Hello all, I am planning to apply PL and did call Bank Islam, they said they can give me 4.99% is it ok? I am working at private sector.

Looking for PL before end of FEB, bankers please give me a PM i ll contact you. THX

can u give me their ctc no?

Hi All. Imma kinda deep shit right now. Where I can find a personal loan? I wanna borrow Rm7k or 8k and I'm willing to pay max RM250 per months. and me dun want loan for a long period, 3 to 4 years is enuff oredi. My current basic salary is RM1.4k right now and working at private sector for 6 months oredi. Which bank is suitable and kinda good to do this?

I'm needing this loan for helping my family. Its not about me, its about them....

working in private for 6 months?
quite difficult to get 1
but u can try several banks

any suggestion? Me actually don't want to hutang. but now, its needed la....

EDIT : typo...

This post has been edited by ghodul: Feb 7 2011, 09:06 PM

Hello all.
I am wondering, what does the banks think of people who take PL and wants to settle their loan early?

Do they view it as a loss of income, or do they prefer loan takers to settle their loan early?

Hi there u can contact me 0122081720

aeon credit

normally how many percent bank will take from our PL ..
lets say if i want 40k .. how much clean amount did i get?? thanks.

Hi all!Looking for PL in 2 weeks time.I'm new here but i've following this forum since few months back. I'm actually looking for a pl. My monthly salary currently was RM2500-RM3000. Private sector employee. Have car loan with bank Islam.

Need money asap. at least RM15,000-RM20,000

I've applied for pl from Alliance bank & Hong leong bank but had been rejected.

Anyone can help. Will stick to the forum until then.

Is it nice bro with interest 4.99%? cz im working at Sime Darby and bank islam got offer on our staff.. So, is it any bank got better offer?

Do you know what is the minimum income they want?

i just said my income is 2k++ and she said is ok.. btw, got my friend already success his loan.

I called one lady there, she said minimum income is 3K. Am working in IOI Corp, ehich is listed in Bursa Saham. So i should be able to make a loan. But really stuck on the minimum salary requirement.

I dont know about that cz my fren that also same salary with me already get the loan. he get 40k for 15 years..

I guess better give it a try. Anyway, thx for the info.

Can anyone enlighten me if the personal loan interest rate in banks is based on reducing balance or the principal loan amount? Many thanks

btw, before u could ask the officer how much amount you could get for PL is the officer will ask you first your COMMITMENT. do you have car loan, or housing loan or any loan before, that requires ur salary deducted for those. if any, they will make a counting to avoid such term as 'ketidakupayaan'. unable to pay coz hav too many debts.lets say you got car loan that have to pay rm500, then ur limit for PL is just rm80000 instead of rm100,000.as for me, i serve with the govt, salary around 3.2k and got no commitment yet even a car. the cimb bank said that im aligible to get up to rm150,000. but again, just borrow amount that u need.

i have no commitment at all yet except ptptn,huhu.. yeah, u are right, loan the amount that u want , not what u can get,huhu.. it will trouble u later,huhu..