Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
192 Pages « < 181 182 183 184 185 > » Bottom

Outline · [ Standard ] · Linear+

 Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back

views
     
IzaakC
post Jun 20 2019, 04:09 PM

Getting Started
**
Junior Member
188 posts

Joined: Dec 2017


QUOTE(cybpsych @ Jun 20 2019, 03:57 PM)
ask your friends to approve your card, can?  biggrin.gif just kidding
if an application is reviewed by human, then there will be variation/subjective in assessing the requirements. perhaps there is certain threashold % which will allow it to go thru? perhaps there are other reasons? perhaps income is lower than min req., but there are other areas which the approver deem reasonable? we dont know the exact policies.

statements from your friends may not apply equally to EVERY banks out there. each has their own assessment policies and risk assessment.

even your friend said "posssible to approve". it doesnt guarantee everyone, everytime. each individual is different.
*
He no longer working in banking industry mega_shok.gif

Yeah. the subjectiveness is what I kind of hoping for to get the approval. I only serve PTPTN loan for now, which I did timely payment every month. So I thought the chances for me to get approved are quite high... manatau kena slap on the face pulak. whistling.gif
LemonJane
post Jun 20 2019, 05:17 PM

suli0206
******
Senior Member
1,107 posts

Joined: May 2016


QUOTE(IzaakC @ Jun 20 2019, 04:09 PM)
He no longer working in banking industry  mega_shok.gif

Yeah. the subjectiveness is what I kind of hoping for to get the approval. I only serve PTPTN loan for now, which I did timely payment every month. So I thought the chances for me to get approved are quite high... manatau kena slap on the face pulak.  whistling.gif
*
I have CIMB cash rebate card. Used to be good when it's a 5% cash back for online transactions, although capped at RM30.00 a month. But it was removed some time ago. Online transactions earn normal rebate of 0.02% only nowadys.

Anyway if you are offered another PBB card, there's no harm taking it I suppose. After you build a good record with them, you can always reapply for Quantum.

As for me, my status has now been changed to "pending documentation".

Does PBB call or SMS an application success? Or you always have to find out yourself?
IzaakC
post Jun 20 2019, 05:47 PM

Getting Started
**
Junior Member
188 posts

Joined: Dec 2017


QUOTE(LemonJane @ Jun 20 2019, 05:17 PM)
I have CIMB cash rebate card.  Used to be good when it's a 5% cash back for online transactions, although capped at RM30.00 a month.  But it was removed some time ago.  Online transactions earn normal rebate of 0.02% only nowadys.

Anyway if you are offered another PBB card, there's no harm taking it I suppose.  After you build a good record with them, you can always reapply for Quantum.

As for me, my status has now been changed to "pending documentation".

Does PBB call or SMS an application success?  Or you always have to find out yourself?
*
CIMB offers me cause I have my payroll with them. not sure if CIMB trying to steal customer from PB (it's my first card anyway)

For now, I think the weekend dining 12% still attractive enough for me to take CIMB card, PB gold is giving only unlimited 0.1%...

I always talk to the CS to better understanding the status. Mine was always "pending documentation" from IVR, then CS told me it's already pending approval when I called earlier.

I think most people here receive SMS notifying their application result; I am still surprised by my case which they called and told me why my application failed.


pacatbesar
post Jun 20 2019, 06:07 PM

Getting Started
**
Junior Member
269 posts

Joined: Oct 2013
From: Penang


i've receive my quantum CC today. So what to tips to got free luggage from them?
tonytyk
post Jun 20 2019, 08:11 PM

Look at all my stars!!
******
Senior Member
1,962 posts

Joined: Nov 2011
QUOTE(IzaakC @ Jun 20 2019, 05:47 PM)
CIMB offers me cause I have my payroll with them. not sure if CIMB trying to steal customer from PB (it's my first card anyway)

For now, I think the weekend dining 12% still attractive enough for me to take CIMB card, PB gold is giving only unlimited 0.1%...

I always talk to the CS to better understanding the status. Mine was always "pending documentation" from IVR, then CS told me it's already pending approval when I called earlier.

I think most people here receive SMS notifying their application result; I am still surprised by my case which they called and told me why my application failed.
*
Which Cimb card offer 12% ?
IzaakC
post Jun 20 2019, 08:21 PM

Getting Started
**
Junior Member
188 posts

Joined: Dec 2017


QUOTE(tonytyk @ Jun 20 2019, 08:11 PM)
Which Cimb card offer 12% ?
*
CIMB Cash Back Platinum Mastercard. Only for dining on weekends.
link: https://www.cimbbank.com.my/en/personal/pro...mastercard.html
kimi28laren
post Jun 20 2019, 09:01 PM

Getting Started
**
Junior Member
62 posts

Joined: Mar 2017
Aiyoh... Previous statement got cashback for Shopee transactions. Now, the current statement only give points for all Shopee.

