Welcome Guest ( Log In | Register )

13 Pages « < 8 9 10 11 12 > » Bottom

Outline · [ Standard ] · Linear+

Investment StashAway Malaysia, Multi-Region ETF at your fingertips!

views
     
ironman16
post May 23 2021, 08:16 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(Seth Ho @ May 23 2021, 08:05 PM)
Currently converting to Versa but still wanna check the pros and cons so sad versa cannot do recurring payment,SA is more mature interm of user friendly
*
i didnt go with versa, but i go with Allocate plus (by Affin Hwang).....i lump sum deposit at pay day, serve it as emergency fund.....really cant survive baru i redeem .....so , no recurring oso nvm bcoz during pay day i sure will deposit it.....gerenti remember cool2.gif
ironman16
post May 24 2021, 11:21 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(flying_manatee @ May 24 2021, 10:12 PM)
Hi guys,

I've just opened an account in Stashaway and put to the highest risk settings (36%), so the portfolio is equity heavy and weighed more towards China and the US. So due to work-related reasons, I have around 50k to put in now and another 50k fairly soon.

Do note that most of my other portfolio is in property so it's relatively stable, that's why I'm going for the highest risk setting in Stashaway.

So my question is: as now the market seems very high, should I wait for it to drop before throwing all the money in? Or just put in immediately?

Another course of action that has occurred to me is to put all the money in but put the risk settings to the lowest, then if the market crashes set it back to the highest. Not sure if this makes sense or not.

Thanks!
*
R u confidence that now is ATH? If yes, u can wait until the dip come n u lump sum in so that u can buy low sell high later.
Bcoz u know how to timing market very well.

I'm not well in timing market, so i practice dca all the time.
I will split the amount into several small amounts, eg total 50k split to 5k each or 1.25k each, i will regularly top up my portfolio, either monthly or weekly.
If occurs dip in certain month, i will manually topping again.
This is normally i do.

U can use as reference n make ur decisions. 😁

I won't choose low risk in stashaway bcoz I dun like pay the fee n ask professional ppl manage my money.
Low risk punya investment I diy sendiri with SSPN /FD/ASM/MMF/........

This post has been edited by ironman16: May 24 2021, 11:24 PM
ironman16
post May 28 2021, 12:54 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(4eyeco @ May 28 2021, 12:51 PM)
Yes. I referred to my wife. She put money in simple only... and I am still eligible for the free 6 months
*
sorry....salah org i quote doh.gif

QUOTE(adele123 @ May 28 2021, 11:37 AM)
A refer B. B put money in simple.

A get another 6 months free or not?
*
give ur wife 100 n ask she open 36% portfolio in her acc.
write "my hubby money"......ur case settle cool2.gif

tak payah susah2 tanya.....hope it work hmm.gif

This post has been edited by ironman16: May 28 2021, 12:55 PM
ironman16
post May 29 2021, 10:15 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(ang1222 @ May 29 2021, 09:32 PM)
Is this for the first time, or after that is faster ?
Using Jompay and direct debit all this time.

Was wondering from SA simple to portfolio and contacted CS to figure out.
Their reply to me is like this

"From StashAway Simple to Core portfolio takes 2-3 business days, but the transfer can only be done after deposited funds into StashAway Simple has been invented, meaning for first time trial of this suggestion, it would take 5-6 business days (For first time deposited amount in StashAway Simple to be invested, and first-time inter-portfolio transfer, subsequent will always be 2-3 business days as long there are sufficient funds in StashAway Simple)"

Any people can confirm subsequent from simple to portflio, the timeline is almost same as jompay and direct debit ?
*
from Simple to Portfolio sure about 1 week (normally , if u get less than a week, u r lucky ppl)

oledi be mention many times in this thread, may b nobody believe ....... hmm.gif

If time frame is ur concern , pls go other platform to park ur money

if u DCA from Simple to Portfolio, jangan tengok bila masa complete .....u boleh gila nanti.... cool2.gif

time frame for Simple to portfolio > jompay to portfolio.............i will said is double the time frame cool2.gif

This post has been edited by ironman16: May 29 2021, 10:18 PM
ironman16
post Jun 4 2021, 11:36 AM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(necrox77 @ Jun 4 2021, 10:59 AM)
Anyone got mail about simple want to change mmf from eastspring to Ami income fund?
*
based on Morningstar rating , AmIncome better than Eastspring Inv Islamic Income

