hey all,

previously I used Citibank Celcom card and now they have discontinued the card. So I've to settle all my outstanding.

I've made a call to their customer service and talked about this, initially she said that I can still continue paying monthly. but then, a week later, I got a called from Citibank saying that I have to settle all of my outstanding. Imagine that.. initially my outstanding is only 3.7k.. but since i didnt pay full amount, now my outstanding becoming double!!!!

I am thinking of applying for personal loan. I wonder if i can apply to citibank personal loan : 10k and deduct all my outstandings with them. i would like to have a repayment period about 3 years.

alternatively, what do u recommend?

my basic salary is 3.2k (excluding OT and other allowances)

thanks.

oh.. ive already called their officer and double confirm on it..
luckily, they said that it can be paid as normal monthly basis.. so no worries..! =)
fuhhhhh....

but i am still thinking of applying a personal loan so that i can consolidate all my debts and use some of it for ASB... of course.. i would prefer to deal with bank reps rather than some kind of agents (let it be ah long or authorized loan agency)..

who here knows about the easy RHB personal loan?