you also intepreted #4 wrongly. it's related to each lucky draw validity, not next cycle period

it was removed, then added back

to be safe, assume same policy? applicable to valid refunds with excess $$ or merchant withdrawal

withdrawal only allowed for Transferable balance, as defined by Shopeepay >> top-ups made from cash, online banking, Maybank2u, and debit cards

payment page at time portal is a fixed design by time marketing.

it has no logic. just images plastered there. their web/marketing team need to update the page.


the 2nd page is inside eghl hosted-payment page. the options there has logic to show/hide based on setup for time

it doesn't have shopeepay, means eghl disabled it.

this can be either temporary (downtime at eghl or shopeepay) or permanent (time don't want shopeepay or shopeepay disabled time due to issues).

if temporary, time cs wouldn't know the real situation.

if permanent, time cs didn't get memo from internal team.


whichever the case, end users like us only can use whatever presented on the payment page. users don't decide their setup decision.

check spaylater page inside shopee app

there's a due date for you, fixed date every month


my due date is fixed to 10th. some get due date on the 1st.



like cc, always pay on/before due date lor

read their SPayLater FAQ | Shopee MY Help Center

What are SPayLater Late Charges? | Shopee MY Help Center

This post has been edited by cybpsych: Apr 21 2024, 06:32 AM

do you actually do topup ($$ store in shopee)?

yes if spaylater meeting card t&cs

https://my.shp.ee/h5cQgkx

iinm, your purchase need to complete first, before billed to spaylater.

the txn will appear in spaylater Transactions list, but not billed.

Order Received

if you use shopeepay as source-of-fund, you are bounded by shopeepay transaction limits.

you buy today already received? not bad, that's fast

merchant didnt opt-in

shopee app | Me | Financial Services | SLoan

yes and yes

for nric, it asked for "back of mykad" only.

mine also already verified shopeepay user.

sloan still asking me

not big issue anyway

1156am applied sloan
1520pm sloan activated. 3k coins credited.

no intent to use sLoan.

[SLoan] Why can't I see SLoan on my Shopee app? | Shopee MY Help Center