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 Personal Loan, which banks offer the best deal?

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sharilazri
post Mar 29 2011, 07:49 AM

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Then kenshin1 just pm me bout ur offer
kzac
post Mar 29 2011, 02:49 PM

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hi anyone here can assist me on bank rakyat's PL? hoping to get rm35k at <5% p.a (<5 yrs repayment).

salary - >rm3k,got 3 years credit card,working for listed company for 4 years.

if theres any kind soul can help. pls pm me. thanks so much.

This post has been edited by kzac: Mar 29 2011, 02:50 PM
orex
post Mar 29 2011, 04:42 PM

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I also wanted to do a RM40k PL..
income RM3k..
expected repayment ranging 5-10 years..
working at an unknown small company..
I really appreciated if anybody could help..
i dont look much at the interest rate but nonetheless the lower the better right? tongue.gif pls PM me..
Master C
post Mar 29 2011, 05:47 PM

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QUOTE(orex @ Mar 29 2011, 04:42 PM)
I also wanted to do a RM40k PL..
income RM3k..
expected repayment ranging 5-10 years..
working at an unknown small company..
I really appreciated if anybody could help..
i dont look much at the interest rate but nonetheless the lower the better right? tongue.gif pls PM me..
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that would be close to impossible
jigglypuff
post Mar 30 2011, 12:06 AM

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QUOTE(sam0919 @ Mar 28 2011, 09:27 PM)
been sms and call for those who put the number here .but none of them reply me and pick up my call. haha..i walk-in find banker then
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i did reply you and you said that 1 to 2 weeks processing time is too long.

i just want to ask around here, is 1 to 2 weeks processing time standard processing time for all bank applications?
kenshin1
post Mar 30 2011, 02:12 AM

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i do in min 5 days...


Added on March 30, 2011, 2:15 am
QUOTE(kzac @ Mar 29 2011, 02:49 PM)
hi anyone here can assist me on bank rakyat's PL? hoping to get rm35k at <5% p.a (<5 yrs repayment).

salary - >rm3k,got 3 years credit card,working for listed company for 4 years.

if theres any kind soul can help. pls pm me. thanks so much.
*
hi.. im direct from alliance bank... u can get to any BR branch to know is ur company is in the panel list... cos i dont have it, i cant help..if u r in listed company, better look for BSN....

This post has been edited by kenshin1: Mar 30 2011, 02:15 AM
orex
post Mar 30 2011, 12:53 PM

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QUOTE(Master C @ Mar 29 2011, 05:47 PM)
that would be close to impossible
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most probably.. unless i work with the gov or consider a staff with the lender bank i could get it right?
Master C
post Mar 30 2011, 03:10 PM

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QUOTE(orex @ Mar 30 2011, 12:53 PM)
most probably.. unless i work with the gov or consider a staff with the lender bank i could get it right?
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Yes. The tenure can be more than 10 years for these people. You and me are out of luck.
airline
post Mar 31 2011, 09:49 AM

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I give u all tips
Personal loan most be at least 2k a month
Higher approval rate if more than 3k a month
dviana
post Mar 31 2011, 10:38 AM

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QUOTE(weibin @ Mar 31 2011, 02:57 AM)
Any bank offer PL for basic income RM1500/mth? If yes pls pm me. Thanks.
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Easy RHB can. but if u have car loan, credit cards or personal loan from other banks more than 6 months u may apply it with MYKAD only.

else u need to bring your pay slip and bank statement
airline
post Mar 31 2011, 10:42 AM

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Not sure of easy Rhb, personal loan sure need epf statement or most likely reject
airline
post Mar 31 2011, 10:53 AM

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Some members dont contribute to epf. Not don't want give epf statement

This post has been edited by airline: Mar 31 2011, 10:54 AM
dviana
post Mar 31 2011, 11:12 AM

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QUOTE(airline @ Mar 31 2011, 10:53 AM)
Some members dont contribute to epf. Not don't want give epf statement
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that one we cannot help. unless he or she has any loans more than 6 months. that one, we don't need proof of income only MYKAD
tammy
post Apr 4 2011, 03:07 PM

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any bank that noneed guarantor with the loan amout of 30k?
unknownsubject
post Apr 4 2011, 03:39 PM

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hi loan gurus,


can someone pls help/guide me on taking a personal loan with any financial institution.

if ure a bank agent the so much the better.pls leave me a pm...

all documents i have, loan amount rm15k,repayment if >3-4 years better

thanks
nokiaXP
post Apr 4 2011, 11:36 PM

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Wat is the interest rates for scb cash one loan for amount of rm10k with 5 years tenure?I am currently holding scb platinum visa card
volrath
post Apr 5 2011, 11:37 AM

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If an agency who helps us getting a personal loan from banks, and taking 10%-15% of the amount as commision, is this too much?

Will this actually affect the interest rates indirectly? (Although they can fight for the lowest interest by applying to multiple banks)


carmello
post Apr 5 2011, 02:26 PM

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hi all,

i'm earning about 1.1k monthly. currently working in private sector almost 9 months. can suggest me any bank which can give out max 30k loan for me?
cherroy
post Apr 5 2011, 02:47 PM

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A reminder.

Any personal service required, personal loan service offering, please do it via service noticeboard section.

Thank you.

willee0319
post Apr 5 2011, 02:55 PM

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can i get the loan if i do not have work?

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