QUOTE(lovingforyou @ Jan 18 2021, 10:29 PM)
money been deduct?17 jan is sunday, should b today deduct
stashaway mention received or not?
Investment StashAway Malaysia, Multi-Region ETF at your fingertips!
|
|
Jan 18 2021, 10:34 PM
Return to original view | Post
#121
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,437 posts Joined: Sep 2016 |
|
|
|
|
|
|
Jan 18 2021, 10:46 PM
Return to original view | Post
#122
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,437 posts Joined: Sep 2016 |
QUOTE(lovingforyou @ Jan 18 2021, 10:41 PM) Money deducted this afternoon from my saving account sabar boss,I think SA did mentioned received and please allowed them 1-2 days to proceed logically is: afternoon receive, tonight (bcoz US baru start kerja ma) convert USD, if sucess baru execute buy. Jika berjaya buy, tomorrow SAMY baru tahu and update dalam apps u, itu pun jika dia sempat (jangan lupa, monday banyak kerja o) normally take 2 day (fastest i ever see) 3 day just normal speed ma 4 to 5 day if got special event occur if transfer from SAMY Simple lain cerita sudah, lagi lambat This post has been edited by ironman16: Jan 18 2021, 10:49 PM |
|
|
Jan 18 2021, 10:52 PM
Return to original view | Post
#123
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,437 posts Joined: Sep 2016 |
QUOTE(lovingforyou @ Jan 18 2021, 10:50 PM) if u weekly dca, when this process finish n updated in ur apps (2 to 3 day), then second dca is coming.....u just tutup mata, x payah everyday tengok la......tired o i normally use Jompay ,and Jompay will execute early in the morning (around 8am), so SAMY will receive it afternoon... This post has been edited by ironman16: Jan 18 2021, 10:54 PM |
|
|
Jan 18 2021, 11:06 PM
Return to original view | Post
#124
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,437 posts Joined: Sep 2016 |
QUOTE(lovingforyou @ Jan 18 2021, 10:50 PM) ur order delay lagi bcoz US holiday QUOTE(bourse @ Jan 18 2021, 11:05 PM) thanks for the info bourse liked this post
|
|
|
Jan 19 2021, 12:04 AM
Return to original view | IPv6 | Post
#125
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,437 posts Joined: Sep 2016 |
|
|
|
Jan 19 2021, 12:24 PM
Return to original view | IPv6 | Post
#126
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,437 posts Joined: Sep 2016 |
QUOTE(lovingforyou @ Jan 19 2021, 12:19 PM) Eh, just to update Mcm lambat sikit dr jompay, am i wrong?Im wrong with the statement yesterday Timeline as below 17/Jan Sun - Direct Debit scheduled in SA 18/Jan Mon - Direct Debit Bank deduct my saving account 19/Jan Tue - Receive email from SA on @1115HRS that they received fund Last when i think i jompay, the same day SAMY received. But nvm, yesterday US holiday, fast oso no use. Try direct debit for a few time baru dpt conclude |
|
|
|
|
|
Jan 19 2021, 12:35 PM
Return to original view | IPv6 | Post
#127
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,437 posts Joined: Sep 2016 |
QUOTE(lovingforyou @ Jan 19 2021, 12:32 PM) I remember i saw earlier post that, "first" time slower a bit Remember dca aje, unless u can timing market very wellThis 36% portfolio just "open" by SA last week, and 17/Jan is my "First" deposit into this portfolio Aug 2020 i did my first deposit for first 22% portfolio and leave it there, after half year just step further, then taadaa, here i am |
|
|
Jan 19 2021, 06:37 PM
Return to original view | IPv6 | Post
#128
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,437 posts Joined: Sep 2016 |
QUOTE(adamletham @ Jan 19 2021, 05:59 PM) If I want to add a lump sum money into my Stashaway account, is it better to add that in gradually (increase my monthly/weekly DCA by RM X over X months)? Or is now a good time to a dump it all in at once? u expert in timing market >>>> lump sum For reference, my risk index is 36%. if not, dca monthly (wanna curve lagi smooth, weekly OR u wanna daily |
|
|
Jan 20 2021, 03:34 PM
Return to original view | Post
#129
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,437 posts Joined: Sep 2016 |
QUOTE(xander83 @ Jan 20 2021, 03:21 PM) How do you DCA daily? Monthly πGLD basically at 20% high risk allocation just a hedge to Equities in order to support any rebound in sight when the correction happens based on ERAA strategy GLD rises means that value of the money decreases and inflation is happening soon but for near term unlikely for now due to damp growth situation because unlikely to rise within 2% in US until 2022 which curtailed by unlikely higher taxes due to US Midterm which likely to see some Bidenβs policies being smothered Donβt worry too much about 36% for those invested early this year during the 1st week as already more than 2% this month only beating FD this year without doing anything and take profit at the right time when the ringgit is weaker Still got 11 more months to go if anything shows 36% risks will be likely at 16% gain for this year and on bullish market will hit 24% or more |
|
|
Jan 22 2021, 03:17 PM
Return to original view | IPv6 | Post
#130
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,437 posts Joined: Sep 2016 |
