Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back

views
     
avinlim
post Jun 11 2019, 12:05 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


For PBB Visa Signature, min income RM80k. Is there any chance they will approve my application if my salary is below RM80k?
avinlim
post Jun 11 2019, 02:00 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(coolguy99 @ Jun 11 2019, 12:06 PM)
You can try but I doubt so as PBB is pretty strict when it comes to CC approvals.
*
QUOTE(Sumofwhich @ Jun 11 2019, 12:14 PM)
Mine got rejected
*
QUOTE(TongCN @ Jun 11 2019, 01:22 PM)
You guys referring to the Quantum cards 0% 12 month?

Does it have the upfront 3% actually or purely divide 12 only?
I applied twice last year (6 months gap) and both rejected sad.gif

One even with bonus and exceed the requirement but still reject, no idea and CS cannot disclose
*
I already got their quantum.

Seem like I need to wait till salary hit RM6.8k/month only can apply for this card.
avinlim
post Jun 18 2019, 09:06 AM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(ClarenceT @ Jun 18 2019, 07:39 AM)
To other people, they will lose 2.5 sen (withdraw RM4000 at a ATM) though get extra 1 Bigpoint (worth 1 sen). Not many people are so privileged like you enjoying zero cash-out cost.

(650-633.25)/4000 X RM6.
*
Salute got people really do calculation till that level.

notworthy.gif notworthy.gif notworthy.gif notworthy.gif notworthy.gif notworthy.gif notworthy.gif notworthy.gif
avinlim
post Jun 19 2019, 03:54 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(jefftan4888 @ Jun 19 2019, 03:50 PM)
I would like to confirm CB is based on calendar month (like MBB) or statement date cycle? Thanks.
*
PBB follow statement date.

Once statement out, CB also instantly credit to account. my statement date is 25th, so my cb is reflected on 25th also.
avinlim
post Jun 19 2019, 04:56 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(jefftan4888 @ Jun 19 2019, 04:52 PM)
Finally, I’ve received the long awaited 3 cards. So I activated VS & QM and requested to cancel QV. I checked with CS regarding the possibility of spending certain amount to offset the service tax. The answer is NO. My statement date is 22nd, at least I still able to get the CB for June.
*
can request to cancel one meh? I tot QV & QM come tgt..and we have to keep both or cancel both.
avinlim
post Jun 19 2019, 05:26 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(jefftan4888 @ Jun 19 2019, 05:07 PM)
Visa Infinite & World Mastercard - I cancelled World Mastercard

Quantum Visa & Quantum Mastercard - I cancelled Quantum Visa
*
QUOTE(SKY233 @ Jun 19 2019, 05:12 PM)
can... i cancelled my Quantum Visa as well... keep QMC
*
ok. noted, will be calling today. tq laugh.gif laugh.gif laugh.gif
avinlim
post Jun 21 2019, 05:17 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(kaiserreich @ Jun 21 2019, 04:34 PM)
Rejection information comes via mail.
Been trying to get PBB card since 2016, applying every 6 months but without any success.
*
They called my and said need EA form proof my salary above 80k only can get the VS...so have to wait till salary hit 80k only apply again....sad...say byebye to RM38 every month.
avinlim
post Jun 25 2019, 10:14 AM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(thunderbird @ Jun 25 2019, 09:36 AM)
Sorry, someone might asked before, but can i know if still can get cash back by reloading BOOST or BIGPAY?
*
Can.
avinlim
post Jun 25 2019, 11:27 AM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(thunderbird @ Jun 25 2019, 11:25 AM)
But bigpay every withdrawal will ask for RM6 commissions compared to Boost only RM2, correct?
*
Yes, u need to pay for the fees.
avinlim
post Jun 25 2019, 03:35 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(TongCN @ Jun 25 2019, 03:33 PM)
And the CS like so ganjion, wanna hang up my phone soon =.=
*
Mayb he/she's intern? haha

I called to cancel my QVisa, next day all installment plan sum credit into account, I paid off. Another day, card status show "cancelled" rclxms.gif rclxms.gif rclxms.gif rclxms.gif rclxms.gif
avinlim
post Jun 25 2019, 05:07 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(TongCN @ Jun 25 2019, 04:13 PM)
You mean your Qvisa has remaining Instalments but you wanna cancel .

Result is : one time pay off  and cancel ?
*
Yes.

Have remaining 10mths. Call - one pay off - cancel.
avinlim
post Jun 25 2019, 05:31 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(TongCN @ Jun 25 2019, 05:25 PM)
Yea, i just called today to make my 23th Transaction to FPP biggrin.gif

Smooth smooth
No early settlement interest?

I was told the FPP will have early penalty of RM100  sweat.gif
*
I not sure is this FPP. Mine one is purchase on 11s with 12mths installment plan which is 0% interest one.
avinlim
post Jun 26 2019, 08:05 AM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(TongCN @ Jun 25 2019, 06:18 PM)
Currently using Quantum Visa to settle FPP

I wonder will I get VIP points or not, hmm
*
I got point for spending QV, but its minimum. U can check your point at the e-statement last few pages...
avinlim
post Jun 26 2019, 10:34 AM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(TongCN @ Jun 26 2019, 09:32 AM)
Yea, which is troublesome as not real time status sad.gif

If i still get the original amount VIP points, then syukur biggrin.gif
*
You know what is the value of 100 vip points? I lazy to give a f on that as I think its nth..haha...so no bother also.

This post has been edited by avinlim: Jun 26 2019, 10:34 AM

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0224sec    0.61    7 queries    GZIP Disabled
Time is now: 30th November 2025 - 01:56 PM