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> Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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nexona88
post Nov 18 2018, 07:15 AM

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now better go do others stuffs...
forget about topping up ASM... just focus other 2
kart
post Nov 18 2018, 07:18 AM

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So, ASM mega sale was held from around 11 am to 1 pm yesterday. That was not even 1 whole day. bangwall.gif

It is unfair. sad.gif But, what can I do?

I missed the boat yesterday. So, I need to check this ASNB thread, every second, every day, to get any news of possible ASM mega sale. Sigh.

There is no substitute for hard work, and I have to deal with it.

ASNB, please give us another day of ASM mega sale. Please do not make us wait till ASM dividend date on 1st April 2019, for us to perform top-up to ASM. Thank you.

This post has been edited by kart: Nov 18 2018, 07:26 AM
Cactus89
post Nov 18 2018, 07:22 AM

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I believe it is a system glitch.. Which explained why the masa pelaburan ended earlier yesterday to patch up the glitch
OPT
post Nov 18 2018, 07:25 AM

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Hmm
vanitas
post Nov 18 2018, 07:27 AM

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Wah, really only 2 hours sales... Luckily bought some yesterday...

Wish to top up more, but it is not easy to squeeze more money within 2 hours, especially I already top up most in other 2 funds...

This post has been edited by vanitas: Nov 18 2018, 07:29 AM
nexona88
post Nov 18 2018, 08:27 AM

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QUOTE(Cactus89 @ Nov 18 2018, 07:22 AM)
I believe it is a system glitch.. Which explained why the masa pelaburan ended earlier yesterday to patch up the glitch
*
Yup..
I suspected it too.
Around 11+ till 12+ like that only
saitong09
post Nov 18 2018, 09:51 AM

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QUOTE(mushigen @ Nov 17 2018, 10:51 PM)
No... My main source of info is here.
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QUOTE(nexona88 @ Nov 17 2018, 10:53 PM)
oh well...
u needed to read up also..
cannot 100% depending here..

if insider info.. or suddenly unit availabilities... then okay..
others u better read up  icon_rolleyes.gif
*
I also didn't know that tongue.gif
Anyway, anyway good info can share here smile.gif

This post has been edited by saitong09: Nov 18 2018, 09:52 AM
fairylord
post Nov 18 2018, 10:01 AM

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History this year 2018 ASM available as member reported

Before CNY
April (after div)
4 May
End July
17 Nov

HeHe

Missed the boat, no money but ticket to ride the boat
No bait to fish
No bullet to shoot

This post has been edited by fairylord: Nov 18 2018, 10:02 AM
nexona88
post Nov 18 2018, 10:40 AM

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QUOTE(Ancient-XinG- @ Oct 21 2018, 07:39 PM)
Reserved.
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QUOTE(fairylord @ Nov 18 2018, 10:01 AM)
History this year 2018 ASM available as member reported

Before CNY
April (after div)
4 May
End July
17 Nov
*
Boss Ancient-XinG
Can add this info in first page..

Thanks icon_rolleyes.gif
optional1988
post Nov 18 2018, 11:07 AM

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today so quiet, seem like no fish 😅
nexona88
post Nov 18 2018, 11:10 AM

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QUOTE(optional1988 @ Nov 18 2018, 11:07 AM)
today so quiet, seem like no fish 😅
*
Better do others useful activities...
Enjoy with family... No use today as its Sunday.. Also ASM sales normally last few hours only... After that zero for months... See above post...
TS[Ancient]-XinG-
post Nov 18 2018, 11:15 AM

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QUOTE(lucifah @ Nov 16 2018, 10:57 AM)
FPX mini-site wor... apa 4 minute countdown?

just now i waited almost 10 mins for my TAX no prob at all
*
thanks for the verification!
lucifah
post Nov 18 2018, 11:20 AM

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QUOTE(kart @ Nov 18 2018, 07:18 AM)
So, ASM mega sale was held from around 11 am to 1 pm yesterday. That was not even 1 whole day.  bangwall.gif

It is unfair. sad.gif But, what can I do?

I missed the boat yesterday. So, I need to check this ASNB thread, every second, every day, to get any news of possible ASM mega sale. Sigh.

There is no substitute for hard work, and I have to deal with it.

