lol

All kena kencing.

Compulsory higher payment.

Cukur Rakyat got good gomen help manage finance.

Declare them enemy of state and swindled government, masuk Interpol list.

Macam Jho Low.

so far, never seen any lawyer comment on this matter.

can the government really just take the money out of the people's pocket just like that ? poof ?
even though the people are in debt with PTPTN but does that give gov the power to just take the money ?
how does all the paperwork work with the companies ? how do the companies verify the PTPTN claims ?

if this kind of money taking is applicable to PTPTN borrowers.
then it can be applicable to anything owed to the government, from business loans to housing loans issued by the government.
there should be no bias here, since these other borrowers also owe the government money.

U totally missed the point here..we people that pay as per schedule have our own money management.its not about pay or not now..

Example: u already out a commitment for yr house 2k per month,,suddenly bank ask you to pay 4k per month..even the tenure is shorter,someone will affected badly..

Understand the intention but no i dun support this.

Yes they can.

forcefully?

they can just cancel all the previous legal agreements ?
there is no clause against this in legal terms ?
would u explain legally how this all works ?

if they can do, then what was the point of signing the loan agreement.
might as well say, this year the interest is 200% annually. and make the borrowers become slaves.

The answer is simple why this is implement to those who is paying on time as well... you are not paying fast and in larger sum enough proportion to your salary. Even if paying RM1200 per month, it will required to take 3+ year to pay. The rest will take even longer.

If you are a consistent payee.. .then good for you, you will be able to finish paying in shorter time. The reduction in interest paid does not discriminate...

Yes they can and they should

So everyone owe PTPTN kena Garnishee Order automatic ka?

i agree with you sir.

i've been paying like a good boy since 2016. restructure to ujrah & did Auto debit a year later. rm300/month.
before 2016, i did pay my PTPTN debt monthly but paid rm100-rm150 but CONSISTENTLY every month.
Never FAIL to pay monthly. Must pay due to responsibility to payback whatever i borrowed. At least try to pay with my not so great salary last time.

i don't agree with this new policy regardless to how much income we make yearly.
different people got different commitments.
I believe 3-5% max salary cut is SUFFICIENT in these times of unstable economy.

PTPTN should punish those who NEVER paid a single RM at all or those who pay ON OFF monthly.

paying faster is bad, if you understand investments.

Unless they noob (which I won't be surprised) there will be clauses that allow them to adjust the term and conditions that will supersede the old terms.

You signed loan agreement to buy a house, but the monthly repayment also changes if the BLR is raised right?

The borrowers have the option of immediately repaying the debt. If a normal business raise the interest to 200% this year, what you can do is go take a loan from another business at 6% and settle it. So yes, they can do it and they won't, because it will kill their business.

However, PTPTN is not meant to 'generate' income per say, so they can do it.

if work oversea...salary based on convert or what?

Been paying 218 per month consistently now suddenly need to pay 350+/- not much increase but I feel unfair la.. suddenly increase? Not like I didn't pay...

if work at SG 2.6k salary.....

convert become rm8k..then need pay 1.2k ptptn per mth???????


crazy liao.....

This post has been edited by M4A1: Dec 5 2018, 06:37 PM

work sg 1 got pay tax 1 meh?

i tot they tax free 1... lol

True tho, Ptptn has the lowest interest rate for loans in the country.

pay SG govt tax le