QUOTE(abcn1n @ Oct 15 2023, 11:55 PM)
edit: I better delete my explanation... the thread police not happy. This post has been edited by Wedchar2912: Oct 16 2023, 02:18 PM
EPF - self contribution, need advise
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Oct 16 2023, 11:50 AM
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Senior Member
3,678 posts Joined: Apr 2019 |
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Oct 16 2023, 12:45 PM
Show posts by this member only | IPv6 | Post
#2662
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Senior Member
3,864 posts Joined: Jun 2022 |
QUOTE(Wedchar2912 @ Oct 16 2023, 11:48 AM) I don't think anyone else could have said it better... we have passed the point of no return.... the hope now is just slow decay within our lifetime and maybe our kids' lifetime. That would allow some or many of us to plan our exit path (for older people like us, death is a exit path). Yep, old folks.like us is ok, just tunggu mati jer. Young folks who has found good job and career overseas...if you come back here, you really are sei sohai disgrace to ancestors.nowadays, I don't even ask anyone to return to Malaysia to work anymore, not like 10 to 15 years ago. I just tell people Malaysia is a great place to retire and spend one's retirement money. Those who love traveling, use Malaysia as a base to rest and reenergize before the next travel: soak up the cheap food and affordable medical treatment/doc visits and medicine. |
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Oct 16 2023, 01:14 PM
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All Stars
18,456 posts Joined: Oct 2010 |
Off topic, for those whose children all migrated, how u want your dead body handled, ashes to the sea/earth or burial in MY?
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Oct 16 2023, 01:17 PM
Show posts by this member only | IPv6 | Post
#2664
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All Stars
17,515 posts Joined: Feb 2006 From: KL |
QUOTE(MGM @ Oct 16 2023, 01:14 PM) Off topic, for those whose children all migrated, how u want your dead body handled, ashes to the sea/earth or burial in MY? does it matter? |
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Oct 16 2023, 01:20 PM
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Senior Member
1,362 posts Joined: Sep 2013 |
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Oct 16 2023, 01:21 PM
Show posts by this member only | IPv6 | Post
#2666
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All Stars
17,515 posts Joined: Feb 2006 From: KL |
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Oct 16 2023, 01:41 PM
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Senior Member
3,864 posts Joined: Jun 2022 |
QUOTE(MGM @ Oct 16 2023, 01:14 PM) Off topic, for those whose children all migrated, how u want your dead body handled, ashes to the sea/earth or burial in MY? I already bought condo for the afterlife. The other day my insurance agent even tries to sell me farewell package complete with monks/priest religion of your choice for farewell party when you dieded. I decline. WTF, why I need to give you money now if I bye bye 20 years later. Apa benda also got now. !@#$%^ liked this post
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Oct 16 2023, 01:46 PM
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Elite
5,608 posts Joined: May 2011 From: Here, There, Everywhere |
QUOTE(Wedchar2912 @ Oct 16 2023, 11:50 AM) sorry, I was just kidding... VIT and AGI stands for vitality and agility in character stats in comp games. fellow RPG otaku spotted sorry, off topic mods/thread boss CommodoreAmiga liked this post
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Oct 16 2023, 01:46 PM
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Senior Member
2,216 posts Joined: Oct 2010 |
QUOTE(CommodoreAmiga @ Oct 16 2023, 02:41 PM) I already bought condo for the afterlife. The other day my insurance agent even tries to sell me farewell package complete with monks/priest religion of your choice for farewell party when you dieded. I decline. WTF, why I need to give you money now if I bye bye 20 years later. Apa benda also got now. These farewell package, if buy now and later change religion, can the package be amended ?Sorry for digressing from ori topic |
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Oct 16 2023, 02:21 PM
Show posts by this member only | IPv6 | Post
#2670
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All Stars
48,540 posts Joined: Sep 2014 From: REality |
QUOTE(CommodoreAmiga @ Oct 16 2023, 01:41 PM) I already bought condo for the afterlife. The other day my insurance agent even tries to sell me farewell package complete with monks/priest religion of your choice for farewell party when you dieded. I decline. WTF, why I need to give you money now if I bye bye 20 years later. Apa benda also got now. Nowadays people desperateEverything got package one.. Life or death... Semua ada punya... It's all about the money š¤š° Don't be surprised if EPF also joining the boat... Now already joined into old folk care home industry... Next is death related industry... No money. No issues, use EPF run company to do the last rites using the balance in EPF š |
