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> Salary 8k will be potong 1.2k to pay PTPTN Chat

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Ultima
post Dec 5 2018, 08:39 PM

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With ujrah mine lower than this new rate.

Wth...
juvaan
post Dec 5 2018, 08:39 PM

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QUOTE(cdspins @ Dec 5 2018, 08:37 PM)
Yes... it cannot be compare... which bank every loan you money for 1% interest.
So don't compare when the government decided to change policy to clip pay back rate to salary.

Some of those I know, enjoying the 1% low interest rate for so long... investing in ASN, FixD or stock and paying merely the minimum with salary >5k... Now when government change policy to increase payment, all F words come out.... These ppl can easily payback just by taking out their investment.... But no, they won't... they want to enjoy interest free loan.... devil.gif
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wait a minute... isnt that the purpose of PTPTN?
yhtan
post Dec 5 2018, 08:39 PM

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Those who sign agreement for the 1% sure kencing, because government doesn't follow the law of contract. The agreement already stipulated all the repayment schedule and they trying to rescind it.

A lot people laugh at Gamuda padan muka, songlap, but the agreement already there, now those PTPTN borrower going to feel like Gamuda liao. Malaysia baru give a misconception of rescind contract as they like, like this how to convince investor to invest in Malaysia.

IMO the rules is good for those who did not pay single cent, using this force method will work, but please do not punish those who follow PTPTN loan contract repayment.
juvaan
post Dec 5 2018, 08:41 PM

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QUOTE(yhtan @ Dec 5 2018, 08:39 PM)
Those who sign agreement for the 1% sure kencing, because government doesn't follow the law of contract. The agreement already stipulated all the repayment schedule and they trying to rescind it.

A lot people laugh at Gamuda padan muka, songlap, but the agreement already there, now those PTPTN borrower going to feel like Gamuda liao. Malaysia baru give a misconception of rescind contract as they like, like this how to convince investor to invest in Malaysia.

IMO the rules is good for those who did not pay single cent, using this force method will work, but please do not punish those who follow PTPTN loan contract repayment.
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Yes, thats all.

And why the rush to implement in January?

Sekian.
powerlinkers
post Dec 5 2018, 08:41 PM

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SHUT YOUR BL**DY HELL MOUTH PAKATAN HARAPAN SUPPORTERS.

ALL OF YOU SHOULD D*E.

There are people whom abide by certain contracts ,fulfill their due diligence on time are being forced to cough up for Pakatan Harapan's stupidity of mismanaging Malaysian economy .
KineticKill
post Dec 5 2018, 08:42 PM

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Tu lah.

Dulu suruh belajar rajin-rajin tak nak.

whistling.gif whistling.gif
ToddStarz
post Dec 5 2018, 08:43 PM

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so what about those not working at all, no income at all, no need to pay?
desmond2020
post Dec 5 2018, 08:44 PM

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QUOTE(powerlinkers @ Dec 5 2018, 08:41 PM)
SHUT YOUR BL**DY HELL MOUTH PAKATAN HARAPAN SUPPORTERS.

ALL OF YOU SHOULD D*E.

There are people whom abide by certain contracts ,fulfill their due diligence on time are being forced to cough up for Pakatan Harapan's stupidity of mismanaging Malaysian economy .
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In the offer letter, there is clause which state ptptn can change term of repayment by giving notice


You don't check what you signed on?

This post has been edited by desmond2020: Dec 5 2018, 08:46 PM
SUSticke
post Dec 5 2018, 08:45 PM

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lulz...padan muka.
cdspins
post Dec 5 2018, 08:45 PM

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QUOTE(juvaan @ Dec 5 2018, 08:39 PM)
wait a minute... isnt that the purpose of PTPTN?
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Haha... ya.. that's why all triggered come here complaint...
How many of them really earning 8k and force to pay RM1200, I wonder.... If really have.... this group of people should not have much left to repay , at most 10k, and this group of people cannot pay it all up in 1 lump sump??? cool2.gif
KineticKill
post Dec 5 2018, 08:46 PM

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QUOTE(cdspins @ Dec 5 2018, 01:37 PM)
Yes... it cannot be compare... which bank every loan you money for 1% interest.
So don't compare when the government decided to change policy to clip pay back rate to salary.