YTD : 0.87% VS 0.77%
1Y : 2.26% VS 2.04%
3Y : 2.98% VS 3,06%

https://my.morningstar.com/my/report/fund/p...ode=&lang=en-MY
https://my.morningstar.com/my/report/fund/p...ode=&lang=en-MY


better than my Affin Hwang Enhanced Deposit
YTD : 0.76%
1Y : 1.97%
3Y : 2.99%

But the higher is Manulife Investment AL-Ma'Mun, damn high , YTD 3.48% shocking.gif
https://my.morningstar.com/my/report/fund/p...ode=&lang=en-MY




ironman16
post Jun 4 2021, 02:13 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(akhito @ Jun 4 2021, 02:01 PM)
Hi guys newbie here. Let say I have deposited one time in stashaway and then plan to dca weekly. Can I proceed using previous JOMpay code and reference number 1 without going into the stashaway website. i confused cuz when 1st deposited stashaway asked for planned value, I wonder if the ref number 1 will change with amount.
*
Just setting the portion that u wish to invest in each portfolio in ur account.

Deposit it anytime u like, wan daily oso can, but remember put ur reference code, bcoz this code link with ur acc for them to track.
Example : I use 50% : 50% for my portfolio.
No matter what amount I invest, it will divide in 2, anytime I free I oso can manually deposit it.
ironman16
post Jun 4 2021, 02:33 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(akhito @ Jun 4 2021, 02:22 PM)
ok thanks for the explanation. I understand ald if I got new portfolio and proportion only need to change at stashaway to get diff ref number.
*
yup, if only one portfolio....easy liao.....i monthly deposit or happy happy deposit oso put reference code only.....not same with Akru, everytime log in n press button to capture the buy order doh.gif
ironman16
post Jun 6 2021, 06:30 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(nightzstar @ Jun 6 2021, 05:26 PM)
still thinking, but maybe as a starter, around 1000 and after that DCA and see how it goes. my target is those American/Europe ETF.
*
We mostly use DCA strategy, how much u wanna top monthly?
Assume u only one portfolio, why dun just DCA weekly 250 for ur starting 1k.
Use jompay, buy during tue to Thursday, early morning transfer ur money is prefer,
Get some body referral so u get 6 month management fee waiver
Welcome

Auto robo mean we dun target any etf, let stashaway do for us. Just deposit.
Wanna target then this stashaway not suit u, try ibkr
We only choose our risk, normally I choose 30 or 36%, highest.

This post has been edited by ironman16: Jun 6 2021, 06:35 PM
ironman16
post Jun 9 2021, 08:24 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(stormseeker92 @ Jun 9 2021, 06:31 PM)
RM250 per week for me.

Always check yahoo finance when market opens, but diamond hands are still steady lol. most prob cuz im in still in the greens altho KWEB dropped from ATH 100++

But deposit is kinda slow now. Deposit at monday night (PH), still processing up until now.
*
monday night deposit.....so, Tuesday morning accept by SAMY......

mostly will update in ur portfolio tonight (wednesday) or tomorrow morning......still in normal speed.....not fast not slow thumbsup.gif
ironman16
post Jun 9 2021, 09:19 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(stormseeker92 @ Jun 9 2021, 09:02 PM)
Probably cuz they received Tuesday morning, 1 or 2 business days count starts from Wednesday. Still processing now.
*
may due to Tuesday, many buy order......so not able to process......i think tomorrow can settle......hope during mco time they oso can process with normal speed..... cool2.gif
ironman16
post Jun 9 2021, 10:06 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(time24 @ Jun 9 2021, 09:43 PM)
I am new to this, never invested anything before. Some advice would be greatly appreciated.

From what I gather what I should do or not do is:
1. Do not change risk index halfway through. Stick with it.
2. Regular deposit is the way.

Thanks in advance.
*
Now my questions are:
Q1. I understand the whole premise is to select a risk that I am comfortable with. But I have this perception that in a long run the returns will be positive even for higher risk because the market grows (No idea whether this is correct or not, just gather from what I read). If that's the case and I am investing for long term >10 years, shouldn't I just select 36%?
If u foreseen it will in upward trending, will suggest u either SRI 30% or 36% if u young enough......this two got a bit diff in asset/etf.....pls flip2 n check it

Q2. speaking of this exact moment today, I have a sum of money. Should I break it down and deposit regularly (4x monthly), or just deposit it whole now? This amount is significant to me, but isn't all I have.
First , ask urself........u know how to timing market?.....if yes, wait the lowest point n lump sum in......then wait it up.
If u not pro in timing market, just DCA.....
got many choice,
u can lump sum ur money into Stashaways Simple , u set recurring transfer weekly from Stashaway Simple to ur Portfolio (prefer every monday or tuesday, and it take longer time than usual process. U just monthly transfer ur money by Jompay to Stashaway Simple. Not need monitor so frequent......bcoz u not timing it.
OR
U can set recurring deposit (by Jompay) weekly from ur acc to Stashaways Portfolio..........just ignore the Stashaways Simple.


