reject my cc application,lol
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u can't apply both at then same time..only 1 will approved.


Added on May 27, 2011, 11:20 pm
QUOTE(nokiaXP @ May 26 2011, 09:15 PM)
i think thats 1 of the reason.msia bank no dare borrow loan to ppl working in sg
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no,ocbc sg is ocbc sg, msia is msia..totally diff story..there might have reason ocbc can approve u but not others.


Added on May 27, 2011, 11:23 pm
QUOTE(kenshin1 @ May 27 2011, 09:33 PM)
first make sure ur income b4 deduction more than 10k...
or credit car limit minimum 30k (for alliance bank)

8.88% for alliance...interested,just pm me


Added on May 27, 2011, 9:37 pm
no...this is not the reason.... maybank and cimb rej ur case is random...
others rej,im sure is scoring..

only ocbc and hsbc can accept customer with bad scoring...

scoring(different banks, with diff policy in scoring)...
scoring can come from ur late payment issue, credit card over limi, credit car outstanding near to limit....

im a ploan senior exec direct from bank... anything just ask, i will try my best to asnwer u....
*
bad scoring we don't accept la bro...I m ocbc ploan.

This post has been edited by hanalolu: May 27 2011, 11:23 PM
nokiaXP
post May 29 2011, 03:52 PM

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QUOTE(hanalolu @ May 27 2011, 11:18 PM)
u can't apply both at then same time..only 1 will approved.


Added on May 27, 2011, 11:20 pm

no,ocbc sg is ocbc sg, msia is msia..totally diff story..there might have reason ocbc can approve u but not others.


Added on May 27, 2011, 11:23 pm

bad scoring we don't accept la bro...I m ocbc ploan.
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ocbc msia approved me not ocbc sg
mykev76
post May 30 2011, 12:44 PM

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if flat rate is 9.5% , what is the compounded interest ?
cookie860217
post May 31 2011, 04:47 PM

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if lets say i applied RHB easy loan 4 months ago and i got approved and i apply again today will my chances to be approved be lower?
nokiaXP
post May 31 2011, 11:48 PM

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QUOTE(cookie860217 @ May 31 2011, 04:47 PM)
if lets say i applied RHB easy loan 4 months ago and i got approved and i apply again today will my chances to be approved be lower?
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u need to wait 1 year.bank wan see your monthly repayment
cookie860217
post Jun 1 2011, 09:08 AM

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QUOTE(nokiaXP @ May 31 2011, 11:48 PM)
u need to wait 1 year.bank wan see your monthly repayment
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thanks for reply

i went and asked them already

they told me at least 6 months to apply again..
nokiaXP
post Jun 1 2011, 06:55 PM

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QUOTE(cookie860217 @ Jun 1 2011, 09:08 AM)
thanks for reply

i went and asked them already

they told me at least 6 months to apply again..
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hlb need 1 year.
THE AC
post Jun 1 2011, 07:21 PM

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QUOTE(IceQTurbo @ Jun 28 2007, 01:00 PM)
I am trying to get a personal loan, does anyone knows which bank offer the best rates? HSBS offers flat rate ranging from 10-12% depending on the loan, any other banks which offers better rate?
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STAN CHART OFFER FRM 9.99%
more detail you may drop me email at aks_arul03@live.com.my
nokiaXP
post Jun 1 2011, 07:27 PM

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QUOTE(THE AC @ Jun 1 2011, 07:21 PM)
STAN CHART OFFER FRM 9.99%
more detail you may drop me email at aks_arul03@live.com.my
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i using scb platinum visa for 8 month.can i apply cash one loan?i heard it for selected customer only
nokiaXP
post Jun 2 2011, 02:18 PM

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anyone got apply for cash one loan?wat is the condition
myfiona2004
post Jun 3 2011, 11:06 AM

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i apply HLB, Eon Bank, OCBC all failed. wtf-.-

nokiaXP
post Jun 3 2011, 12:04 PM

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QUOTE(myfiona2004 @ Jun 3 2011, 11:06 AM)
i apply HLB, Eon Bank, OCBC all failed. wtf-.-
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how much u owe bank and how your payment
myfiona2004
post Jun 3 2011, 12:20 PM

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i got 10k cc debts and want to loan 10k for clear the debts
salary 2.5k -.-
got 1 personal loan 6k running.
sigh

payment no late unsure.gif

This post has been edited by myfiona2004: Jun 3 2011, 12:20 PM

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