Hey everyone, I need some opinion, if you can give any.

I'm thinking of opening another portfolio (max RI 36%).

My current portfolio is 22 % (invested 1 year, 11.36% TWR and 18.40 MWR)

Is it a good choice to open another portfolio? Having 2 separate to portfolio (easier to track the performance)?

Or should I just change the risk index on my current portfolio to the highest one and not having 2 portfolio?

As I recalled, if I change my index at this moment, it's like selling or buying some asset classes on a little bit high prices (correct me if I'm wrong).

Thank you.

hi, guys, how to i know my account is verified? I just submitted documents needed for verifications, thanks.

Anyone realized for Jan 2021 statement, whole "fee calculations" part went missing?

Mine took 2 days
Hi Mate 

Ouchhh, currently at 36%, should I change it to lower risk?

What is the reason by the way? Can educate me?

Regarding your recent drop in returns

The reality is that in the short term, investing can certainly feel like a bumpy ride, because the markets react in unpredictable ways to company-specific news, geopolitical events, and more. These reactions lead to market ups and downs that we know are inevitable, yet these short term swings can still distract us from our long-term investment plan.

I’m here to emphasise that these substantial ups and downs are exactly why it’s crucial that you keep your emotions out of investing and stick to your plan.

When you log in and see your investments doing well, this doesn’t mean you can abandon your monthly investment plan and put more money in! You’ll be buying high, and then you’ll see inflated losses later on.

And, when you log in and see your investment not doing as well as you'd like, you shouldn't turn off your monthly investment plan just because you fear that you’re losing too much money. It’s in times such as these that it’s cheap to buy.

Not convinced that you shouldn't react to short-term volatility? Check out the S&P500's performance from Bloomberg over a 6-month period:



Ok, now let’s zoom out to the S&P 500's performance over a 15 year period, where that 6-month performance is circled below:



The lesson here is that the markets average upwards in the long term, and so you need to stick to your investment plan to catch that wave. In other words, don’t make emotional decisions.

So, whenever you experience a sudden increase or sudden decrease in returns, remember to think about the big picture, and don’t get too excited, or too upset.

If you have any questions about your investment strategy and deposit plan, you can always reach out to our client engagement team, and they’ll be happy to walk you through the best way to set up your investments.

Yours in investing,
Freddy
Co-founder and CIO

Please remember Jan 2008 is a worse case scenario. Lehmann collapse, Freddie mac, fannie mae, and housing mortgage crisis. Another way to look at the same section of graph is if you lump sump all ur monies in 2008 but still dca, you will reach break even or profit way faster than 4 yrs.

It's alright, I went in at a terrible time too 

Hello comrade! Bad timing fellas reporting in. Two profiles here (16 and 36 respectively)




inb4 new investors get scared away by the reds

SA all in KWEB, let's see how it goes

Where got all in only 20% allocation in total because the price is low look at GLD for comparison

Until the buy order is completed nothing is final because it is only bow executing the trigger which will adjust accordingly by the algorithm
Still to completed buy order until it is shown the buy price I still completed which will be lower than 32% later once it is done

But overall it will still stick to allocation by risk % hence nothing to shout about

hi, may i know Stashaway really can make money?
any good example here?
how much to invest ? how much profit get back?

mind telling your RI?

lumpsum or with DCA?

i was trying to have a "feel" of the results from Mid Feb till now......

Still new to sa... Not know how to tell if it is dca or not...so now can see the steps are meant to be dca...
With dca it is still - 2.x%...
Any where to see how the 36% performed since mid Feb without dca in SA?