With ujrah mine lower than this new rate.
Wth...
Salary 8k will be potong 1.2k to pay PTPTN Chat
Salary 8k will be potong 1.2k to pay PTPTN Chat
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Dec 5 2018, 08:39 PM
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Senior Member
5,197 posts Joined: Jan 2003 From: Muor.... |
With ujrah mine lower than this new rate.
Wth... |
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Dec 5 2018, 08:39 PM
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Junior Member
276 posts Joined: Nov 2005 |
QUOTE(cdspins @ Dec 5 2018, 08:37 PM) Yes... it cannot be compare... which bank every loan you money for 1% interest. wait a minute... isnt that the purpose of PTPTN?So don't compare when the government decided to change policy to clip pay back rate to salary. Some of those I know, enjoying the 1% low interest rate for so long... investing in ASN, FixD or stock and paying merely the minimum with salary >5k... Now when government change policy to increase payment, all F words come out.... These ppl can easily payback just by taking out their investment.... But no, they won't... they want to enjoy interest free loan.... |
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Dec 5 2018, 08:39 PM
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Senior Member
8,652 posts Joined: Sep 2005 From: lolyat |
Those who sign agreement for the 1% sure kencing, because government doesn't follow the law of contract. The agreement already stipulated all the repayment schedule and they trying to rescind it.
A lot people laugh at Gamuda padan muka, songlap, but the agreement already there, now those PTPTN borrower going to feel like Gamuda liao. Malaysia baru give a misconception of rescind contract as they like, like this how to convince investor to invest in Malaysia. IMO the rules is good for those who did not pay single cent, using this force method will work, but please do not punish those who follow PTPTN loan contract repayment. |
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Dec 5 2018, 08:41 PM
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Junior Member
276 posts Joined: Nov 2005 |
QUOTE(yhtan @ Dec 5 2018, 08:39 PM) Those who sign agreement for the 1% sure kencing, because government doesn't follow the law of contract. The agreement already stipulated all the repayment schedule and they trying to rescind it. Yes, thats all. A lot people laugh at Gamuda padan muka, songlap, but the agreement already there, now those PTPTN borrower going to feel like Gamuda liao. Malaysia baru give a misconception of rescind contract as they like, like this how to convince investor to invest in Malaysia. IMO the rules is good for those who did not pay single cent, using this force method will work, but please do not punish those who follow PTPTN loan contract repayment. And why the rush to implement in January? Sekian. |
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Dec 5 2018, 08:41 PM
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Junior Member
652 posts Joined: Jun 2017 |
SHUT YOUR BL**DY HELL MOUTH PAKATAN HARAPAN SUPPORTERS.
ALL OF YOU SHOULD D*E. There are people whom abide by certain contracts ,fulfill their due diligence on time are being forced to cough up for Pakatan Harapan's stupidity of mismanaging Malaysian economy . |
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Dec 5 2018, 08:42 PM
Show posts by this member only | IPv6 | Post
#306
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Newbie
45 posts Joined: Dec 2015 |
Tu lah.
Dulu suruh belajar rajin-rajin tak nak. |
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Dec 5 2018, 08:43 PM
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Junior Member
407 posts Joined: Nov 2006 From: Layang-Layang, Johor |
so what about those not working at all, no income at all, no need to pay?
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Dec 5 2018, 08:44 PM
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Junior Member
906 posts Joined: Jun 2005 |
QUOTE(powerlinkers @ Dec 5 2018, 08:41 PM) SHUT YOUR BL**DY HELL MOUTH PAKATAN HARAPAN SUPPORTERS. In the offer letter, there is clause which state ptptn can change term of repayment by giving notice ALL OF YOU SHOULD D*E. There are people whom abide by certain contracts ,fulfill their due diligence on time are being forced to cough up for Pakatan Harapan's stupidity of mismanaging Malaysian economy . You don't check what you signed on? This post has been edited by desmond2020: Dec 5 2018, 08:46 PM |
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Dec 5 2018, 08:45 PM
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Senior Member
1,682 posts Joined: Oct 2004 From: let there be rain |
lulz...padan muka.
