Recently did and passed the SGX exam and got the higher risk portfolios unlocked. So far my returns based on 22% risk level has been good, at 20% TWR. Tempted to slide the risk level up to 36%, or create a separate portfolio at 36%.

just asking, anyone here who have invested in SA for minimum 6 months have a NEGATIVE return?

Hello, I'd been investing Stashaway for pass few months and return has been good (2months, 6-7%, 36% risk profile.)

However, I noticed there is a discrepancy btw the return in MYR and USD.

I noticed that if i compare the conversion rate:
Current value, in both USD and MYR, (MYR => USD, the conversion rate is 4.12, which is the normal market conversion rate)

However, if i check the conversion for total returns (MYR => USD, the conversion rate is 3.147) it is much much higher.

So there is a reduced in return in MYR when calculation the total return. I'd msged stashaway and was told it was due to exchange rate. However no matter how u calculate, forex exchange rate for MYR to USD is never lower than 4.0.

So what am I missing here. Stashaway had not given me a proper explaination.

Can you guys check ur total return conversion to see if its the same? or my case is unique?

Not bad at all, my 6.5% portfolio MWR is 3.53% , TWR is 5.5% , created the portfolio in April 2019.

The 36% portfolio sitting pretty with 27.3% and 20% since Nov 18. Happy with it so far and only paid management fees for 2-3 months. Now free again for 6 months from Boost.

Question, does the return include dividends received?

Overnight lost rm20++ profit. What a way to start 2020.

Anyone know how to enable the 36% risk index portfolio?

Why u all want to open SA SG?
Didn't the portfolio compostition is same with SA MY?

What are the portfolio percentage suitable for a recession economy? Below 10%?

Is like saying RM drop lower compare to US is good as it will attract more tourist to MY?

I've been looking around and considering this. But from briefly reading this thread it looks like a lot of people are playing around with relatively small amounts for this. Is this safe for larger investments?

if for larger investment DIY will more worth it？eg : 100k above

i wanted to withdraw money from the investment that I have set to medium term. any penalty?

so where's my celeri? 

Thank you for the reply

Im sorry to say that it was indeed possible to lose money during december.My risk level is 18% and Ive actually attempted to increase the risk up to 20+ percent before but it didn't work up well as i just kept losing more capital.I did make some cash during december but it was pretty insignificant, maybe about 0.8% or something which i eventually lost during january.

But thats not the question im asking.Im starting to wonder what's the point of investing at stash away when there are other more stable choices like EPF and REIT with more or less similar ROI (return of investment).Ive actually heard of some people earning less than FD after a year of using stash away.Yes i do understand that there is a lock in for EPF,so thats why im diversifying, however im starting to wonder if stash away is a good option to diversify my personal portfolio as this is the first time im trying a robo-advisor.

So after some practical experience using this app im starting to doubt whether its a worth while investment in the long run.Maybe someone can share their experience in using this app in the long term.

Thanks

Im withdraw from stashaway. Seem no profit here. maybe im not lucky... Zzz

Hi there, I encountered the same for my 6.5%, had been DCA since last year July
MYR
MWR: -2.13%
TWR: -0.14%

USD
MWR: 2.88%
TWR: 2.81%

Didnt get the logic behind as well, hope someone could clarify, tq