Haha ya. Initial effort is needed

Currently epf, sa and some klse for fun

For prs, my tax deduction is 90 or 240 range so didn't really look into it.
If you don't mind, can u share your recommended prs? Tqvm

Depend on yourself

Some might think, so bullish... Conlan7firm bear incoming so they stop Dca.

And some might think, so bullish... Pump more in

Above these 2 type carry the traits of gamblers. Why say gamblers? Coz they just based on feeling, sixth sense.
Unless they did research on the individual stocks to determine if its over priced or a good price to buy more.

If long term investment, just Dca consistently no matter bull, bear or kangaroo.

This post has been edited by neverfap: Oct 29 2019, 03:21 PM

If you got research the price then it will surely perform better than those that dca or else Dca is the way to go

I myself just constantly deposit the similar amount unless it get cheap. Then will increase the deposit amount

Agree with this
on 36%
The line is literally the same as DJI/SP500

I think this is for their 6.5 to 22% risk right?
The growth one I think will closely resemble the sp500

I don't think he is being sarcastic at all. He is giving u the accurate answer

As mentioned by honsiong, we are in a bull market since Dec 2018. So positive return is very much expected. But this is stock market after all, there will be up and down.
Are u able to stomach the losses in case the market goes the opposite way? If yes then nice but if can't then better stick with more conservative investment.

In layman term
Means change the ETFs

Ah I see
Coz I based on the context from the previous reply
Thanks for correcting

Do u understand how stock market work in general?

I suggest u learn more about it first. Not sure how u able to go to 36%.

This post has been edited by neverfap: Nov 8 2019, 01:33 PM

Market is uptrend
But myr is gaining since last few days hence the negative
Currently 1 usd is 4.12-3 myr while 2 months ago its 4.20

But how?

I think most investment is right?

Yup. Genting is your choice.
1000 can become 2000 then 4000 then...

Based on ur statement
I can confirm this robo is not for u haha
Just go genting

None

I think it's best to just deposit and leave it as it is.
It's passive investment afterall
No need to track it

The return improve is becoz of a huge gain in yesterday's us market and myr weakened against usd

Lol
U thought rigged meh
U can create a watchlist for the etf in ur port using app like webull/cnbc to see the performance

Anytime now

It's been bullish for the past few years or at least since 2018 dec after the minor correction.
So its normal that the higher risk profile that hold more equities will perform better. But if bull market come, we need to prepare for the worse. (To prepare: at least 1) Have cash for emergencies (months of expenses) and 2) Have cash(bullet) on hand to buy cheap stock)

Bond on the other hand wont have much changes in bull and bear (during bear will grow a bit (?). Do correct me if i'm wrong). So more suitable for investor with lower risk appetite.

Since we are on the topic of bonds. Is it wiser to go for bond fund/asnb/fd here instead of the lower risk SA profile? Since there will be 30% withholding tax on the dividend anyway.

Not on withdrawal but the withholding tax will be imposed on payment. Meaning the dividend u see in the transaction tab is already post tax.

Also from ur previous question, yes. The total return include dividends (which are then automatically reinvested)