Wanna hoot the low. But the conversion rate just too bad now

Adjust risk la

This post has been edited by [Ancient]-XinG-: May 11 2019, 09:13 PM

From 36% increase better

Too bad I studied in MMU Cyber not Melaka, otherwise I can call myself the boy from Bukit Beruang.

Coz I enjoy bear markets

I am a bit psychopathic when it comes to finance, love it when crypto plunge 80%, S&P please fly down 20%-50%, love to see people panicking, despair etc

Yeah lor, want to put more money but SA Malaysia a bit cacat, T+ 2-3 days. Aiyah....

Anyway, still will put more money, we here go to long run one

New member checking in.

Reading the old parts from sifus seems SA is not really making any profit for anyone yet.

I'm currently on 6.5, 20, 36 with 2-6-2 ratio. Any care of advice about how reasonable this is to start with?

Noobie investor here, hence why I thought to go with SA, I tried FSM and got burnt real bad.

You might as well create goals and let SA decide for you.

But anything you do in SA, even though just fooling around shouldn’t get you burnt... but why?

Welcome!

I would say a lot of people are already making very good profit, way more than FD in a period shorter than 12 months.

Reasonableness would be more like how much of your life's savings you have invested in SA, rather than the ratio you mentioned.

If you are new, you should just stick to 1 portfolio instead. Find a risk profile you are comfortable with and stick to it.

Same with you. But I am on 3 5 2

I am making profit.... When you enter?

Hi all sifu's. Does anyone knows how dividen is converted into units ?

I have made a list of purchase following SA buy order, the buy order units is so far tally with my total up. So what happen to my dividen receive ? shouldn't it be converted into units as well ? is yes then i should have more units available correct ?

Hope someone can clarify this TIA.

Hmmm never think of this.

How big is your amount? I usually don't track as my monthly div hover around 1.5 USD and breakdown only 0.xxxx after daily movement it will adjust abit.

almost close to your amount, also around USD 1.xx

i just want to have better understanding how SA works.

for other investment dividen gets converted into units, so i assume SA also same

Not really sure what "converted into units" mean...

But they track how much shares you own at ex date pretty accurately. I adjusted down the portfolio risk level after SPY's ex date, but still gets dividends for SPY like 1.5 months after its ex (SPY takes very long time to pay out), so I guess I have no doubt about StashAway dividend payout.

He mean the div is in unit form or just like those UT drop in NAV.

I think it's in unit form.

Yes, that is what i mena, in units.

Based on the attached photo (first dividen i get), how to compute.

Normally when we buy, we get in the form of units. Is it the same when we get dividend it will be also in units.

Based on the photo, how many units did i get ?

You'll be able to see the number of units you get in your statement

Take this for example, it still dont show how much units you get for your dividen. is it maybe the amount is too little and they keep it in the cash reserve ?

From what I understand, you do not get Dividend as Units, but you get it in Cash.

I am guessing this because my Cash portion always goes up.

So, I think it is:

Dividend -> Cash -> Buy Units (it may in fact not be the exact same ETFs)

For Example:

7/5/2019 Received Dividends from AGG, CWB, TIP, TLH, TLT

8/5/2019 Bought Units in AGG, FEZ, CWB, EWJ

This post has been edited by ViktorJ: May 13 2019, 11:55 AM

... i think this could be the answer. lets hear what others experience is.

ViktorJ is correct. After they got the cash they will buy the ones with current allocation % less than their targets % to rebalance the portfolio.

This post has been edited by honsiong: May 13 2019, 12:21 PM