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 EPF - self contribution, need advise

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Wedchar2912
post Oct 16 2023, 11:50 AM

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QUOTE(abcn1n @ Oct 15 2023, 11:55 PM)
Thanks. What'sĀ  VIT and AGI?

...

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edit: I better delete my explanation... the thread police not happy. tongue.gif

This post has been edited by Wedchar2912: Oct 16 2023, 02:18 PM
CommodoreAmiga
post Oct 16 2023, 12:45 PM

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QUOTE(Wedchar2912 @ Oct 16 2023, 11:48 AM)
I don't think anyone else could have said it better... we have passed the point of no return.... the hope now is just slow decay within our lifetime and maybe our kids' lifetime. That would allow some or many of us to plan our exit path (for older people like us, death is a exit path).

nowadays, I don't even ask anyone to return to Malaysia to work anymore, not like 10 to 15 years ago. I just tell people Malaysia is a great place to retire and spend one's retirement money. Those who love traveling, use Malaysia as a base to rest and reenergize before the next travel: soak up the cheap food and affordable medical treatment/doc visits and medicine.  biggrin.gif
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Yep, old folks.like us is ok, just tunggu mati jer. Young folks who has found good job and career overseas...if you come back here, you really are sei sohai disgrace to ancestors.
MGM
post Oct 16 2023, 01:14 PM

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Off topic, for those whose children all migrated, how u want your dead body handled, ashes to the sea/earth or burial in MY?
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post Oct 16 2023, 01:17 PM

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QUOTE(MGM @ Oct 16 2023, 01:14 PM)
Off topic, for those whose children all migrated, how u want your dead body handled, ashes to the sea/earth or burial in MY?
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does it matter?
batman1172
post Oct 16 2023, 01:20 PM

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QUOTE(!@#$%^ @ Oct 16 2023, 01:17 PM)
does it matter?
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matter a lot oooo
feng shui for future generate affected!

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post Oct 16 2023, 01:21 PM

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QUOTE(batman1172 @ Oct 16 2023, 01:20 PM)
matter a lot oooo
feng shui for future generate affected!
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haha i see
CommodoreAmiga
post Oct 16 2023, 01:41 PM

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QUOTE(MGM @ Oct 16 2023, 01:14 PM)
Off topic, for those whose children all migrated, how u want your dead body handled, ashes to the sea/earth or burial in MY?
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I already bought condo for the afterlife. The other day my insurance agent even tries to sell me farewell package complete with monks/priest religion of your choice for farewell party when you dieded. I decline. WTF, why I need to give you money now if I bye bye 20 years later. Apa benda also got now.

wongmunkeong
post Oct 16 2023, 01:46 PM

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QUOTE(Wedchar2912 @ Oct 16 2023, 11:50 AM)
sorry, I was just kidding... VIT and AGI stands for vitality and agility in character stats in comp games. smile.gif
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fellow RPG otaku spotted laugh.gif
sorry, off topic mods/thread boss notworthy.gif
romuluz777
post Oct 16 2023, 01:46 PM

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QUOTE(CommodoreAmiga @ Oct 16 2023, 02:41 PM)
I already bought condo for the afterlife. The other day my insurance agent even tries to sell me farewell package complete with monks/priest religion of your choice for farewell party when you dieded. I decline. WTF, why I need to give you money now if I bye bye 20 years later. Apa benda also got now.
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These farewell package, if buy now and later change religion, can the package be amended ?
Sorry for digressing from ori topic
nexona88
post Oct 16 2023, 02:21 PM

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QUOTE(CommodoreAmiga @ Oct 16 2023, 01:41 PM)
I already bought condo for the afterlife. The other day my insurance agent even tries to sell me farewell package complete with monks/priest religion of your choice for farewell party when you dieded. I decline. WTF, why I need to give you money now if I bye bye 20 years later. Apa benda also got now.
*
Nowadays people desperate

Everything got package one..

Life or death...

Semua ada punya... It's all about the money šŸ¤‘šŸ’°

Don't be surprised if EPF also joining the boat... Now already joined into old folk care home industry...

Next is death related industry...

