If we invest in HL 12 months tenure FD. Suddenly at 9th months after FD placement we need to withdraw due to urgent use of $. We lose not only few days of interest…but a total of 9 month interest will be forfeited.

that’s good!

This post has been edited by bcombat: Jul 2 2022, 02:52 AM

open IBKR acc and transfer your money over to them.

can trade inverse ETF but very volatiles. SnP500 and Nasdaq are not and will not go down on straight line. Personally I prefer to trade x1 leverage rather than x2 or x3….it is all up to your risk appetite.

Investor need to meet their financial and risk appetite requirements before IBKR allow us to trade their complex and leverage ETF.

But IBKR will let you adjust your financial profile (income and worth, investment objective, investment objectives) if the investor was not initially qualified. Investor may also need to pass their CLP teaching exam (which is not difficult because we can search the answer on internet before answering)

This post has been edited by bcombat: Jul 2 2022, 04:12 PM

Use TNG platform to sell their unit trust products. very clever indeed.

if XLE is in my flexible portfolio, I would have dispose it off already and replace it with UUP. It used be to sit on 3x% profit but now reduced to 19.x%. But then again, only KDI has UUP in their asset lists but no SA.

Touch and go e wallet MMF investment was part of the products under digital banking licence?

Just search on yahoo finance for its underlying assets.

Example, one asset under technology enable - cloud computing:

anyone here know Ziet lowyat user id?

He frequent get his YouTube information from here

on and off you can come across who pop up to bash SA…
could be ppl who disappointed with their decision on kweb fiesta and negative returns. anyway, overall market sentiment is very bad and can’t fully blame SA. Most of UT value are also in the bearish mode. My opinion is that ppl have to take a bit of responsibility on their own if they choose the highest risks profile but later complain suffer huge loss in big margin….

anyway, look at the underlying assets for each portfolio and decide for yourself which risks appetite is suitable for u. one thing I like about SA is the transparency.

Usually Nasdaq are more volatile. S&P up 1% Nasdaq up 2% during the day. Trend are almost the same.



This post has been edited by bcombat: Aug 1 2022, 12:29 PM

Some fund managers has sold certain portion of the equities in the unit trust funds and kept around 2x% cash as part of their defensive move.

Total returns in MYR denominations?

US stock market goes up a lot for past few weeks….if continue to move up, most SA portfolio should start to see positive returns.

ESG is without KWEB assets.

SA is more transparent in their transactions…updated daily and data is more comprehensive.

Hi everyone, StashAway recently held its market outlook for the rest of 2022 virtually. This was moderated by Albert, our deputy country manager in Malaysia, and was led by Stephanie, our Co-Chief Investment Officer. Here are some takeaways from the evening -

What’s happened since the start of 2022 :
1. Bonds and equities have both slumped this year, which is a rare occurrence. This was largely due to a combination of high inflation and aggressive Fed rate hikes.
2. Tech valuations have undergone a huge reset. The Nasdaq Composite Index is now back down to its 20-year average.
3. Fed rate hikes have lifted the USD to its strongest level in 20 years.

Looking ahead :
1. The big question now is whether the Fed can achieve a “soft landing”. That would require two things: easing inflation and a mild economic slowdown.
2. On the former, a stabilisation or easing in commodity prices would suggest a downward trajectory for US headline inflation in the months ahead.
3. On the latter, the labor market and other data suggest the US economy is still showing resilience - suggesting it isn’t quite in a full-blown recession.
4. Even so, leading indicators show that we’re not out of the woods yet. Inflation is stabilising but will likely remain elevated , and growth is still slowing.

Risks we’re watching out for :
1. Increasing geopolitical tensions between the US and China has the potential to roil markets.
2. Skyrocketing energy costs in Europe - due to its heavy reliance on Russia for gas - are damping its economic outlook. It will likely be strained further as winter approaches.
3. Rising US rates and a stronger USD are lifting borrowing costs for emerging markets, putting some at risk of default.

If you would like a more in depth explanation of these points, please feel free to watch the recording of the webinar here - https://www.stashaway.sg/r/market-outlook-rest-of-2022

SA portfolio become more even complicated than before…..

More to choose means investor will pump in more $?

This post has been edited by bcombat: Sep 1 2022, 04:29 PM