Hello all, I am planning to apply PL and did call Bank Islam, they said they can give me 4.99% is it ok? I am working at private sector.
Personal Loan, which banks offer the best deal?
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 Feb 7 2011, 02:26 PM
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337 posts Joined: Jul 2009  
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Feb 9 2011, 10:22 AM
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#2
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QUOTE(LangBuanas @ Feb 7 2011, 08:21 PM) can u give me their ctc no? Is it nice bro with interest 4.99%? cz im working at Sime Darby and bank islam got offer on our staff.. So, is it any bank got better offer?  |
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Feb 9 2011, 10:53 AM
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#3
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QUOTE(Badakitten @ Feb 9 2011, 10:38 AM) Do you know what is the minimum income they want? i just said my income is 2k++ and she said is ok.. btw, got my friend already success his loan. |
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Feb 9 2011, 12:20 PM
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#4
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QUOTE(Badakitten @ Feb 9 2011, 11:07 AM) I called one lady there, she said minimum income is 3K. Am working in IOI Corp, ehich is listed in Bursa Saham. So i should be able to make a loan. But really stuck on the minimum salary requirement. I dont know about that cz my fren that also same salary with me already get the loan. he get 40k for 15 years.. |
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Feb 10 2011, 08:34 AM
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#5
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QUOTE(hit47 @ Feb 9 2011, 11:17 PM) btw, before u could ask the officer how much amount you could get for PL is the officer will ask you first your COMMITMENT. do you have car loan, or housing loan or any loan before, that requires ur salary deducted for those. if any, they will make a counting to avoid such term as 'ketidakupayaan'. unable to pay coz hav too many debts.lets say you got car loan that have to pay rm500, then ur limit for PL is just rm80000 instead of rm100,000.as for me, i serve with the govt, salary around 3.2k and got no commitment yet even a car. the cimb bank said that im aligible to get up to rm150,000. but again, just borrow amount that u need. i have no commitment at all yet except ptptn,huhu.. yeah, u are right, loan the amount that u want , not what u can get,huhu.. it will trouble u later,huhu..   |
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Feb 11 2011, 10:16 AM
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#6
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QUOTE(mookie78 @ Feb 10 2011, 11:36 PM) Hi, I really need a personal loan to clear my current debts but have CCRIS. Anyone offering undertable loan? Pls PM me. AH LONG??? |
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