No money. No issues, use EPF run company to do the last rites using the balance in EPF 😁

CommodoreAmiga
post Oct 16 2023, 02:33 PM

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QUOTE(romuluz777 @ Oct 16 2023, 01:46 PM)
These farewell package, if buy now and later change religion, can the package be amended ?
Sorry for digressing from ori topic
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I dunno. I told my insurance agent ayam not interested. LOL. But he said himself bought 3 pakages....Christian, Buddhist and Tao i think. So scare until sapu all religion. WTF.
Wedchar2912
post Oct 16 2023, 02:38 PM

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QUOTE(CommodoreAmiga @ Oct 16 2023, 02:33 PM)
I dunno. I told my insurance agent ayam not interested. LOL. But he said himself bought 3 pakages....Christian, Buddhist and Tao i think. So scare until sapu all religion. WTF.
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edit: ops... sorry, not related to EPF... i better not comment.

This post has been edited by Wedchar2912: Oct 16 2023, 02:47 PM
Cubalagi
post Oct 16 2023, 02:47 PM

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QUOTE(nexona88 @ Oct 16 2023, 02:21 PM)
Nowadays people desperate

Everything got package one..

Life or death...

Semua ada punya... It's all about the money šŸ¤‘šŸ’°

Don't be surprised if EPF also joining the boat... Now already joined into old folk care home industry...

Next is death related industry...

No money. No issues, use EPF run company to do the last rites using the balance in EPF 😁
*
Muslim funeral is cheapest one. Just a few hundred RM, mostly for tips. Then optional extra for nicer gravestone.

N back to kwsp topic

Not many know but kwsp has a one-off RM2500 death assistance payment for members who die before 60.

This post has been edited by Cubalagi: Oct 16 2023, 02:48 PM
CommodoreAmiga
post Oct 16 2023, 02:55 PM

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Yeah yeah, back to topic. Sorry for suddenly divert topic.

abcn1n
post Oct 16 2023, 03:07 PM

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QUOTE(Wedchar2912 @ Oct 16 2023, 11:50 AM)
edit: I better delete my explanation... the thread police not happy.  tongue.gif
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ok
nexona88
post Oct 16 2023, 04:21 PM

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QUOTE(Cubalagi @ Oct 16 2023, 02:47 PM)
Muslim funeral is cheapest one. Just a few hundred RM, mostly for tips. Then optional extra for nicer gravestone.

N back to kwsp topic

Not many know but kwsp has a one-off RM2500 death assistance payment for members who die before 60.
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yes. I heard...

weddings also cheaper... if u do like kampung style... everyone helps out...
angpow u give rm20 also the host very happy already because got people give rm5 only but bring whole extended family for makan laugh.gif

oooh...

kwsp got that kairat kematian thingy... too bad below 60... should increase to at least 70 or 75 tongue.gif
gashout
post Oct 18 2023, 02:05 AM

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Who's ready for 2024 100k self contribution?

I'm excited, getting funds ready šŸ‘‹šŸ‘‹šŸ‘‹šŸ‘‹
MGM
post Oct 18 2023, 08:27 AM

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QUOTE(gashout @ Oct 18 2023, 02:05 AM)
Who's ready for 2024 100k self contribution?

I'm excited, getting funds ready šŸ‘‹šŸ‘‹šŸ‘‹šŸ‘‹
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Already started for 2023.
nexona88
post Oct 18 2023, 09:24 AM

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QUOTE(gashout @ Oct 18 2023, 02:05 AM)
Who's ready for 2024 100k self contribution?

I'm excited, getting funds ready šŸ‘‹šŸ‘‹šŸ‘‹šŸ‘‹
*
This year 100k also not fill up yet, slow & steady dumping some whenever available šŸ˜•

Next year another 100k

"Poor" me cannot fill up all 😭
virtualgay
post Oct 18 2023, 09:41 AM

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QUOTE(nexona88 @ Oct 18 2023, 09:24 AM)
This year 100k also not fill up yet, slow & steady dumping some whenever available šŸ˜•

Next year another 100k

"Poor" me cannot fill up all 😭
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With your financial literacy I don't think the word poor is applicable to you hahaha

I am at 50 y.o and only hoping that children education don't burn a hole in my epf and hoping that ptptn covers at least 80% of their tuition fee

Good luck to me

This post has been edited by virtualgay: Oct 18 2023, 09:42 AM

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