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 EPF - self contribution, need advise

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gashout
post Oct 18 2023, 09:58 AM

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QUOTE(nexona88 @ Oct 18 2023, 09:24 AM)
This year 100k also not fill up yet, slow & steady dumping some whenever available 😕

Next year another 100k

"Poor" me cannot fill up all 😭
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poor your head biggrin.gif biggrin.gif

enjoy life just say biggrin.gif biggrin.gif
gashout
post Oct 18 2023, 09:59 AM

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QUOTE(virtualgay @ Oct 18 2023, 09:41 AM)
With your financial literacy I don't think the word poor is applicable to you hahaha

I am at 50 y.o and only hoping that children education don't burn a hole in my epf and hoping that ptptn covers at least 80% of their tuition fee

Good luck to me
*
if your kids are capable, they should do well in their education and doesn't need to rely on you.

sometimes i wonder who is responsible for tertiary education fund, parents or kids or government. maybe i should ask in serious kopitiam.
virtualgay
post Oct 18 2023, 10:22 AM

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QUOTE(gashout @ Oct 18 2023, 09:58 AM)
poor your head  biggrin.gif  biggrin.gif

enjoy life just say  biggrin.gif  biggrin.gif
*
he is not "poor"
he is the kaki max out EPF self contribution yearly
60k or 100k means nothing
if gov give 500k also he will max out
nexona88
post Oct 18 2023, 10:38 AM

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QUOTE(virtualgay @ Oct 18 2023, 09:41 AM)
With your financial literacy I don't think the word poor is applicable to you hahaha

I am at 50 y.o and only hoping that children education don't burn a hole in my epf and hoping that ptptn covers at least 80% of their tuition fee

Good luck to me
*
Hehehe...

Seriously
Just mean not all 100% in EPF...
Need to have diversified portfolio 🙏

QUOTE(virtualgay @ Oct 18 2023, 10:22 AM)
he is not "poor"
he is the kaki max out EPF self contribution yearly
60k or 100k means nothing
if gov give 500k also he will max out
*
Woah...
U putting me in hard position boss...
Really cannot fill up even 60k previously.... Now increased to 100k, more cannot fill up 😔

This post has been edited by nexona88: Oct 18 2023, 10:41 AM
gashout
post Oct 18 2023, 10:42 AM

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QUOTE(virtualgay @ Oct 18 2023, 10:22 AM)
he is not "poor"
he is the kaki max out EPF self contribution yearly
60k or 100k means nothing
if gov give 500k also he will max out
*
500k also can max out, my idol! drool.gif drool.gif
batman1172
post Oct 18 2023, 10:54 AM

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I got a stupid question.
If I put in 100k max contribution now (18.10.2023) and I take out 100k in 1.12.2023, will there be dividends due for november on the 100k invested?





poweredbydiscuz
post Oct 18 2023, 10:56 AM

 
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QUOTE(batman1172 @ Oct 18 2023, 10:54 AM)
I got a stupid question.
If I put in 100k max contribution now (18.10.2023) and I take out 100k in 1.12.2023, will there be dividends due for november on the 100k invested?
*
Yes, whole month of november + 1 day in october.
nexona88
post Oct 18 2023, 11:24 AM

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QUOTE(gashout @ Oct 18 2023, 10:42 AM)
500k also can max out, my idol!  drool.gif  drool.gif
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It's not me 😭

Don't put high hopes...

Sure cannot fill up one...

Heck 100k also not sure can or not 😔🤔
virtualgay
post Oct 18 2023, 12:09 PM

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QUOTE(nexona88 @ Oct 18 2023, 11:24 AM)
It's not me 😭

Don't put high hopes...

Sure cannot fill up one...

Heck 100k also not sure can or not 😔🤔
*
hit for 100k first
my goal is for the next 5 years i wanna hit 100k yearly cause by that time i am 55 years old

nexona88
post Oct 18 2023, 02:09 PM

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QUOTE(virtualgay @ Oct 18 2023, 12:09 PM)
hit for 100k first
my goal is for the next 5 years i wanna hit 100k yearly cause by that time i am 55 years old
*
Yours near retirement age already

Meanwhile yours truly still long way to go... 1mil also wayyyy long to reach... So really cannot go all out & stuck with EPF 😔
virtualgay
post Oct 18 2023, 03:00 PM

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QUOTE(nexona88 @ Oct 18 2023, 02:09 PM)
Yours near retirement age already

Meanwhile yours truly still long way to go... 1mil also wayyyy long to reach... So really cannot go all out & stuck with EPF 😔
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nexona88 - sure got short cut, find a rich man and get married

nexona88
post Oct 18 2023, 03:47 PM

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QUOTE(virtualgay @ Oct 18 2023, 03:00 PM)
nexona88 - sure got short cut, find a rich man and get married
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Hehehehehe... One of the express way....

But got some minor correction...

Find rich lady & get married 🤑💰
virtualgay
post Oct 18 2023, 05:06 PM

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QUOTE(nexona88 @ Oct 18 2023, 03:47 PM)
Hehehehehe... One of the express way....

But got some minor correction...

Find rich lady & get married 🤑💰
*
i dont know u are a female or a male so i assume u are a female..
doh.gif doh.gif doh.gif doh.gif doh.gif
nexona88
post Oct 18 2023, 05:54 PM

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QUOTE(virtualgay @ Oct 18 2023, 05:06 PM)
i dont know u are a female or a male so i assume u are a female..
doh.gif  doh.gif  doh.gif  doh.gif  doh.gif
*
well...

what I know & people sharing stats...

99% of lowyat forum members / account is own & operated by Males... few of them actually Female... one of them is Red Tag member... So don't play2 with them. later get free "holiday" tongue.gif
nordtty
post Oct 18 2023, 05:56 PM

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lol buah-buahan is it?
virtualgay
post Oct 18 2023, 06:22 PM

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Male ka female just get someone rich then you less stress

virtualgay
post Oct 18 2023, 06:22 PM

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Male ka female just get someone rich then you less stress

nexona88
post Oct 18 2023, 06:24 PM

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QUOTE(virtualgay @ Oct 18 2023, 06:22 PM)
Male ka female just get someone rich then you less stress
*
QUOTE(virtualgay @ Oct 18 2023, 06:22 PM)
Male ka female just get someone rich then you less stress
*
we all gets the point boss....

find someone rich & settle down happily

don't needed so hyper till double posting rclxs0.gif
virtualgay
post Oct 18 2023, 07:14 PM

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QUOTE(nexona88 @ Oct 18 2023, 06:24 PM)
we all gets the point boss....

find someone rich & settle down happily

don't needed so hyper till double posting  rclxs0.gif
*
Phone line problem
CommodoreAmiga
post Oct 18 2023, 08:16 PM

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QUOTE(nexona88 @ Oct 18 2023, 05:54 PM)
well...

what I know & people sharing stats...

99% of lowyat forum members / account is own & operated by Males...  few of them actually Female... one of them is Red Tag member... So don't play2 with them. later get free "holiday" tongue.gif
*
There is no such thing as "Female" in lowyat forum. It's the Universal truth.

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