Hello im from a bank consultant agency, we represent 11 banks in total (CIMB, Maybank, OCBC, EON, HSBC, Standard Chartered, Citibank, Ambank, Alliance Bank, RMB, Affin Bank etc).

we offer a pre-approved personal loan that DOES NOT need guarantor and collector. the loan is pre-approved so you will surely get it.

the interest ranges from 7-12% per annum(can still be lowered!) as it depends on the bank. however, we can fight for you to get the LOWEST interest and HIGHEST amount until you're satisfied with the amount. MINIMUM documentation needed.

this is a pre-approved loan so there will be 10-15% comission charges. after all, we are an agency.

why are there 10-15% charges?
- we have good connection with many banks and know many bankers
- reliable
- fast
- sure approve
- perfect for people who have outstanding/late payment/ex-blacklist
- can get lowest interest and highest amount (if u go bank urself, u confirm cannot get so low interest and so high amt)

the amount u can loan depends on ur credit card limit/salary. BUT DON'T WORRY, WE WILL MAKE SURE YOU GET THE HIGHEST AMOUNT POSSIBLE.

IF INTERESTED, PM ME OR CALL ME AT 0178719021(jenny).

kidmad,
well if you go to the bank, i can assure you, you cannot get the interest rates we can get for you and the amount you want. not everyone has documents that are strong enough to back them up when they want to take a personal loan. sometimes they might fail or get an amount which is much lower than what they need. that is how my agency comes in and helps

also, banks will take a long time to process your loan application and sometimes, the banks might not even notify you when your application is rejected. that will just keep you hanging. we will tell you the results once it's out and you needn't worry as we guarantee a very high approval rate(unless your documents are really hopeless).

and if a bank rejects your application, you can only try to apply again after half a year. we can try again for you(but usually we NEVER fail) in only a month.

there, this is why the 10-15% charges are just and not cut throat.

This post has been edited by jigglypuff: Mar 26 2011, 01:13 AM

i did reply you and you said that 1 to 2 weeks processing time is too long.

i just want to ask around here, is 1 to 2 weeks processing time standard processing time for all bank applications?