hi all,
currently i'm refinancing my apartmen to cash out some money to purchase a landed property.
booked a unit from subsale and ready use my apartmen refinancing to pay the 10% deposit of the subsale.

then suddenly got news i dont like. my refinancing got problem and the portion i should use for 10% d/payment of my new house (subsale) could not get in time.

now, need very much help!!

is there any personal loan base on BLR?? or any that base on daily rest?
coz i need the cash line urgently to use as my 10% subsale d/payment and once my refinancing settle, i could use it to settle back the cashline.
any help?

p/s: pls dont recommend 'Ah Long'

guys I don't really like to show fussy documents, if I got a credit card, which bank and how much they can offer me the loan? i need around 10k loan.

guys,

I am thinking to loan about RM30k-50k, just to put it in ASB .. I am looking for long term repayment period, ie: 10 years or more, to make monthly repayment more affordable ..

I am working in private sector with 40k+ annual income.

any suggestion?

k i'm gonna head to bank lol

i'm in a sudden need of 10k +

with 3 credit card limit 4k, without salary slip, think i can apply for 10k loan for 2 years repayment? anyone can enlighten me on this please ^^

btw, if i said (let say i cheat them) my card got 10k limit, they also won't know right?

no point cheating, the officer that apply for you probably wouldn't know. but the processing officer can check everything about ur record.

Er why not just get a ASB loan then. The rate is so much lower than normal personal loans.

Seems like a lot of people need financial assistance for so many reasons in life,glad that i am at the right place at the right time.Below is what i can offer:

A personal loan with:
1) 1-DAY approval
2) No collateral or guarantor
3) No hidden cost (stamp duty,processing fee,etc...)
4) Hassle-free application (simplified processes and documents)


For those who are genuinely interested to get it,please call or sms me at 012-5895456,will return your call or sms in 24 hours.

Predatory lending. That's what this is called.

I can offer
1) interest starting from as low as 8.5% per year
2) no guarantor
3) Free standard chartered acc + Free insurance
4) no processing fee
5) no charges for full early settlement / cancellation within 1 month of approval
6) hassle free - no need many docs,just photostat ic
7) fast approval - within 1-2 days
requirement : use any bank credit card for 1 year or have standard chartered credit card for 6 months
max loan : 150k
call or SMS for more info 018 4008488
this is a fix rate loan tenure of 1-5 years.

gossiku, the rate have change already. It's as low as 8.04%.

Are you from Price Solutions or Standard Chart?

8% Fixed p.a is still high.

Anyone get lower than this?

Hi,

our loan interest is lower than that.
6% p.a

interested pls email to info@ayubarra.com
1.name
2.age
3.location
4.salary
5.total loan amount

cheers
ayu

urs is from wat bank?
never heard 6% before wan...

yes, which bank is that?

private company?ah long?

This post has been edited by who_care: Jun 21 2010, 10:03 AM

cimb, bank islam and bank rakyat's personal loan is around 6%.

but got restrictions - deduction have to be from angkasa so you have to either be a government servant or selected companies only

and they have koperasi fee, this fee that fee so the real cost of borrowing is on par with other normal personal loans. dont just look at the interest when making a loan, people

guys, i am offered a 0.5% balance transfer of RM3K over 6 months period.
i have outstanding CC RM7K.

is it justify to take up the BT loan and pay the CC outstanding?
because i read some post sometime back, if we paid the CC min amount every month, its actually more worth at the end of the day.
please advice.

Yes. But make sure you pay ALL 7k (not minimum amount) before 6 months is over.

If transfer balance to new card, the remaining outstanding balance will subject to higher interest rate (assuming you paid minimum amount for > 12 months) if you are thinking to pay minimum amount only.

i won't be able to pay 7K in the 6months, so the BT is a better choice in this case right?

they call in balance transfer, but what really happen is they offer me that 3K cash (bank in to my preferred saving a/c) at 0.5% monthly for 6 months.


what is actually 0.5% per month (BT rate) means compare to 18% per anum (CC rate).
why sometime this interest are mentioned in month, sometimes it is in anum?? please enlighten me.