Some of those I know, enjoying the 1% low interest rate for so long... investing in ASN, FixD or stock and paying merely the minimum with salary >5k... Now when government change policy to increase payment, all F words come out.... These ppl can easily payback just by taking out their investment.... But no, they won't... they want to enjoy interest free loan.... devil.gif
*
If these people are smart they won't have to pay back PTPTN.

Now they butthurt.
yhtan
post Dec 5 2018, 08:46 PM

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QUOTE(juvaan @ Dec 5 2018, 08:41 PM)
Yes, thats all.

And why the rush to implement in January?

Sekian.
*
There is a huge chunk of money stuck at PTPTN, i guess government doesn't want to continue dump money and think whatever policy to speed up the collection.

First one to kencing going to be government servant, for example my sister did lend from PTPTN and opt for auto-salary deduction, imagine others.

Second one private sector, do they have obligation to force repay? or using method to force private sector to pay like LHDN? i don't know, sure create a lot havoc later on.

So the ultimate plan they have is, force u to take EPF money and repay in large chunk to avoid all those trouble.
ketupatlazat
post Dec 5 2018, 08:46 PM

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QUOTE(ToddStarz @ Dec 5 2018, 08:43 PM)
so what about those not working at all, no income at all, no need to pay?
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technically yea, if no income is declared

this "garnishing order" will most likely apply to salarymen - gomen would most probably instruct the employers to auto deduct the salary at the HR/company level before PTPTN borrowers sees what's left in their salary back account lulz
desmond2020
post Dec 5 2018, 08:46 PM

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QUOTE(cdspins @ Dec 5 2018, 08:45 PM)
Haha... ya.. that's why all triggered come here complaint...
How many of them really earning 8k and force to pay RM1200, I wonder.... If really have.... this group of people should not have much left to repay , at most 10k, and this group of people cannot pay it all up in 1 lump sump???  cool2.gif
*
Biasalah 20k club


Fresh grad straight can get 8k basic one
otakotak
post Dec 5 2018, 08:48 PM

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cukur 6% only from 20k
junsheng
post Dec 5 2018, 08:50 PM

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QUOTE(juvaan @ Dec 5 2018, 08:28 PM)
lol dumbass you just contradicted your own point.

they wuld have done it long go if they could, but they just cant.

Thats free market economics for you. you are nothing more than trying to lick PH ass and being a jerk.
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they can't bcauz it isn't free economy bcauz bank negara say any form of loan cannot do tat
but since gov violated tat brows.gif

lul stupid keyboard warrior
ciwi1166
post Dec 5 2018, 08:50 PM

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good. should potong more.
SUSahter
post Dec 5 2018, 08:51 PM

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QUOTE(juvaan @ Dec 5 2018, 08:36 PM)
bukan tak bayar la sohai, the point is why this ruling applied to all? Why not only on defaulters?

change payment agreement at free will you ok?
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lu hutang lu bayar la sorchye .. btw i dont owe ptptn any moneh yeah
junsheng
post Dec 5 2018, 08:51 PM

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QUOTE(Avangelice @ Dec 5 2018, 08:30 PM)
you may find this funny but do know there are many who will find it hard to sleep tonight. I'm talking about the honest middle income group...mind you they have one month to figure out their finance cum January
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it is just a example for stupid juvaan who knw nothing
ToddStarz
post Dec 5 2018, 08:52 PM

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oke just talked to the careline, it seems for those not working/no income but still using auto debit ujrah contract(in this case my wife who is not working and payment by me) the auto debit will not be cancelled. but for me(working) the old structure will be cancelled and new structure will be put out come January

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