u seem to be very fascinated by the guard house's design!!!

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Added on December 10, 2007, 6:20 pmCan anybody advise me how long they need to get S&P agreement stamped?

This post has been edited by susakthy: Dec 10 2007, 06:20 PM

I just go to the site and sign the S&P last saturday, but the sales agent forgot to inform the lawyer clerk to prepare the document uh damm mad about the agent. Luckly my mom in-law unit she got the S&P.

According to the lawyer clerk, the stamping will takes 14 day

oic... better to liaise with the law firm directly. 1st inform and 2nd you reconfirm a day before. i went to the site on sat and signed the snp but can't really remember how many days she told me --- hehehe! txs for the info!

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Added on December 11, 2007, 7:57 pm To those who took OCBC bank, pls refer to clause 5.3 (pls refer to the excerpt below)

[Notwithstanding anything contained in these terms, any monies withdrawn from the Employee Provident Fund for the payment of the Term Loan shall be deemed as prepayment and not Capital Prepayment and shall not be available for redrawing.]

Are you guys okay with this? I'm disputing this clause because of the reason one would want to take out money from EPF is to pay the capital sum as much as he can, it wouldnt make any difference IF it goes to prepayment.

This post has been edited by susakthy: Dec 11 2007, 07:57 PM

I think it does't matter, because the interest calculate daily. if you used Epf for prepayment. The interest will be calculate after the advance payment. correct me if i'm wrong(My odbc sales rep explain in this manner). I saw this clause in my offer letter too.

This post has been edited by johnsl: Dec 12 2007, 02:46 PM

Tis is wat i understand from the term "Prepayment'---- say your monthly installment is RM900. You dump in 10k in your account, for the next 10 months, the bank will automatically deduct 900 fm yr account. Whereas "Capital Prepayment" is wen u bank in that 10K it goes to the capital - i believe the monthly installment will be reduced since you're paying up the capital. According to the agent, we can withdraw our money from EPF and choose if we want it to go to prepayment or capital payment but the Letter offer says it should only go to prepayment.

Johnsl - can you elaborate more on the advance payment.

FYI - my agent is now liasing with their legal department to see if they can change or amend.

I saw today the develper start build the entrance road and flyover bridge's pillar..

My experince with ING and Citibank was when i make advance payment, the monthly interest calculations is after my advance payment. And when i continue to pay promptly, the interest again me is less.




Maybe i will check with my agent again to clarify. I only realise this when i read the forum.

i have another loan with ING, but i go through the offer letter. it doesn't have this term.

Anybody have already start looking for interior design company??

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Added on December 12, 2007, 9:26 pmThe window glasses for Phase 3 is in green colour? From broucher , looks like green....


This post has been edited by swiss_garden_kl: Dec 12 2007, 09:26 PM

This is a good news.

I m staying in Kepong and working at Rawng. Need to travel via the Jln Ipoh main road . I can see the built progress of entrance road and flyover.

I'm inform you what's happening with mine. If you planning to just pay the monthly installment, then it is okay. Sometimes, if you have surplus money, you may want to dump it in so that you can settle your loan early. Note that during the construction period - no capital payment is allowed (this is okay).

You need a ID company for dwelling unit?
Their charges is very high for design only. Not to mention most of the items they specified is downright expensive.
I think what you need is a renovator/contractor. The experience one can easily guide/recommend to you the layout/material/paint etc.

hye everyone..glad to know all of u here..i also buy the phase iii..really like design of d townhouse..

i just concern about all d issues once read all ur comment..poor..i'm not noticed while signed d S&P..huhu..

somehow make me quiet surprise+worried..

@damin,
Welcome! Er...and exactly which project are u referring to?

hi guys,my agent told me phase 3 will be completed mid 2009..i wonder y most of u said 2010.pls advice me..

[quote=damin,Dec 14 2007, 03:05 PM]
hi guys,my agent told me phase 3 will be completed mid 2009..i wonder y most of u said 2010.pls advice me..


I have call Leadmont just now , she confirmed that my lot will complete piling and foundation on early Jan 2008 ( 20% from total progress ) . But , I didn't ask her when is the complete date..

For your information, the sales person told me that Level 2 , 3 and 4 are all sold out . Only left 8 lot of Level 1.

Hie damin! welcome to the club. YOur agent probably meant phase II.

Phase 1 scheduled for Nov 2008 delivery. Phase 2 is one year later. I heard phase 3 SUPOSED to be launched nearly a year after phase 2. but they push it earlier and launch it bout half year after phase 2. So initially I heard phase 3 be delivered end of 2010, but with this early launch, I guess its not impossible to get the house at mid 2010.

ermm... damin suposed to post a reply to amansiara topic. but accidentally created a new topic instead. anyway, i guess MOD can put it back in proper order again perhaps? =)

@alanyuppie,
Ah... I see I see *grins*

such a big mistake.haha