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Personal Loan, which banks offer the best deal?
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waruna
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 May 11 2011, 04:23 PM
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QUOTE(shoduken @ May 10 2011, 10:44 PM) I have a friend want to apply Personal Loan but:- a) He don't have any records of loans or credit card b) His income doesn't come with EPF (full payment in cash voucher because he doesn't want deductions) c) Income around rm2,500+ Is it hard for him to apply? If nope, anyone want to take up this particular challenging application can please PM me, I'll pass your number to him. :-D Cheers. Same situation like me too. Tried several times and always got rejected and now I'm giving up. |
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waruna
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May 12 2011, 07:28 PM
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QUOTE(kenleyC @ May 12 2011, 06:45 PM) Just asking yah... Can't bank check with other bank on the applicant's savings account's details? That's why they need us to give them our bank statement? Dunno about this. But I think our details is highly confidential. They can't simply call the bank ask for detail release of the applicant's account. Boleh kena saman woo. But still I dunno about that, just my opinion do. |
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waruna
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May 12 2011, 11:43 PM
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QUOTE(kenshin1 @ May 12 2011, 10:39 PM) about bank statement... to show ur income is tele with ur bankstatement figure... do u mean bank statement for masuk money?yes,they need a black and white reference to show the account is under the customer's name... bank is not link with other banks...but every banks link to bank negara... PLOAN OF CIMB AND MAYBANK IS NOT THE SAME AS OTHERS(SCB,HLB,UOB,EON,ALLIANCE)...DIFFERENT POLICY AND ENQUIRY... EASY RHB? YES ONLY WITH MYKAD...IF U WAN TO APPLY FOR 3K ONLY?..I CAN RECOMMAND U MY FRIEND AT HQ OF RHB,AS A TELESALES,CAN ACCEPT CUSTOMERS USING EMAIL TO SEND DOC AND FORMS...SAME AS EASY RHB,BUT TAKES FEW DAYS TO PROCESS..I HAVE ALREADY PM U.... IM KENSHIN LAI DIRECT FROM ALLIANCE BANK (NOT 3RD PARTY!!!!!) How do they check our income is tele with statement? U mean a bank can refer from another bank about the statement details from account's owner? I mean the money masuk and money keluar? If that so, no need to provide the documents, just give IC and payslip only right? since the bank can ask for confirmation about the statement from the applicant's account.. And how if the applicant doesn't have EPF? Correct me if I'm wrong. Thanks This post has been edited by waruna: May 12 2011, 11:44 PM |
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