Stashaway is for the lazy or those with little to no time to do research. That is all. if you rajin then by all means DIY

So you fall under which category?

It is obvious alr that Im lazy lol

Glad that you admitted that as that statement of yours is rather offending.

How would StashAway compare with investing in ETFs directly via a broker?

Just thinking out loud:

StashAway charges 0.8% annual fee (for first RM50,000) while some ETFs (VTI, VOO) have low expense ratio in the region of 0.04%.

StashAway annual fee seems to absorb all transaction charges while independent investment will be subject to brokerage fee, etc.

Flexibility in terms of choice of ETFs, of course you can't choose what you hold in StashAway.

Prior work needed, more due diligence would be required for independent investments.

If you have direct access to ETFs in USA via a brokerage, would you still go with StashAway?

Buy both as some ETFs you have to DIY on some ETFs 

I just created stashaway account but I cannot pick the high risk portfolio (risk level 36) because the system has deemed your profile unsuitable.
I already email them to change it to high risk, will they change it?

Hi, I am new to StashAway because I’m starting to think about personal finance planning. Would anyone open to share how much (%) of your salary you save in fd/bank and how much (%) of your salary you put into StashAway...

Thanks a lot!

I just created stashaway account but I cannot pick the high risk portfolio (risk level 36) because the system has deemed your profile unsuitable.
I already email them to change it to high risk, will they change it?

If you use Malaysia account, likely yes.

If Singapore, you need to pass SGX quiz 18/20.

They will most likely ask you to go through their academy module on personal financing and investment basics on SAMY app. Have to watch the videos before they allow change on Malaysia app.

How to check my account is malaysian or singaporean? Sorry for noob question.

Malaysian will use MYR as base currency. Simple will invest into Eastspring Investment Islamic Income Fund.

OK good. Mine is a malaysian account. Hopefully they can change it to high risk portfolio without any problem.

You can stomach -23% drop in a quarter hor? I went through that in 2018.

Hi, I am new to StashAway because I’m starting to think about personal finance planning. Would anyone open to share how much (%) of your salary you save in fd/bank and how much (%) of your salary you put into StashAway...

Thanks a lot!

Starts with Ark? lol
Meanwhile this is one of my 3 portfolios. I think its doing ok

OK good. Mine is a malaysian account. Hopefully they can change it to high risk portfolio without any problem.

from past LYN member sharing. 

Just go for the test and send them the result, they can open it for you.  Even 10/20 pass okay already, no need 18/20.

The test got 2 diff sets.  Note down the answer, then can re-sit again and get a good result. 

Good Luck