Q3. Is there any real benefits to invest into multiple risk index instead of sticking to 1 for a long run? (Similar to Q1)
some ppl got diff goal for each portfolio , eg. Retirement Fund (36%), Honey Moon Fund 3 years (22%), Dream Car 5 year (36%), ................up to u......
some ppl got diff portfolio of same risk bcoz they didnt op for re-optimizer in SAMY


all the best , n remember get somebody referral link to enjoy 6 month management fee waiver cool2.gif

This post has been edited by ironman16: Jun 9 2021, 10:07 PM
ironman16
post Jun 19 2021, 12:30 AM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(lolabunny123 @ Jun 18 2021, 11:24 PM)
This could be old news but I just realized we can direct debit to SA Simple. Previously cannot πŸ™ƒ
*
if nothing happen is ok.......if something weird happen.......kasi debit until ur account become zero baru u tahu.......after that take a few day investigate n return.....that time u makan mee maggi aje..... laugh.gif
ironman16
post Jun 19 2021, 09:15 AM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(guy3288 @ Jun 19 2021, 09:07 AM)
thanks, can lose money also sweat.gif
direct debit means, ? auto debit simple to portfolio?
why no good?

you mean autodebit from bank savings account better?
i dont think is this reason, takkan system so lousy, money can simply credit into a stranger person

i suspect  no good becos you waste time money on  sell-withdraw-buy......waiting for him to clarify
*
Previously got happen one time, many ppl with direct debit kena, deposit until acc almost zero, that time many ppl 😑.
SAMY said not their problem, is the company that handle direct debit ( for SAMY)

Who know future thing. πŸ˜‚
ironman16
post Jun 19 2021, 09:50 AM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(Pewufod @ Jun 19 2021, 09:22 AM)
i remember it was called curlec
anyway i still use direct debit because i believe with the previous fiasco, they must have taken extra measures to prevent similar occurrence again
*
ya......hope so......

but i seldom use direct debit in my investment......i prefer manually / jompay through SI cool2.gif
ironman16
post Jun 19 2021, 10:02 AM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(lolabunny123 @ Jun 19 2021, 10:00 AM)
Haha I remember that news back then. But luckily I use my secondary bank account to direct debit instead and inside only got a few K. If they DD all I won’t suffer and have to eat Maggi πŸ˜…
*
thumbsup.gif ......this is what i do with my investment acc......use the secondary acc.....any thing happen oso nvm.....
ironman16
post Jun 22 2021, 11:18 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(stormseeker92 @ Jun 22 2021, 09:43 PM)
hope it continues going down until my pay day on 25th ! go red!
*
still going down at this moment?........i saw green aje...... sweat.gif
ironman16
post Jun 23 2021, 04:54 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


i top today.......spare 50%....just in case......not dip enough whistling.gif
ironman16
post Jun 23 2021, 05:16 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(stormseeker92 @ Jun 23 2021, 05:00 PM)
bossku new profile picture walaooo nice.

is that mark 42. i prefer mark 44 veronica lmao
*
Moogle Stiltzkin give me punya.......i nood in editing photo whistling.gif

Attached Image
this one mark 44?......too big la.....
i prefer kurus punya cool2.gif bruce.gif

This post has been edited by ironman16: Jun 23 2021, 05:35 PM
ironman16
post Jun 24 2021, 10:50 AM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(xander83 @ Jun 24 2021, 09:42 AM)
Too late last week was the best time to buy
If you believe in China Tech story and RM depreciation yes by all means go ahead to top up
Don’t think too much because no way RM will strengthen against USD anytime this year

Since 36% KWEB already signal buy time as it already reaches 1 year low at around 66 level which indicates buy for growth
*
Too late 😭
I miss it. I didn't know last week is the best timing
ironman16
post Jun 26 2021, 01:19 AM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(adele123 @ Jun 26 2021, 12:31 AM)
Btw DRJASON promo code works even for non new customer. So... you guys can use it. Haha. But i think runs concurrently with other promo codes.

Not promoting but just adding on to the youtube video shared.

The promo code is for 3 months
*
Thanks for the info.
Seldom come back here.
Almost miss the boat. πŸ™πŸ™πŸ™

13 Pages « < 8 9 10 11 12 > » Top
 

Change to:
| Lo-Fi Version
0.0534sec    0.52    7 queries    GZIP Disabled
Time is now: 28th November 2025 - 05:40 AM