Correction:
My mistake... I looked through the statement again. Actually I earned both cashback and points for Shopee transactions.

This post has been edited by kimi28laren: Jun 20 2019, 09:16 PM
TSDarReNz
post Jun 20 2019, 09:24 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


QUOTE(kart @ Jun 16 2019, 03:45 PM)
DarReNz

Eligible for 5% Dining Cashback for Public Bank Quantum MasterCard:

MCC 5812 - Eating Places and Restaurant:

Black Canyon Restaurant - Sunway Velocity Mall:

- https://blackcanyon.com.my.

- Shown as 'BLACK CANYON - SVM KUALA LUMPUR MYS', in credit card statement.

- Ambank Credit Card Terminal.
*
QUOTE(spreeeee @ Jun 17 2019, 10:10 AM)
Eligible for cashback under dining:

RESTORAN FOONG YET, KEPONG KL
FUN FACTORY, PLAZA ARKADIA DESA PARK CITY KL
HOUSE OF PORK, ONE UTAMA PJ
ZOK NOODLE HOUSE, S.PYRAMID PJ
*
QUOTE(Yamy @ Jun 17 2019, 06:27 PM)
Guys, Air Asia X Inflight purchase for Duty Free Item is considered ONLINE Purchase to entitle CB.

user posted image
*
updated cheers cool2.gif
kelvinlzy
post Jun 20 2019, 09:46 PM

Look at all my stars!!
*******
Senior Member
2,493 posts

Joined: Mar 2014


QUOTE(LemonJane @ Jun 20 2019, 05:17 PM)
I have CIMB cash rebate card.  Used to be good when it's a 5% cash back for online transactions, although capped at RM30.00 a month.  But it was removed some time ago.  Online transactions earn normal rebate of 0.02% only nowadys.

Anyway if you are offered another PBB card, there's no harm taking it I suppose.  After you build a good record with them, you can always reapply for Quantum.

As for me, my status has now been changed to "pending documentation".

Does PBB call or SMS an application success?  Or you always have to find out yourself?
*
It's 0.2% for online and other retail transactions. Anyway off topic already.
Human Nature
post Jun 20 2019, 10:33 PM

- student of human nature -
*********
All Stars
26,520 posts

Joined: Jan 2003
QUOTE(kimi28laren @ Jun 20 2019, 09:01 PM)
Aiyoh... Previous statement got cashback for Shopee transactions. Now, the current statement only give points for all Shopee.

Correction:
My mistake... I looked through the statement again. Actually I earned both cashback and points for Shopee transactions.
*
How is it possible to earn both CB and VIP points for the same transaction?
bm_kia
post Jun 20 2019, 10:50 PM

Getting Started
**
Junior Member
149 posts

Joined: Dec 2008
QUOTE(ClarenceT @ Jun 20 2019, 07:56 AM)
Read T&C before asking or joining any games.
On your question, it is clearly stated in T&C.

Unfortunately BP don't have premises for you to top up off-line.

There is another PB Visa Paywave campaign, if you ask the same question, a lot of people here will be laugh-die-me.
*
Sorry, was almost asleep when I asked the noob question. Based on T&C, looks like possible to top-up those reloadable gift card or purchase Aeon voucher? Any sifus here tried that during the 1st month and got the cashback?

inquiries
post Jun 21 2019, 12:33 AM

Getting Started
**
Junior Member
273 posts

Joined: Jan 2017
QUOTE(LemonJane @ Jun 20 2019, 05:17 PM)
I have CIMB cash rebate card.  Used to be good when it's a 5% cash back for online transactions, although capped at RM30.00 a month.  But it was removed some time ago.  Online transactions earn normal rebate of 0.02% only nowadys.

Anyway if you are offered another PBB card, there's no harm taking it I suppose.  After you build a good record with them, you can always reapply for Quantum.

As for me, my status has now been changed to "pending documentation".

Does PBB call or SMS an application success?  Or you always have to find out yourself?
*
They send SMS to notify on your successful application.

