Finish submit RM15k BT with 12 months 0% installement~

i think it's better you guys don't reload in between 12am-6am to avoid OTP hiccup, play safe than stalling your money elsewhere with so many troublesome procedure etc

You think they didn't notice and having this campaign paying out 30k every week to users who reloading BP but at the end more than 1000 users reloading BP with RM480 X 1000 + another 10000 users on others expenses, that's a sales value of 5.28mil per week. even if they charge 1% on each merchant they also earn more than 50k per week. so you think who is the winner?

Just reload QMC into BP and spend on anything with 5% CB

flex payment, call for cash, bt etc all the same concept.
you will pay the one time fee for this case is RM0 then every month pay the total/tenure month.
let's say your credit limit is RM10k, it will become RM7k and next month will become RM7250.

smart people won't cancel the card just to transfer the installment to another bank, just BT from another bank and keep the money in the credit card and slowly pay off month over month till the end of the tenure without paying the RM100, just need to pay the SST lo, unless the tenure is more than 4 years

it doesn't matter 3rd or 4th or even 2nd if the transaction is not posted in your previous month statement, they will calculate whatever posted in your current month statement.

27 NOV 27 NOV PB BAL TFR-12 MTH @ 0% KUALA LUMPUR MY 859.38 DR
27 NOV 27 NOV PB BAL TFR-12 MTH @ 0% KUALA LUMPUR MY 214.41 DR
27 NOV 27 NOV PB BAL TFR-12 MTH @ 0% KUALA LUMPUR MY 201.25 DR
28 NOV 28 NOV SPEND NOW 4 MORE - WK17 50.00 CR

lol yday BT already approved without notify me through email, very fast approval as compare to Feb this year.
Thank you again PBB and BP~

bcos they scared of the terms "split transaction"

i remember WK17 got problem with BP and i reload with Digi lol

i don't care about the percentage, i care about the cap

reload to BP and use BP lo...

but now not entitle to get 5% ma, then you ma use PBB to BP to get 5% then use shopback to get 6% which in turn 0.95 X 0.94 = 0.893 = 10.7% CB
btw 10% + 5% is not equal to 15%, is 0.9 X 0.95 = 0.855 = 14.5%

Bigpay

erm... but i think if convert to installment won't qualify for the campaign...
not advisable to convert to installment, better BT to others bank with 0% interest

This post has been edited by tan_aniki: Nov 30 2018, 09:53 PM

throw away the platinum and get VS, QMC and VI

i'm doing around 6am~7am with 1min between each transaction, all RM60, not like those with RM60.01, RM60.02... and still i got the CB from WK1~WK17

erm i think Maybank calculate CB based on each transaction while Public Bank calculate by total.
eg. RM30.5 + RM30.5 Maybank gives u RM1.52 + RM1.52 = RM3.04 while Public Bank gives you RM3.05

maybe you can find solution to re-schedule PTPTN rather than pay massively 15% of your salary?
https://www.ptptn.gov.my/penjadualan-penstrukturan-side

05 DEC 05 DEC SPEND NOW 4 MORE - WK18 50.00 CR
as usual b4 7am

06 DEC 06 DEC SPEND NOW 4 MORE - WK19 50.00 CR

Thanks PBB and BP~
As usual done all b4 7am~