Salary 8k will be potong 1.2k to pay PTPTN Chat
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 Dec 5 2018, 06:11 PM
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#1
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QUOTE(fazlythewarrior @ Dec 5 2018, 06:08 PM) Yang jadi mangsa adalah people who bayar consistently setiap bulan, bayar ikut agreement then lepas inj kena tambah based on salary range. Sebab orang bodo tak nak bayar orang yang bayar kena jadi mangsa. Why think as mangsa, the government help you to finish paying your loan in shorter time. Which means you pay less interest...  |
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Dec 5 2018, 06:26 PM
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#2
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QUOTE(fazlythewarrior @ Dec 5 2018, 06:16 PM) They should force this to those yang tak pernah bayar langsung not for people who consistently paid every month. The answer is simple why this is implement to those who is paying on time as well... you are not paying fast and in larger sum enough proportion to your salary. Even if paying RM1200 per month, it will required to take 3+ year to pay. The rest will take even longer.If you are a consistent payee.. .then good for you, you will be able to finish paying in shorter time. The reduction in interest paid does not discriminate... |
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Dec 5 2018, 06:28 PM
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#3
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QUOTE(fuzzy @ Dec 5 2018, 06:22 PM) Yes they can. Yes they can and they should  |
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Dec 5 2018, 06:41 PM
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#4
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QUOTE(Chobits @ Dec 5 2018, 06:32 PM) paying faster is bad, if you understand investments. It depends on your context... paying faster is bad for you but good for the country  |
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Dec 5 2018, 08:30 PM
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#5
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QUOTE(ryde @ Dec 5 2018, 08:29 PM) it is fair if deduct salary for those who never pay. but those who pay on time every month, it is not fair. can we bring the old contract to the court as PTPTN violated the contract? we can simply cancel a contract and force people to pay? if like that, what is the use of contract? if suddenly bank business no good, send you a letter telling you old offer letter and contract all void, you have to pay up all your house loan balance else the bank will pull the house, that is ok also? Yes please hire a lawyer and launch class civil action suit...Pop corn time |
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Dec 5 2018, 08:37 PM
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#6
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QUOTE(GoingMerry @ Dec 5 2018, 08:29 PM) Econonics experts, let's be clear haha... Banks won't reduce loan tenure from 30 yrs to 10 yr when they see u earn much more money. In fact, they will lend you more. Yes... it cannot be compare... which bank every loan you money for 1% interest.It's their main income laa.. why reduce loan period? break their own rice bowl? So, don't compare banks and ptptn like this leh...experts. So don't compare when the government decided to change policy to clip pay back rate to salary. Some of those I know, enjoying the 1% low interest rate for so long... investing in ASN, FixD or stock and paying merely the minimum with salary >5k... Now when government change policy to increase payment, all F words come out.... These ppl can easily payback just by taking out their investment.... But no, they won't... they want to enjoy interest free loan.... |
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Dec 5 2018, 08:39 PM
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#7
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QUOTE(GoingMerry @ Dec 5 2018, 08:35 PM) They should one shot pay house and car. much higher interest la. Agree... I bet most of those wise one is the one complaining the most PTPTN only 1%. wise one will pay slowly. Trust me, real reason many butthurt here. ONE PERCENT. |
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Dec 5 2018, 08:45 PM
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#8
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QUOTE(juvaan @ Dec 5 2018, 08:39 PM) wait a minute... isnt that the purpose of PTPTN? Haha... ya.. that's why all triggered come here complaint...How many of them really earning 8k and force to pay RM1200, I wonder.... If really have.... this group of people should not have much left to repay , at most 10k, and this group of people cannot pay it all up in 1 lump sump??? |
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