Hello Everybody and thanks to Alanyuppie for introducing me to this forum. My boyfriend and I are planning to buy for our own stay and the reason would be......... for the greeneries!!!

I'm going to the showhouse this sunday noon and hope not to be carried away with the interior design........ just wondering if there any way to view the actual house - i doubt so.

Well, from the brochure i picked from the recent Mapex, i note they have 3 designs i.e. Tropical, Modern Tropical and Tropical. Does the design follows the phase??? Is there any units left in Phase 1 & 2??

I've read the thread of comments and yes, I find it realllllyyy helpful, we are first time buyer - now we know things we should consider buying deciding to buy.........

I'll update you guys on the 'verdict' soon!!!!

Phase 3
Level 1 - RM185,880
Level 2 - RM179,880
Level 3 - RM199,880
Level 4 - RM191,880


Hello ykyloveu,

Can i just check with you if the price you've mentioned are bumi or non-bumi price.

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Added on November 9, 2007, 9:30 amHello fellow amansiarras........

Once and for all, we have decided to go ahead with PHASE III, Parcel number 197-A, 1st Floor facing the downhill slope. There is nothing blocking the wind (hopefully its windy), the car park is kinda big and so is the road in front.

According to them, they will deliver in End 2009 (hopefully!!!)



This post has been edited by susakthy: Nov 9 2007, 09:30 AM

Thanks Sabrina....

Hey ykyloveu, which parcel is yours? Mine is the forth from north... did they mention the date of delivery in the S&P agreement? I noticed they've frame in the showroom stating that Leadmont received an award becos its previous project it actually completed 15 mths ahead of time - but then again......i can't be sure.

Actually i almost wanted to buy a unit from the additional 2 blocks cos the agent said they will deliver sometime in Aug 2008, but thank GOD i read this forum just in time about the high tension cable and settled for the Ph III instead. I guess a lil longer wait should be ok. According to the salesperson, initially they wanted to build a pangsapuri but changed the plan and thats why the idea of having these two additional blocks came up - it directly faces the cable.

I've asked which unit is the biggest and was told the 2nd floor because of the L shaped balcony in the master bedroom. actually the 2nd fl layout is nice cos when you come up its the kitchen - reminds of the sitcom "friends" haha!!!

1st & 3rd Fl has a little storeroom, becos of the upper floor's staircase.

Just wondering, if Phase I houses are ready by end Aug 2008 and people can move in, the construction for Ph II & III are still going on, wouldn't it be dusty.

Info I heard from from someone who bought an apartment nearby our aman siara, its cooling at nite... well, let's hope for the best and keep this forum active peeps....

Hello Keiichicol,

I was also wondering how much the corner unit cost, and since the topic pops up, do you mind sharing the info...... just curious!!!

The 1st Floor, is there going to be a sliding door or just windows... my personal opinion, Ph III looks bigger of the outlook cos of the glass...... some say, if you put mirrors at home, i'll actually make your house bigger.... but beware, if its toooo big, your guest may try to walk towards the mirror seeing the reflection not realising that it is actually a mirror hehehe!!!

I've paid the booking fees, 1K on Mon 12 Nov...... the SA told me that someone from OCBC will call to do the do's, but yet to receive any call.

I yet to understand how the whole process...... can someone please advise me what will happen next and the duration, so i'll know if something doesn't flow. I need to withdraw from my KWSP 2nd account too. Gosh, don't know where to start and end!

Thanks for your help!

Thanks for the heads up Agnes... Yes, can you pass me her number and i'll get in touch with her. Just wanted to get this done and over so that i can lay back and relax

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Added on November 15, 2007, 9:03 amHello Keiichicol, txs for the info.

Mine is Ground Floor i.e. 1st Floor in Phase III. I'm referring to the main door (front door)..... from the little miniature house display, the tops floors (view fm outside) looks big because it's all glass. Errr......am not to sure how the ground floor or the 3rd Floor main entrance going to look like. Just wondering

This post has been edited by susakthy: Nov 15 2007, 09:03 AM

Can someone explain to me what is the difference between term loan and flexi loan - what's the catch?

I dont understand lah, the agent told me the developer do not accept loan from Standard Charterd, Public Bank and Affin....... how did Sidviq manage to get the loan?

I rang up Affin yesterday and was told that their rate is 1.7% throughout their tenure is damn long - err, am sure the insurance will be higher because the Bank is bearing a greater risk .

Thanks Ants for your information on the legal fees!!!.

We have decided to go ahead with OCBC, submitted the forms yesterday but now torn between the zero cost and non zero package.

Actually, a lawyer and his firm is listed as OCBC panel quoted us 3-3.5K as the legal fees (including disbursements). I think this is good already but just for general information, lawyers can't cheat you on the legal fees, because it should follow the fee scale under Solicitors Remuneration Order - set by our local Bar. The killer is the disbursements --->

The unit I bought is in Ph III, and the completion date would be likely mid 2010 (about 3 years). I understand that the bank releases its funds stage by stage and so, the question is , does the difference of 0.4% for the 1-3yr and 0.1% thereafter is going to make a big difference i.e. more than the legal fees. FYI, legal fees is around 3K. I know it's difficult to say because we do not know if the BLR if going to go up or down. We need George Soros' help here!!! heheheh!