QUOTE(pacatbesar @ Jun 20 2019, 06:07 PM)
i've receive my quantum CC today. So what to tips to got free luggage from them?
*
You need to register for the campaign asap, and start spending after that.
Refer https://www.pbebank.com/Personal-Banking/Pr...ary-Gift-a.aspx
fruitie
post Jun 21 2019, 02:30 AM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(LemonJane @ Jun 20 2019, 05:17 PM)
Does PBB call or SMS an application success?  Or you always have to find out yourself?
*
Will receive approval SMS. Use IVR feature to check status is the fastest, you will not receive rejection SMS though.
Devil4life
post Jun 21 2019, 09:13 AM

Enthusiast
*****
Senior Member
986 posts

Joined: Sep 2011
1. Called to ask PB VS for RM25 SST offset. Initially the CS say no offset as it's pay to gov, then I mention the last time (didn't quote lyn) there was CS inform me can offset with certain conditions. He check with manager, offer me to spend RM500 within 60 days to offset it. Once complete call them again. I thought I can offset based on my spending pattern (every month maximize the rebate). Anyhow achievable so I didn't request for more.

2. Very efficient to convert my PB QM and QV transaction to 12 months installment. Once call, put down phone, receive SMS that successfully converted. thumbup.gif

Really hope PB don't pull/reduce any of the existing benefits after Maybank fiasco. They already took out the 6 months 0% BT early this year.
LemonJane
post Jun 21 2019, 11:59 AM

suli0206
******
Senior Member
1,107 posts

Joined: May 2016


QUOTE(kelvinlzy @ Jun 20 2019, 09:46 PM)
It's 0.2% for online and other retail transactions. Anyway off topic already.
*
Right it's 0.2%. My mistake
uchitech008
post Jun 21 2019, 11:59 AM

Getting Started
**
Junior Member
122 posts

Joined: Nov 2011


Hi, would like to apply for a supplementary card. Is it still can ask for separate statement in order to enjoy another rm30 cash back for visa master quantum.tqvm

cappuccino vs latte
post Jun 21 2019, 12:22 PM

Enthusiast
*****
Senior Member
743 posts

Joined: May 2014
QUOTE(Devil4life @ Jun 21 2019, 09:13 AM)
1. Called to ask PB VS for RM25 SST offset. Initially the CS say no offset as it's pay to gov, then I mention the last time (didn't quote lyn) there was CS inform me can offset with certain conditions. He check with manager, offer me to spend RM500 within 60 days to offset it. Once complete call them again. I thought I can offset based on my spending pattern (every month maximize the rebate). Anyhow achievable so I didn't request for more.

2. Very efficient to convert my PB QM and QV transaction to 12 months installment. Once call, put down phone, receive SMS that successfully converted.  thumbup.gif

Really hope PB don't pull/reduce any of the existing benefits after Maybank fiasco. They already took out the 6 months 0% BT early this year.
*
Same as yours, to spend RM500 within 2 months. But the cs did not ask me to call back again after spent. No sure whether the system will pick up automatically.
Marcian
post Jun 21 2019, 02:36 PM

Casual
***
Junior Member
374 posts

Joined: Mar 2010
From: Kuala Lumpur
QUOTE(cappuccino vs latte @ Jun 21 2019, 12:22 PM)
Same as yours, to spend RM500 within 2 months. But the cs did not ask me to call back again after spent. No sure whether the system will pick up automatically.
*
Should be case-by-case basis. I just emailed them and they replied that the waiver will be reflected in my next statement. And it was.
laymank
post Jun 21 2019, 03:59 PM

Look at all my stars!!
*******
Senior Member
4,232 posts

Joined: Apr 2011


QUOTE(Devil4life @ Jun 21 2019, 09:13 AM)
1. Called to ask PB VS for RM25 SST offset. Initially the CS say no offset as it's pay to gov, then I mention the last time (didn't quote lyn) there was CS inform me can offset with certain conditions. He check with manager, offer me to spend RM500 within 60 days to offset it. Once complete call them again. I thought I can offset based on my spending pattern (every month maximize the rebate). Anyhow achievable so I didn't request for more.

2. Very efficient to convert my PB QM and QV transaction to 12 months installment. Once call, put down phone, receive SMS that successfully converted.  thumbup.gif

Really hope PB don't pull/reduce any of the existing benefits after Maybank fiasco. They already took out the 6 months 0% BT early this year.
*
I called up CS regarding the SST, too.
Was informed that they will put up a request to the management and subject to approval. No terms mentioned and when I checked today, it was reversed.
kaiserreich
post Jun 21 2019, 04:34 PM

Pendekar Papan Kekunci
*******
Senior Member
4,234 posts

Joined: Sep 2006
QUOTE(fruitie @ Jun 21 2019, 02:30 AM)
Will receive approval SMS. Use IVR feature to check status is the fastest, you will not receive rejection SMS though.
*
Rejection information comes via mail.
Been trying to get PBB card since 2016, applying every 6 months but without any success.

192 Pages « < 181 182 183 184 185 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0317sec    0.82    6 queries    GZIP Disabled
Time is now: 30th November 2025 - 09:51 PM