Hi my colleague would like to increase her Life Cover protection. Any good plans out there to recommend?

Thank you.

The question is, how much % of your salary you used to purchase this policy?

P:S: Great Eastern also have this plan starting this Monday. 😜😜

So if means if i can afford it, it's ok?

Around 2% of my salary.

Hi my colleague would like to increase her Life Cover protection. Any good plans out there to recommend?

Thank you.

how much insurance coverage she wants to increase ?

any idea why that amount ?

what's her plan ?

She said her existing life cover is not much, therefore would like to top up a bit. She is around 45 yo, working in office environment and maybe a RM500 monthly premium top up for a start of the conversation be good.

Hi bro, which do you think is very important in life insurance plan; cash value or benefit?

I am buying to substitute my house MRTA (expired in 2 years time).

Any prudential insurance agent here? This is the package my wife sign up to insure my kid from birth. Is it too much? I'm paying RM188 per month.

This is the same for both traditional/standalone and ILP medical.

Both cost of insurance definitely will rise together with ages one.
Just in ILP, they utilise (or in other word withdraw/redeem) the unit trust to pay for it.

Pru wealth is an ILP....(investment linked protection plan)
comparing it with a non ILP?

read up from last page...there had been some discussion about it very recently......especially those by HoNeYdEwBoY

then,....as normally suggested.
a) You should assess the affordability and suitability of the product (including optional benefits) in relation to your financial goals and risk appetite.
b) Buying life insurance policy is a long term financial commitment.
c) You are advised to choose the type of product(s) that best suits your financial needs.
d) You are advised to read and understand the insurance policy

To achieve this, may i recommend that you speak to your agent and preferably if possible from another companies to perform a needs analysis and discussion and assist you in making an informed decision.

Hi my colleague would like to increase her Life Cover protection. Any good plans out there to recommend?

Thank you.

The agent introduced me this plan to substitute my house MRTA ( expired in 2 years time).

Hi, this is regarding fire insurance for shop house which is rented out.
Can it be insured floor-by-floor so the premium is less?
Because:
Ground floor is currently empty.
1st floor - storage of general merchandise
2nd floor- dwelling

The agent simply gave quotation based on the whole shop house used for retail of general merchandise, which I think carries a higher tariff rate.

Hi, this is regarding fire insurance for shop house which is rented out.
Can it be insured floor-by-floor so the premium is less?
Because:
Ground floor is currently empty.
1st floor - storage of general merchandise
2nd floor- dwelling

The agent simply gave quotation based on the whole shop house used for retail of general merchandise, which I think carries a higher tariff rate.

Is there any medical card + critical illness + life insurance all in one plan?

I don't have any personal insurance yet. Planning to get 1.

Thanks in advance

Is there any medical card + critical illness + life insurance all in one plan?

I don't have any personal insurance yet. Planning to get 1.

Thanks in advance

Dear sifus, my Prudential agent introduced me a cash value life insurance plan called Pru-wealth. Is it a better plan compared to a conventional term life insurance plan? Any other insurance company selling similar product? 

Thank you,
Rain