yes. SA is doing very well all this while…

If some investor argued that SA poor investment decision in kweb is acceptable to them. What can I said further?

Nobody is mentioning on the China secondary sanction except that Mr. Freddy Lim.

This post has been edited by bcombat: Jun 15 2022, 11:22 AM

But but but most of the Buffett portfolio assets eventually did recover its value and move upwards and make decent profit. That’s why he is one of the richest man in the world and not one of us.

Buffett No like someone on SA who so confident in his invested assets despite received many complaints the price of his assets kept dropping. Eventually one day he suddenly cut off with reasons such as “Unknown Unknowns” , “ know unknown”, “unknown know” etc.

If uncertain, some of the “in between” partial solutions I can think of if you don’t want to pull out 100% from SA

- change your risk appetites to the lower risk portfolio (May be 6%, 8% etc) in which most of the assets are bonds. The portfolio asset value may still drop further but at least not so dramatic. When the snp500 index trend has change, you may want to switch back to higher risk portfolio later.

- sold off 50/40/30/20% of your SA holding;and

- stop DCA until right time has come.

No perfect solution but you need to make decision.

Just illustrate with simple example why we shouldn't loss our money. I believe this is what Warren Buffett trying to say:


Assumption here:

This is all the money that A and B have. They don't have extra money to top up the investment.

B loss money in his investment in Y2 RM2,000 and he cut lost (realised loss)

A breakeven in his investment in Y2.

Y3 -Y6 both A and B make same return of 10% consistently.

B only breakeven in between Y4- Y5 (his investment back to RM10,000 level) whereas A already make profit of RM3,310 in Y5.

(Please see attach due to alignment issue)




Most of the Warren Buffet is in the equity assets which carried certain degree of risks. How can he make a fortune by investing in Fixed Deposit or any low risk/ low return money market funds/ bonds?

Yes. His portfolio is up and down just like us and it is impossible not to have any asset dropping below the entry prices. But for sure most of his assets price were recover later and he make decent profits from these assets subsequently. He invest in the long terms and not short term or medium terms.

I think when he said "Don't lost your money" means here is don't invest in the wrong assets that don't generate good returns in both shorts and long terms and don't enter at the wrong timing when the value of the assets are already on high side.

This post has been edited by bcombat: Jun 18 2022, 01:00 PM


Attached thumbnail(s)

Ishare hang Seng tech etf…..assets are quite similar to kweb. History price trend also quite identical.

admin can close or delete the thread…without letting us know

Flexible portfolio have fewer choices of ETF…..compare to IBKR, FSM etc.
Anyway promotion is worth considering if they do offer in SA Malaysia

This post has been edited by bcombat: Jun 21 2022, 09:53 AM

https://www.stashaway.my/help-center/643051...ible-portfolios



key word: fresh fund

This post has been edited by bcombat: Jun 22 2022, 05:45 PM

XLE become bearish?

https://fintechnews.my/31676/wealthtech-mal...s-more-control/

my 10% risk portfolio bond performance so far….even KDI also invested in BNDX, no sure why they like it so much…

recently in video hear our Freedie Lim said some indication that bond market could be bottom but need another few more months data in future to confirm it….hope he know what he was talking about this time.


Attached thumbnail(s)

That’s the earlier mention by Freddie on the bond market outlook

if we update ourself with finance and economy news frequently…..should have come across the new that US is high probable will enter recession next year….

Leave it to the investor here to judge whether they should be so aggressive like 1-2 year ago or leave some of our bullets to the later stage.

This post has been edited by bcombat: Jun 27 2022, 11:17 AM

Dividend entitlement (about 2% ~ 2.1%) paid around 10 - 14th every month

Additional rebate (0.3-0.5%) was paid on quarterly basis.

IVV?

Ok

market is very uncertain atm
invest prudently…..
just now receive email from verve invest…their current strategy has change to manage mkt volatility instead of investing aggressive as it is not a right timing to challenge broader mkt

This post has been edited by bcombat: Jul 1 2022, 08:37 PM

Hong Leong one is FD. Cannot withdraw prematurely.
SA simple can withdraw anytime we want to without the concern that interest be forfeited