Hi guys im new to SA although i had read about it during its launch in SG, but never got to it till today.

Would like to ask what are your risk % and the returns like?

I'm planning to dump all my money from P2P and small FD into this, so i hope to get a 6 - 8% yield.

He got play timing abit

Went 36.0 then run down before may lol.

Do you guys think SA is suitable to allocate a significant portion of your portfolio? Personally i prefer to invest in local market because it dont hv to pay withholding tax, can support local market etc... but SA is focus on US market

Im using FSM managed portfolio but it is quite different from what i preferred (like SA).. and it has vr long processing time 

??
I thought SA is investing return drive?

Actually I am still not at the level of diversifying risk of currency.

If I want to predict fx, I will purely buy the fx bet, and not mixed with this investment. A very good example, if USD gradually appreciate to 4.5 vs MYR, will u keep putting money into stashaway? If u guys start deposit from 4.0 maybe will continue to do so to average up, if for a new user, his 4.5 fx deposit will put himself in great risk.

This stashaway seems like can beat FD 1 year rate. Is it better to put here than fd?

When u think US market will go up , so u will deposit more is it? But at the same time u also predict that USD will go down, so will ur decision to buy is still intact?

Things are not that simple especially when share market and currency rate go into different way

FX is just a very small issue in SA. Why you magnified it?

4.5 is high but pandai pandai see graph lah.4.5 still lump sump meh? Of course enter bit by bit.

You buy any foreign investment also got fx risk. But it's not wise to be MYR concentrated

Well, frankly speaking, if one day Stashaway let you choose in USD or MYR-hedged two option, will you still insist that USD denomination is better due to currency diversification?

Hi can I know how infrequent does Stashaway rebalance our portfolio? or does it just stick with whatever is bought initially? Thank you.

Ok noted, tq

Just out of curiosity, did anyone make a withdrawal yet? Does anyone know how long it will take to process it?

Im planning on starting with rm2k and setting up a standing instruction to transfer rm500 biweekly. Feel like logging in to check the performance only once in 6 months since I wanna make it a long-term investment. Is it okay to do so?

I anticipated that you would ask, so I experimented. Just for you!

The below is based on what I can see in the App, which may not reflect when the activities were actually completed.

15/7 Initiated Withdrawal
16/7 Sell Order Complete
18/7 Currency Conversion and Withdrawal Complete
19/7 Masuk Bank Account (Friday late evening)

Created a portfolio with 36% risk index. Will it be too risky to login only twice a year since the risk index is high and I might not be able to take corrective actions if things go extremely wrong?

Thanks kind sir! The sell price within the expected market price?

Hi guys, i hoping to get some simple lay man explanation here.

I have no clue how SA actually split the allocation when the fresh funds went through. If i simply see the performance, SA do not really allocate to performing ETF, but rather invest to the lower performing ETF

Example 1 - XLK were performing very well, but SA bought the XLP and XLY from my fresh funds without any allocation into XLK.

Current performance

XLK : +8.24%
XLP : +5.89%
XLY : +5.37%

Example 2 - TLT were performing very well, but SA mainly bought TIP from my fresh fund without any allocation into TLF.

Current performance

TLT : +5.84%
TLF : +2.37%

I started on Jan2019 at 18% risk, profit up and down in this 7 months, and have been DCA every 2 weeks. Today it is at 5% profit, ok lah, will cont DCA.

Is it advisable to have another portfolio in a higher risk? like 26%