QUOTE(magicnox @ Jan 22 2021, 03:08 PM) Hi everyone, I'm pretty new to SA but I've been following this thread for awhile. i cut short bcoz many times been mention:I'm 25 years old, after 1 year+ of working, I'm able to save up to 5 figures till date (I'm able to save up to 50/60% of my salary monthly). I'm considering keeping them in SA simple (I read that it's better than keeping it in FD (?) compared to just keeping in my bank account) & also start investing in SA. I do not have an FD account yet, hence I'm torn with either keeping my savings in SA simple or a high-yield savings account (still surveying that atm) The recommended risk by the system for SA is not more than 18% for my first portfolio. I put it at 10% for now and have not made my first deposit yet. If anyone has tips/suggestions on how I should go about it, feel free to share. Thank you Save at least 3 months to 6 month salary (more accurate is perbelanjaan) as Emergency fund (unless u said my mom/dad is my emergency fund - may b 1 month in eFD (2 month oso can, up to u, important is easy to redeem, i choose eFD bcoz on the spot can get my money if i redeem through apps) - balance 50% in money market fund (SAMY Simple) + 50% in Bond Fund Extra money baru start invest, u wan in UT/SAMY/WAHED/MyTHeo/AKru/FSM/eunitrust/.............up to u seen u still young, why dont just go with 2 portfolio, one is Risk 10% as u wish, one is 36% risk to test water monthly dca without stop, after 1 or 2 year baru decide.... This post has been edited by ironman16: Jan 22 2021, 03:22 PM magicnox liked this post
|
|
|
Jan 22 2021, 03:33 PM
Return to original view | IPv6 | Post
#131
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,437 posts Joined: Sep 2016 |
QUOTE(magicnox @ Jan 22 2021, 03:29 PM) I've already saved 6 months as emergency fund and aim to save at least 1 year (no emergency fund from parents sadly haha) & I'll look into opening an eFD and consider your other suggestions too... if like this, dont afraid......kasi in high sikit punya risk (36%).......apa lu takut..... Thank you for the tips, appreciate it! no gain nvm, kasi 10 tahun i x percaya no gain.......jika no gain oso can throw in tong sampah sudah..... 10 tahun no gain , u tengok semua org tembak lo, u just ikut belakang sembur aje..... magicnox liked this post
|
|
|
Jan 22 2021, 03:46 PM
Return to original view | IPv6 | Post
#132
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,437 posts Joined: Sep 2016 |
QUOTE(SithBuster @ Jan 22 2021, 03:41 PM) if u dun wan continue DCA, what is ur plan? redeem to cash? redeem to SImple? adjust ur risk? u oledi achieve ur target? thats mean u oledi save 36k n wanna buy car/ go vacation/ kahwin ? |
|
|
Jan 22 2021, 03:58 PM
Return to original view | IPv6 | Post
#133
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,437 posts Joined: Sep 2016 |
QUOTE(SithBuster @ Jan 22 2021, 03:52 PM) I didn't say I don't want to continue to DCA so u only can continue to DCA .......unless u wanna stop from SAMY oledi n may b invest etoro or else.....Just bought car, can't go vacation, no fiancee So no to all three hahaha u redeem/adjust risk, u will loss in forex.......unless u still wan .... |
|
|
|
|
|
Jan 22 2021, 04:16 PM
Return to original view | IPv6 | Post
#134
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,437 posts Joined: Sep 2016 |
|
|
|
Jan 22 2021, 04:31 PM
Return to original view | IPv6 | Post
#135
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,437 posts Joined: Sep 2016 |
QUOTE(honsiong @ Jan 22 2021, 04:19 PM) I don't remember adjusting risk will sell USD for MYR, vice versa. If it's like that, will there be USD/MYR forex risk? My bad. πππAdjust no forex risk but u sell some etf u hold n buy some etf to balance according to ur target. U might sell low buy high, or vice verse, no body know. U can trt gamble if u feel ur lucky enough ππππ |
|
|
Jan 22 2021, 04:46 PM
Return to original view | IPv6 | Post
#136
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,437 posts Joined: Sep 2016 |
|
|
|
Jan 24 2021, 09:11 AM
Return to original view | Post
#137
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,437 posts Joined: Sep 2016 |
QUOTE(joefacker @ Jan 24 2021, 09:01 AM) hey guys, wondering why does SAMY takes such a long time to receive my deposits. I understand it's T+3 days. However I made a deposit on 18/1. Funds have been deducted from my bank account on 22/1, but still not reflected in SAMY as of today. It just shows it's in progress. Is this normal? 18 January is holiday for US, apa itu Martin..... Junior day. SAMY will execute converting myr to USD in 19 January night. Just don't understand why u deposit on 18 jan but bank deduct on 22 January? π π π |
|
|
Jan 27 2021, 11:38 AM
Return to original view | IPv6 | Post
#138
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,437 posts Joined: Sep 2016 |
|
|
|
Jan 29 2021, 02:01 PM
Return to original view | IPv6 | Post
#139
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,437 posts Joined: Sep 2016 |
QUOTE(KingArthurVI @ Jan 29 2021, 01:23 PM) I opened an account and deposited some money a few days ago, I just noticed my current weight for my portfolio is weighted 100% towards cash in USD. How many days does it normally take for SA to fully invest this cash into the assets shown in the pie chart? Thanks. Sabar, boss like upper ppl said 1 to 2 business day. Remember use referral code to get 6 months free management fees. πππ KingArthurVI liked this post
|
|
|
Jan 30 2021, 04:17 PM
Return to original view | Post
#140
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,437 posts Joined: Sep 2016 |
QUOTE(hedfi @ Jan 30 2021, 03:58 PM) Thanks for the advice, will take a short break like 2-3 weeks then resume DCA and add a bit more. Don't intend to withdraw for the next 5yrs. First 2 weeks of Jan was shiok, got about 8% but will look long term If u always top when market up n stop when market dip,Ur profit will less than Continue dca no matter what happen to market. Best one is : DCA as usual, Top up extra when there is a dip. Decision with u Ur choice ehwee liked this post
|
| Change to: | 0.0388sec
0.28
7 queries
GZIP Disabled
Time is now: 26th November 2025 - 06:34 AM |