Yeah I understand that. The main reason I’m a bit hesitant to buy ETFs directly is because of the brokerage or transaction fees. I currently use FSMOne to buy US a counters and the fee is minimum USD8.80, which feels like quite a sum if I were to DCA every couple of weeks. So for now I’ll continue to trust SA to select the best ETFs for me while I DCA regularly/blindly, and their management fees are lower than unit trust funds which is a plus.

will it be applicable to ONLY the NEWly deposited money and NOT the existing amount in SA?
in your example,...only that RM1?

Is DCA really effective?

I have been doing manual debit monthly... Only now start reading this thread people talk about DCA on SA...

so quiet when the market/samy is doing pretty well.

recovered to my previous high (in gain) already.

Sorry ya, but what happened yesterday, what meltdown?

Hi all, I received an email from Stashaway support asking me for documents in order to verify my source of funds. Is this normal? Does this happened to you guys before?

Mine is not flexible portfolio (0.3% is for flexible portfolio. Even thematic portfolio doesn't have the 0.3%). Mine is original % risk index portfolio that was created by Stashaway Malaysia when it first started. Only can choose the % risk and nothing else. So I don't even know how many ETFs are in the portfolio. Looking at the asset class, it just tells you the general locality  or types of assets it holds in %. Don't tell you the specifics.. That's why after Medufsaid replid and I think a bit, I think mine is just based on general % based on $ amount invested

Since the implementation of 0.3% fee for single ETFs (flexible portfolio), does anyone know if if this is cheaper than purchasing them from Rakuten?

Currently using Rakuten to purchase individual US ETFs but UI/UX is not as good as SA and many don't take into consideration that there is a buy/sell spread when converting MYR to USD on top of the usual buying and selling fees

Thank you!

4th anniversary  with SAMY.

Annual returns less than 3%

withdraw all and put in FD better?

StashAway Singapore Simple Basic is quite fast when it comes to withdrawal. submitted on thursday night (so it'll only be processed next business day), money banked into sg bank account on friday night

Does anyone know whether the 0.3% fees for flexible portfolio includes the expense ratio of ETF?

For example if I buy ISAC (expense ratio 0.2%), does the 0.3% already inclusive of the 0.2% expense ratio by ISAC, which means stashaway takes 0.1%

Or it is 0.3% on top of what ISAC charges, which is 0.2% + 0.3%?
I know it's not simple direct addition but I'll just do that here to keep the example simple.

oh ya this is true also...  we never know the exact buy/sell price of it... a downside of it.

KWEB range bound for so long….

SAMY doing well lately?

Can I withdraw SRI26 & 36 to RHB MCA so they don't charge the 0.1% conversion fee by Citi? Or they'll charge twice - convert USD-MYR-USD

is this a red flag? tell me what you think

what sounds like, they have already mentioned they are going for an offsite lol.