Young ppl good.
Why dun open 2 portfolio, one is 22%, one is 36%.
Dca 100 weekly to both or 50 weekly to both.

After 6 month to 1 year come back n verify it.
Pls dun stop in between.

Suggest only.

I think not based on how much salary r u 😁.
How much u can use for investment monthly?
Make sure oledi fulfill at least 3 month expenses as emergency fund.

Assume 10% from ur salary (better is at least 20%), mean 400 monthly.

Just DCA 100 weekly? Or 200 biweekly?

Based on ur prefer.
If u know how to timing market, u do monthly or lumpsum.

I dun know, so i just weekly or biweekly 😁

Take ur time, pls read this all 😂

FSM 😂

If u haven't start invest, I think Cs can help u switch.
If oledi start just continue aje.

If really interested in usd, try contact Cs, may b they can help u.

Its due to ur DRB
https://www.stashaway.my/faq/900000198566-w...t-borrowing-drb

I forgot where I see ppl mention can change from GBP to USD, but the account is just activated n haven't start punya.

If CS oso can't help means u rich ppl ma, got many properties or vehicles 😂

i will consider any investment expose to forex as high risk.

for me , no use to invest in low risk investment which i pay the same management fee compare to high risk.

wanna accumulate emergency fund , just put in local MMF/short term bond fund/bond fund (which cost 0% sales charge)

just ask ppl pm u , sure a lot ppl will do.
after u got it, pls mention again u oledi got, otherswise, ur inbox kena spam

## i not need bcoz still got a few month baru expired

This post has been edited by ironman16: Apr 22 2021, 02:07 PM

What Is Dollar-Cost Averaging (DCA)?
Dollar-cost averaging (DCA) is an investment strategy in which an investor divides up the total amount to be invested across periodic purchases of a target asset in an effort to reduce the impact of volatility on the overall purchase. The purchases occur regardless of the asset's price and at regular intervals. In effect, this strategy removes much of the detailed work of attempting to time the market in order to make purchases of equities at the best prices. Dollar-cost averaging is also known as the constant dollar plan.

pendek kata, if u dun know how to timing market, use DCA strategy

set certain amount (let say 500) , every month u deposit it , no matter market dip or up (but some ppl here use weekly dca )

This post has been edited by ironman16: Apr 23 2021, 01:20 PM

its normal at the starting bcoz market / forex fluctuate ma......give it some time (at least 1 year ) then u will see always is green oledi , unless big market correction coming

Simple use to accumulate emergency fund ? or ........

why dun just use others platform to accumulate ? like Versa or .........

may b.....last time i test b4.....but cant accept the time frame......last cabut.....just dca the portfolio aje....

no true or wrong .....

dun forget there is forex involve

SA buy in ETF, not unit trust.....go first page have a look first

i think SAMY just wanna highlight that the short term fluctuation (noise) is nothing n dun panic, try observe it in long term scenario ....

hope my guess is right

full article here
Why you should stay invested: China’s economy is rebounding, while protective assets insure your portfolio against any short-term volatility.
https://www.stashaway.sg/r/chinas-tech-crac...letterApril2021

This post has been edited by ironman16: Apr 30 2021, 02:08 PM

b4 start make sure u got emergency fund first ( 6 month expenses at least )

find anybody referral link (use ur frien ) to sign up

decide the amount that u can invest (at least rm100, bcoz lower than that cant see the effect, up to u)

decide the SRI u want, suggest high risk if u r young ppl, if the RISK offer to u is too low, just WhatsApp CS to open for u

DCA monthly/weekly, stick to the plan and dont panic with the market volatility .

long term holding, at the starting , sure kejap profit, kejap loss....

and the last one is WELCOME.

This post has been edited by ironman16: May 16 2021, 10:34 PM

bcoz he mention 5 year, so i assume he wont touch it......

but the insurance part is

That the down side of Simple. Process depends on stashaway and East spring. So, u just need b passion 😂.
Ppl stick with this simple oledi know b4, they r slow than usual.
At least 3 days (last time I withdraw), if holiday...... 😁

So, i stick with others.

Thats why stashaway simple n go+ oledi out of my list 😂😁

ppl discuss Versa n Simple at here....u can flip2.

https://forum.lowyat.net/topic/4962773#


i will say Versa is better between Versa n Simple....
actually not much different, unless u put a few million in it
which one is better depend on individual though.....some ppl dun mind late a bit to get the money, some ppl priority is time frame to get the money....

ur choices....

This post has been edited by ironman16: May 23 2021, 05:57 PM