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Oct 16 2023, 02:33 PM
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Senior Member
3,864 posts Joined: Jun 2022 |
QUOTE(romuluz777 @ Oct 16 2023, 01:46 PM) These farewell package, if buy now and later change religion, can the package be amended ? I dunno. I told my insurance agent ayam not interested. LOL. But he said himself bought 3 pakages....Christian, Buddhist and Tao i think. So scare until sapu all religion. WTF.Sorry for digressing from ori topic |
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Oct 16 2023, 02:38 PM
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Senior Member
3,678 posts Joined: Apr 2019 |
QUOTE(CommodoreAmiga @ Oct 16 2023, 02:33 PM) I dunno. I told my insurance agent ayam not interested. LOL. But he said himself bought 3 pakages....Christian, Buddhist and Tao i think. So scare until sapu all religion. WTF. edit: ops... sorry, not related to EPF... i better not comment.This post has been edited by Wedchar2912: Oct 16 2023, 02:47 PM |
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Oct 16 2023, 02:47 PM
Show posts by this member only | IPv6 | Post
#2673
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Senior Member
4,499 posts Joined: Mar 2014 |
QUOTE(nexona88 @ Oct 16 2023, 02:21 PM) Nowadays people desperate Muslim funeral is cheapest one. Just a few hundred RM, mostly for tips. Then optional extra for nicer gravestone.Everything got package one.. Life or death... Semua ada punya... It's all about the money š¤š° Don't be surprised if EPF also joining the boat... Now already joined into old folk care home industry... Next is death related industry... No money. No issues, use EPF run company to do the last rites using the balance in EPF š N back to kwsp topic Not many know but kwsp has a one-off RM2500 death assistance payment for members who die before 60. This post has been edited by Cubalagi: Oct 16 2023, 02:48 PM nexona88 liked this post
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Oct 16 2023, 02:55 PM
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Senior Member
3,864 posts Joined: Jun 2022 |
Yeah yeah, back to topic. Sorry for suddenly divert topic.
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Oct 16 2023, 03:07 PM
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Senior Member
2,379 posts Joined: Sep 2017 |
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Oct 16 2023, 04:21 PM
Show posts by this member only | IPv6 | Post
#2676
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All Stars
48,540 posts Joined: Sep 2014 From: REality |
QUOTE(Cubalagi @ Oct 16 2023, 02:47 PM) Muslim funeral is cheapest one. Just a few hundred RM, mostly for tips. Then optional extra for nicer gravestone. yes. I heard...N back to kwsp topic Not many know but kwsp has a one-off RM2500 death assistance payment for members who die before 60. weddings also cheaper... if u do like kampung style... everyone helps out... angpow u give rm20 also the host very happy already because got people give rm5 only but bring whole extended family for makan oooh... kwsp got that kairat kematian thingy... too bad below 60... should increase to at least 70 or 75 |
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Oct 18 2023, 02:05 AM
Show posts by this member only | IPv6 | Post
#2677
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Senior Member
5,741 posts Joined: Apr 2019 |
Who's ready for 2024 100k self contribution? I'm excited, getting funds ready šššš drbone liked this post
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Oct 18 2023, 08:27 AM
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All Stars
18,456 posts Joined: Oct 2010 |
QUOTE(gashout @ Oct 18 2023, 02:05 AM) Already started for 2023. romuluz777, nexona88, and 1 other liked this post
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Oct 18 2023, 09:24 AM
Show posts by this member only | IPv6 | Post
#2679
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All Stars
48,540 posts Joined: Sep 2014 From: REality |
QUOTE(gashout @ Oct 18 2023, 02:05 AM) This year 100k also not fill up yet, slow & steady dumping some whenever available šNext year another 100k "Poor" me cannot fill up all š gashout liked this post
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Oct 18 2023, 09:41 AM
Show posts by this member only | IPv6 | Post
#2680
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Senior Member
3,283 posts Joined: Apr 2008 |
QUOTE(nexona88 @ Oct 18 2023, 09:24 AM) This year 100k also not fill up yet, slow & steady dumping some whenever available š With your financial literacy I don't think the word poor is applicable to you hahahaNext year another 100k "Poor" me cannot fill up all š I am at 50 y.o and only hoping that children education don't burn a hole in my epf and hoping that ptptn covers at least 80% of their tuition fee Good luck to me This post has been edited by virtualgay: Oct 18 2023, 09:42 AM nexona88 liked this post
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