Have not really heard of this company/bot personally, but based on the news below, I think they are not HFT.


On the flip side, there are crazy success stories, like Renaissance's Medallion fund.

K1 and SA are very different in nature. SA is incredibly simple at its core (just a bunch of US focused ETFs portfolio), while K1 is likely very aggressive and complex, probably employing all kinds of instruments (like swaps and futures, and maybe also Leveraged ETFs) to try to hit 30-50% p/a targets.

High unlikely scenario

In that case, SA would just say "good time to buy now!" and once it goes back to USD1=MYR4.5, then you untung loh haha

But yeah, you would lose a lot if you put in MYR1m tomorrow and that happens.

If you practice DCA, then such a scenario would not have a huge impact.

Hehe not that kinda robo

Which is probably good too, those kinda robo are coooooostly

Under assets, adjust risk

Depends on market conditions in the long run. But under very normal circumstances, yes.

Now we know who are the real high rollers hor

Hahaha sorry bro, this time I also did no get that email.

If you really want to go I try to get invite loh hehe

Welcome!

I would say a lot of people are already making very good profit, way more than FD in a period shorter than 12 months.

Reasonableness would be more like how much of your life's savings you have invested in SA, rather than the ratio you mentioned.

If you are new, you should just stick to 1 portfolio instead. Find a risk profile you are comfortable with and stick to it.

From what I understand, you do not get Dividend as Units, but you get it in Cash.

I am guessing this because my Cash portion always goes up.

So, I think it is:

Dividend -> Cash -> Buy Units (it may in fact not be the exact same ETFs)

For Example:

7/5/2019 Received Dividends from AGG, CWB, TIP, TLH, TLT

8/5/2019 Bought Units in AGG, FEZ, CWB, EWJ

This post has been edited by ViktorJ: May 13 2019, 11:55 AM

Updates are now happening before 11am, which is good. But seems like not consistent though, as I think sometimes the update comes in after lunch.

What is everyone's experience?

Oh, and how are the portfolios doing?

Yeah, all will be the same.

Based on your own financial appetite, situation and views. I think most people would just say "set it and forget it"

6.5 port is currently standing at +8.2%/+7.2% MYR/USD

No worries, your 36 is going to zoom past in a couple of days

He probably bluff you lah

ya, we don't have a significant enough pharma/tech presence to counter them. we have telco, O&G etc

Very good article, thanks for sharing! I am certain that everyone here will learn a lot from it.

As reference, I bought in since 28/11/18

My portfolio is +7.5% today vs SPDR S&P 500 ETF (SPY) +3.4% same period

Does this mean 1 is better than the other? Nah. Algos are not infallible (Medallion Fund not withstanding lol), but the cheap entry is quite attractive, and it does depend on your strategy.

Ya

More educational than directly applicable

The Bond/Equity/REIT allocation would be based on the risk profile that you choose.

i.e. low risk has more Bond, high risk has more US Equity exposure

This post has been edited by ViktorJ: May 22 2019, 10:00 PM

Yeah, that is the idea

Nope, adjust the risk profile, and they will do it for you

I am on the 6.5 profile

You can just read every single post here to see what are the performance and risk profiles everyone else is on

No, currency impact can be positive or negative, it should be total return plus or minus currency impact, not just minus.