Just another newbie experience, hope it helps.

I just started my Stashaway account today, and high risk portfolio was locked away from me too.

First I Whatsapp'ed them asking for further input, they told me to wait for a business day for replies due to high load on customer support.

Being impatient, I went to read the FAQ and found the SQX quiz, I spend about 90 minutes and luckily scored 100%, I screenshot it and send to Stashaway Whatsapp. The questions are relatively straight forward and the numbers are simplified in the question examples, and you can freely go back to read notes before clicking next and try to answer the question again.

Within 10 minutes they replied me saying congratulation and will enable high risk access in 2-3 business day.

Feel pretty smooth, the whole process is maybe half a morning or less.

This post has been edited by Hoshiyuu: Feb 4 2021, 12:03 PM

Nice!

I just whatsapp them and they told me to watch the videos. I told them I already did that. After that, I have to wait 2-3 business days. I guess that is next week.

Haha, I feel a bit wasted my time then, I don't deny that the quiz is amazingly informative, but 80% of it is things I won't touch, and is the reason why I am trying stashaway (futures, calls, daily leverage certificates)...

This post has been edited by Hoshiyuu: Feb 4 2021, 07:01 PM

But it is good you took the test anyway. You know what is your knowledge level regarding the investment and the risk that comes with it. 👍🏽

2 years with SA and I'm still jealous of everybody returns. ☹️ Equals to ASB but ASB safer

22% risk at 3.5% roi
36% risk at 5% roi

This post has been edited by ali00: Feb 4 2021, 08:29 PM

just curious, why after i made a full withdrawal from Simple, my total net deposit = total current portfolio - Simple earning?
for example:
my Simple net deposit before withdrawal = RM10,000
Simple earning so far = RM 100
36% portfolio = RM 1000
20% portfolio = RM 2000
Total net deposit = RM 13,000

After Simple withdrawal (RM 10,100)
Simple net deposit became -RM 100
Total net deposit = RM 2,900

Because negative earnings from the total portfolio after withdrawal

It will be rebalance back when you invest in the portfolio of RM100

wait, you saying the earning from Simple (RM100) is actually a negative earning?

The earnings is positive but the portfolio is negative due to MWR calculation which is normal when deposits and withdrawals happens

ah, after calculating the total value and total returns after fees, then it became correct. Thanks!

How long is the portfolio?

those figures are just made-up numbers.

i started investing in SA sometime back in Aug last year

GLD is dropping like it's hot

cakap pun sedih hais

yeah, and this will definitely affect us too.

next support at 1775. let see whether It break or not.

any reason why is it so low return even after 2 years?

Cant be..its so low
even if u didnt dca, still have higher interest

Did you change portfolio often ? There was another member who change portfolio often and had lower returns
Can share your graph ?

i think if you ticked that you have invested in etf etc before during sign up, it will be unlocked automatically.