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Dec 5 2018, 08:45 PM
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Senior Member
2,714 posts Joined: May 2008 |
QUOTE(juvaan @ Dec 5 2018, 08:39 PM) Haha... ya.. that's why all triggered come here complaint...How many of them really earning 8k and force to pay RM1200, I wonder.... If really have.... this group of people should not have much left to repay , at most 10k, and this group of people cannot pay it all up in 1 lump sump??? |
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Dec 5 2018, 08:46 PM
Show posts by this member only | IPv6 | Post
#311
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Newbie
45 posts Joined: Dec 2015 |
QUOTE(cdspins @ Dec 5 2018, 01:37 PM) Yes... it cannot be compare... which bank every loan you money for 1% interest. If these people are smart they won't have to pay back PTPTN.So don't compare when the government decided to change policy to clip pay back rate to salary. Some of those I know, enjoying the 1% low interest rate for so long... investing in ASN, FixD or stock and paying merely the minimum with salary >5k... Now when government change policy to increase payment, all F words come out.... These ppl can easily payback just by taking out their investment.... But no, they won't... they want to enjoy interest free loan.... Now they butthurt. |
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Dec 5 2018, 08:46 PM
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Senior Member
8,652 posts Joined: Sep 2005 From: lolyat |
QUOTE(juvaan @ Dec 5 2018, 08:41 PM) There is a huge chunk of money stuck at PTPTN, i guess government doesn't want to continue dump money and think whatever policy to speed up the collection. First one to kencing going to be government servant, for example my sister did lend from PTPTN and opt for auto-salary deduction, imagine others. Second one private sector, do they have obligation to force repay? or using method to force private sector to pay like LHDN? i don't know, sure create a lot havoc later on. So the ultimate plan they have is, force u to take EPF money and repay in large chunk to avoid all those trouble. |
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Dec 5 2018, 08:46 PM
Show posts by this member only | IPv6 | Post
#313
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Junior Member
555 posts Joined: Aug 2013 From: Bolehland |
QUOTE(ToddStarz @ Dec 5 2018, 08:43 PM) technically yea, if no income is declaredthis "garnishing order" will most likely apply to salarymen - gomen would most probably instruct the employers to auto deduct the salary at the HR/company level before PTPTN borrowers sees what's left in their salary back account lulz |
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Dec 5 2018, 08:46 PM
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Junior Member
906 posts Joined: Jun 2005 |
QUOTE(cdspins @ Dec 5 2018, 08:45 PM) Haha... ya.. that's why all triggered come here complaint... Biasalah 20k club How many of them really earning 8k and force to pay RM1200, I wonder.... If really have.... this group of people should not have much left to repay , at most 10k, and this group of people cannot pay it all up in 1 lump sump??? Fresh grad straight can get 8k basic one |
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Dec 5 2018, 08:48 PM
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Junior Member
280 posts Joined: Nov 2010 |
cukur 6% only from 20k
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Dec 5 2018, 08:50 PM
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Senior Member
1,257 posts Joined: Apr 2011 From: Penang Malaysia, sometime KL |
QUOTE(juvaan @ Dec 5 2018, 08:28 PM) lol dumbass you just contradicted your own point. they can't bcauz it isn't free economy bcauz bank negara say any form of loan cannot do tatthey wuld have done it long go if they could, but they just cant. Thats free market economics for you. you are nothing more than trying to lick PH ass and being a jerk. but since gov violated tat lul stupid keyboard warrior |
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Dec 5 2018, 08:50 PM
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Senior Member
2,263 posts Joined: Dec 2006 From: In your head... |
good. should potong more.
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Dec 5 2018, 08:51 PM
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Junior Member
266 posts Joined: Jul 2008 |
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Dec 5 2018, 08:51 PM
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Senior Member
1,257 posts Joined: Apr 2011 From: Penang Malaysia, sometime KL |
QUOTE(Avangelice @ Dec 5 2018, 08:30 PM) you may find this funny but do know there are many who will find it hard to sleep tonight. I'm talking about the honest middle income group...mind you they have one month to figure out their finance cum January it is just a example for stupid juvaan who knw nothing |
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Dec 5 2018, 08:52 PM
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Junior Member
407 posts Joined: Nov 2006 From: Layang-Layang, Johor |
oke just talked to the careline, it seems for those not working/no income but still using auto debit ujrah contract(in this case my wife who is not working and payment by me) the auto debit will not be cancelled. but for me(working) the old structure will be cancelled and new structure will be put out come January
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