At this stage, I need to know how the bank release the funds, the flow of percentage... & I understand I can get this information from the S&P agreement. Can anyone tell or show me what the S&P says with regard to the release/progress of the project.....

Thank you very muchyyy!!!

Is there anyone taking AIA or any other financial institution offering a Fixed Rate? I've been approached by an AIA agent, it gives 5.75% for 30years NZEC and 5.99% for 30years ZEC.

See attached BLR chart since 1980, our current 6.75% is considered low - means chances of it to go HIGH is more than for it to go down. No wonder the banks giving big minuses, because they'll make money eventually. If our inflation rate goes up, i think BLR should be going down because the government would want to curb the inflation, and with low BLR - make borrowing easy. This is my presumption - correct me if am wrong.

They also have BLR -2% for first 3 years thereafter 5.99% p.a. fixed. Anybody wants more information may call 012-512 7000.



Attached File(s)
 BLR.doc ( 74k ) Number of downloads: 33

CORRECT, AIA's list of approved developers are big timers.

ING can only provide loan for 80% for that 5.99% plus we have to fork out for the legal fees. tempted to cos of the rate, but then again may not worth it. Why wanna put you eggs under one basket. I think if it is completed project, it wouldnt be much problem. Ours is still under construction, God knows what lies ahead!!! Hopefully BLR won't go high up lah!!!

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Added on November 26, 2007, 2:01 pmops... didn't mean to freak you out!!! bout the loan, arhhh, small matter. we still can switch after 5 years......;o)

This post has been edited by susakthy: Nov 26 2007, 02:01 PM

Shall we do a company search on Wirama, does it help? Perhaps we can ask around for anyone who bought a unit in Leadmont Hill Cheras, we can go and see the quality.

Yeah, there's one abandoned project near my place too.... angsana hilir...... 4 blocks of condo.... only the first block completed. the last block is only the foundation. Just the thought of it is sooo SCARY!!!

If you see the earlier post, someone has posted a picture to show where the high tension tower is located.

if you go to the site, you can see. also, the sales agent will be able to point out to you.

Hi ykyloveu,

When you sign the S&P, the lawyers will send the the documents for stamp duty. You're given 30 days and note that it starts from the date of stamping NOT the day you sign the S&P. So, if you're withdrawing from your EPF, please get the lawyer to send the document to you ASAP as the EPF withdrawal procedure takes about 21 working day i think (anybody withdraw from EPF - can share how long the procedure takes?)

Rgds,
Susan

Yeah, because it is a construction site and its an accident hazard - my agent did warn me that it is dangerous, so i can only see from the entrance.

I've got a friend who rang me up on sat after goin to the recent Mapex asking if i know where is the place........... not bad AMAN SIARA, getting famous day by day!!!

u seem to be very fascinated by the guard house's design!!!

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Added on December 10, 2007, 6:20 pmCan anybody advise me how long they need to get S&P agreement stamped?

This post has been edited by susakthy: Dec 10 2007, 06:20 PM

oic... better to liaise with the law firm directly. 1st inform and 2nd you reconfirm a day before. i went to the site on sat and signed the snp but can't really remember how many days she told me --- hehehe! txs for the info!

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Added on December 11, 2007, 7:57 pm To those who took OCBC bank, pls refer to clause 5.3 (pls refer to the excerpt below)

[Notwithstanding anything contained in these terms, any monies withdrawn from the Employee Provident Fund for the payment of the Term Loan shall be deemed as prepayment and not Capital Prepayment and shall not be available for redrawing.]

Are you guys okay with this? I'm disputing this clause because of the reason one would want to take out money from EPF is to pay the capital sum as much as he can, it wouldnt make any difference IF it goes to prepayment.

This post has been edited by susakthy: Dec 11 2007, 07:57 PM

Tis is wat i understand from the term "Prepayment'---- say your monthly installment is RM900. You dump in 10k in your account, for the next 10 months, the bank will automatically deduct 900 fm yr account. Whereas "Capital Prepayment" is wen u bank in that 10K it goes to the capital - i believe the monthly installment will be reduced since you're paying up the capital. According to the agent, we can withdraw our money from EPF and choose if we want it to go to prepayment or capital payment but the Letter offer says it should only go to prepayment.

Johnsl - can you elaborate more on the advance payment.

FYI - my agent is now liasing with their legal department to see if they can change or amend.

I'm inform you what's happening with mine. If you planning to just pay the monthly installment, then it is okay. Sometimes, if you have surplus money, you may want to dump it in so that you can settle your loan early. Note that during the construction period - no capital payment is allowed (this is okay).