Why would you do that? You still get the same portfolios in SG.

Interesting phenomenon on daily direct debit... 7th March, 9th March labelled processing but 8th March deposit received and invested 

That's it, Jompay should be the best way to deposit into stashaway at the moment.

Deposit before T-1 12AM, then there is a good chance of it buying assets on T+0.

Deposit before T+0 12PM, then they only buy on T+1

actually buy on monday or buy on tuesday.

would it have super huge impact over the next 20 years? assuming if you plan to keep the fund and stay invested for the long run.

we should learn to be more chillax (like one forumer said the other day), to me, monday or tuesday, it won't make any huge difference. if you do it frequent enough, surely you lose some and you gain some.

ok, maybe it has significant impact to you, but small fry like me only deposit few hundred on a bi-weekly basis.
Yeah, appreciate that it is now faster than before good news.
But let's not forget, one of the main objectives of SAMY is for those not so savvy or those who do not want active monitoring on this part of their investment to deposit money and "stash away", that's how they get their name right?

More so, SAMY also recommended one to stay invested for at least 3-5 years (we can see in every portfolio right) or even longer term. so why not just set up weekly/bi-weekly/monthly instructions and then forget about it?

My point being, whether the order was placed on monday or tuesday won't really matter when you are in this for the long haul, you will surely win some and lose some, but the effect would somewhat be nullified in the longer run.

So final point is, tighten your seatbelt, lay back and relax. Let the pilot take care of the rest.

Quite normal for first few months, market volatility+foreign currency exchange rate will make graph very bouncy.

Once you stay long enough to gather enough dividends (I think most if not all of the ETFs in SAMY pay dividends) then it'll stay mostly green unless market crashing like last year pandemic March 2020 global lockdown hahaha

Nett gains from compound dividends eventually pay off my management fees and still give me profit. Anyway by the time the dividends reach me as end user, it's already taxed, so I'm calculating based on what i get, not what it is before tax. https://www.stashaway.my/faq/115010107948-d...ends-get-taxed/

Maybe I'm just not the kind to be that calculative, but if SA can (and already has) beat EPF gains after tax, I'm more than happy already, and I don't have the time or energy to buy "cheaper" through DIY

If that 30% tax is too much for you, feel free to invest elsewhere. Plenty of other options which "more bang for buck".

Oh no, I get your issues with tax efficiency, but as mentioned in the link tax efficiency shouldn't the only factor to consider for performance. I understand what SA aims to do with their choices of ETFs and I'm ok with that, even if it's not great tax wise.

https://www.stashaway.sg/r/etf-taxes-return...tracking-errors

I saw someone mentioned DCA weekly is better coz the fluctuation not that big. Like top up on every Thursday and by Monday they will buy in already.

Actually is the difference significant between DCA weekly or monthly?

Returns for each SRI vs Asset Class, as of 28 April 2021

how though? Shouldn't single account vs several accounts should have the same total return if the incoming funds and profit rates are identical?

E.g.
1 account of RM10 k with RM100/month, vs
2 accounts of RM5k with RM50/month to both accounts

Assuming the same profit rate, wouldn't the final returns be identical?

Again, I gotta ask; Isn't Stashaway Simple free? If so, then why bother asking if get free 6 months or not?

If Stashaway Simple not free, then I gotta read about it again. I understand its free.

:confused:

Is it just me? My StashAway portfolio numbers not updated for few days already since last week

ya I thought the ERAA was AI based.

haiya if just another investment methodology, that was just marketing gimmick then.

may I introduce a new reply method: Point Oriented Replying Mechanism (PORM), where I will selectively reply on threads, nothing AI just my brain in working.

US purchased ETF will definitely have the 30%?
Is there ETF that have growth type so that the dividend is reinvested?

Anyone having their deposit rejected these few days? I've been depositing every week at the same amount until last week when my funds get rejected. Today is the 3rd time I'm trying, but seems like the fund gonna get return back to my bank account again

No reason given. Just stated there fund rejected and credit back to account.

I do monthly on SAMY 'schedule deposit.' This month had an issue for me. :'(.

I have 2 portfolios, deposited RM100 to Portfolio A on July 1st and deposit RM100 to portfolio B on July 3rd.

Today Portfolio B had converted the RM100 to USD which is normal. However for Portfolio A have 0 updates, the RM 100 never shows on the USD cash section. It went missing.

I had informed SA they ask me to wait 2-3 days more.

its depend on ur what they call>>> ringgit borrow ??????.............i forgot the name oledi.........i only know is ur comitment/loan/......