ASNB, please give us another day of ASM mega sale. Please do not make us wait till ASM dividend date on 1st April 2019, for us to perform top-up to ASM. Thank you.
*
just subscribe to this topic, and if you suddenly see a surge of replies notification, no need open thread read. just go to myasnb and buy!

LOL


lucifah
post Nov 18 2018, 11:24 AM

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QUOTE(DBHILUHDAQWISRTNJ @ Nov 17 2018, 06:31 PM)
Like u guyz said , don't buy car with cash 1 shot since 3% car loan vs asnb 6% .

Remaining 3% can lim teh .
*
hmm.gif

it is not as straight forward as that calculation

both interest / dividends are calculated differently.




MGM
post Nov 18 2018, 11:41 AM

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QUOTE(MGM @ Nov 17 2018, 09:40 PM)
Car loan is hire purchase. Based on your example, effective rate is about 2x 3% = 6% or slightly less. Can learn from here:

https://www.comparehero.my/blog/heres-how-c...-than-you-think
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QUOTE(lucifah @ Nov 18 2018, 11:24 AM)
hmm.gif

it is not as straight forward as that calculation

both interest / dividends are calculated differently.
*
Surprise me so many still ignorant regarding this. Which also mean some would rather take up car loan and pay down their housing loan. This type of financial education should be taught in school then the compulsory Sejarah.
lucifah
post Nov 18 2018, 11:49 AM

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QUOTE(MGM @ Nov 18 2018, 11:41 AM)
Surprise me  so many still ignorant regarding this. Which also mean some would rather take up car loan and pay down their housing loan. This type of financial education should be taught in school  then the compulsory Sejarah.
*
nvm la... u want to go own with yuour 9 yr car loan also can

some people, especially me, never like any kind of loans. i do not like the feeling of being "owned" by the banks or anyone

i would rather have zero asset / money rather than like many so-called property master with 10 houses, drive big cars and use the so-called leverage & owe the banks all their lives and is vulnerably exposed to any economic changes

no man... that's not what i want. the last thing i want is to die leaving huge debts to all my kids. no matter how many real estates or assets you have.

different people have different appetite, but that doesnt mean that they are ignorant







vanitas
post Nov 18 2018, 11:54 AM

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QUOTE(MGM @ Nov 18 2018, 11:41 AM)
Surprise me  so many still ignorant regarding this. Which also mean some would rather take up car loan and pay down their housing loan. This type of financial education should be taught in school  then the compulsory Sejarah.
*
Well.. bank is using the term interest rate, with different calculation, given not all people is financial savvy, I think the marketing approach of bank takes up some responsibility.

Anyway, different people got different ways to deal with money, calling them ignorant is too much... Even millionaires, billionaires may bankrupt one day, just their lifestyle different with you, no one is right or wrong...
vanitas
post Nov 18 2018, 11:57 AM

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QUOTE(lucifah @ Nov 18 2018, 11:49 AM)
nvm la... u want to go own with yuour 9 yr car loan also can

some people, especially me, never like any kind of loans. i do not like the feeling of being "owned" by the banks or anyone

i would rather have zero asset / money rather than like many so-called property master with 10 houses, drive big cars and use the so-called leverage & owe the banks all their lives and is vulnerably exposed to any economic changes

no man... that's not what i want. the last thing i want is to die leaving huge debts to all my kids. no matter how many real estates or assets you have.

different people have different appetite, but that doesnt mean that they are ignorant
*
But would you buy property with cash or loan? Given loan have good advantages, especially you got asb vs you personally dislike loan.
nexona88
post Nov 18 2018, 12:00 PM

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well every individuals have their own preferences & financial target..
some uses debt while others uses cash for everything.. nothing is right or wrong..
calling people ignorant is kinda too over already icon_rolleyes.gif
lucifah
post Nov 18 2018, 12:01 PM

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QUOTE(vanitas @ Nov 18 2018, 11:57 AM)
But would you buy property with cash or loan? Given loan have good advantages, especially you got asb vs you personally dislike loan.
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cash, on the condition that LHDN do not investigate me

there is no guarantee the ASB/ASB2/ASM/ASx will give you good returns every year

but the interest rate will remain the same, or worse, get higher whenever the economy is in deep shit





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