now better go do others stuffs...
forget about topping up ASM... just focus other 2
Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia
Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia
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Nov 18 2018, 07:15 AM
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All Stars
48,491 posts Joined: Sep 2014 From: REality |
now better go do others stuffs...
forget about topping up ASM... just focus other 2 |
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Nov 18 2018, 07:18 AM
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Senior Member
1,603 posts Joined: Aug 2014 |
So, ASM mega sale was held from around 11 am to 1 pm yesterday. That was not even 1 whole day.
It is unfair. I missed the boat yesterday. So, I need to check this ASNB thread, every second, every day, to get any news of possible ASM mega sale. Sigh. There is no substitute for hard work, and I have to deal with it. ASNB, please give us another day of ASM mega sale. Please do not make us wait till ASM dividend date on 1st April 2019, for us to perform top-up to ASM. Thank you. This post has been edited by kart: Nov 18 2018, 07:26 AM |
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Nov 18 2018, 07:22 AM
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Junior Member
75 posts Joined: Dec 2017 |
I believe it is a system glitch.. Which explained why the masa pelaburan ended earlier yesterday to patch up the glitch
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Nov 18 2018, 07:25 AM
Show posts by this member only | IPv6 | Post
#1504
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Senior Member
2,065 posts Joined: Feb 2011 |
Hmm
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Nov 18 2018, 07:27 AM
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Senior Member
785 posts Joined: Mar 2012 |
Wah, really only 2 hours sales... Luckily bought some yesterday...
Wish to top up more, but it is not easy to squeeze more money within 2 hours, especially I already top up most in other 2 funds... This post has been edited by vanitas: Nov 18 2018, 07:29 AM |
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Nov 18 2018, 08:27 AM
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All Stars
48,491 posts Joined: Sep 2014 From: REality |
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Nov 18 2018, 09:51 AM
Show posts by this member only | IPv6 | Post
#1507
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All Stars
10,822 posts Joined: Jan 2010 From: KL/PJ |
QUOTE(mushigen @ Nov 17 2018, 10:51 PM) QUOTE(nexona88 @ Nov 17 2018, 10:53 PM) oh well... I also didn't know that u needed to read up also.. cannot 100% depending here.. if insider info.. or suddenly unit availabilities... then okay.. others u better read up Anyway, anyway good info can share here This post has been edited by saitong09: Nov 18 2018, 09:52 AM |
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Nov 18 2018, 10:01 AM
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Senior Member
2,012 posts Joined: Dec 2007 From: Fairytale |
History this year 2018 ASM available as member reported
Before CNY April (after div) 4 May End July 17 Nov HeHe Missed the boat, no money but ticket to ride the boat No bait to fish No bullet to shoot This post has been edited by fairylord: Nov 18 2018, 10:02 AM |
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Nov 18 2018, 10:40 AM
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All Stars
48,491 posts Joined: Sep 2014 From: REality |
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Nov 18 2018, 11:07 AM
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Junior Member
235 posts Joined: Sep 2018 |
today so quiet, seem like no fish 😅
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Nov 18 2018, 11:10 AM
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All Stars
48,491 posts Joined: Sep 2014 From: REality |
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Nov 18 2018, 11:15 AM
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Senior Member
5,752 posts Joined: Jan 2012 |
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Nov 18 2018, 11:20 AM
Show posts by this member only | IPv6 | Post
#1513
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Staff
7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
QUOTE(kart @ Nov 18 2018, 07:18 AM) So, ASM mega sale was held from around 11 am to 1 pm yesterday. That was not even 1 whole day. just subscribe to this topic, and if you suddenly see a surge of replies notification, no need open thread read. just go to myasnb and buy!It is unfair. I missed the boat yesterday. So, I need to check this ASNB thread, every second, every day, to get any news of possible ASM mega sale. Sigh. There is no substitute for hard work, and I have to deal with it. ASNB, please give us another day of ASM mega sale. Please do not make us wait till ASM dividend date on 1st April 2019, for us to perform top-up to ASM. Thank you. LOL |
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Nov 18 2018, 11:24 AM
Show posts by this member only | IPv6 | Post
#1514
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Staff
7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
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Nov 18 2018, 11:41 AM
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All Stars
18,433 posts Joined: Oct 2010 |
QUOTE(MGM @ Nov 17 2018, 09:40 PM) Car loan is hire purchase. Based on your example, effective rate is about 2x 3% = 6% or slightly less. Can learn from here: https://www.comparehero.my/blog/heres-how-c...-than-you-think QUOTE(lucifah @ Nov 18 2018, 11:24 AM) it is not as straight forward as that calculation both interest / dividends are calculated differently. |
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Nov 18 2018, 11:49 AM
Show posts by this member only | IPv6 | Post
#1516
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Staff
7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
QUOTE(MGM @ Nov 18 2018, 11:41 AM) Surprise me so many still ignorant regarding this. Which also mean some would rather take up car loan and pay down their housing loan. This type of financial education should be taught in school then the compulsory Sejarah. nvm la... u want to go own with yuour 9 yr car loan also cansome people, especially me, never like any kind of loans. i do not like the feeling of being "owned" by the banks or anyone i would rather have zero asset / money rather than like many so-called property master with 10 houses, drive big cars and use the so-called leverage & owe the banks all their lives and is vulnerably exposed to any economic changes no man... that's not what i want. the last thing i want is to die leaving huge debts to all my kids. no matter how many real estates or assets you have. different people have different appetite, but that doesnt mean that they are ignorant |
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Nov 18 2018, 11:54 AM
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Senior Member
785 posts Joined: Mar 2012 |
QUOTE(MGM @ Nov 18 2018, 11:41 AM) Surprise me so many still ignorant regarding this. Which also mean some would rather take up car loan and pay down their housing loan. This type of financial education should be taught in school then the compulsory Sejarah. Well.. bank is using the term interest rate, with different calculation, given not all people is financial savvy, I think the marketing approach of bank takes up some responsibility.Anyway, different people got different ways to deal with money, calling them ignorant is too much... Even millionaires, billionaires may bankrupt one day, just their lifestyle different with you, no one is right or wrong... |
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Nov 18 2018, 11:57 AM
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Senior Member
785 posts Joined: Mar 2012 |
QUOTE(lucifah @ Nov 18 2018, 11:49 AM) nvm la... u want to go own with yuour 9 yr car loan also can But would you buy property with cash or loan? Given loan have good advantages, especially you got asb vs you personally dislike loan.some people, especially me, never like any kind of loans. i do not like the feeling of being "owned" by the banks or anyone i would rather have zero asset / money rather than like many so-called property master with 10 houses, drive big cars and use the so-called leverage & owe the banks all their lives and is vulnerably exposed to any economic changes no man... that's not what i want. the last thing i want is to die leaving huge debts to all my kids. no matter how many real estates or assets you have. different people have different appetite, but that doesnt mean that they are ignorant |
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Nov 18 2018, 12:00 PM
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All Stars
48,491 posts Joined: Sep 2014 From: REality |
well every individuals have their own preferences & financial target..
some uses debt while others uses cash for everything.. nothing is right or wrong.. calling people ignorant is kinda too over already |
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Nov 18 2018, 12:01 PM
Show posts by this member only | IPv6 | Post
#1520
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Staff
7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
QUOTE(vanitas @ Nov 18 2018, 11:57 AM) But would you buy property with cash or loan? Given loan have good advantages, especially you got asb vs you personally dislike loan. cash, on the condition that LHDN do not investigate methere is no guarantee the ASB/ASB2/ASM/ASx will give you good returns every year but the interest rate will remain the same, or worse, get higher whenever the economy is in deep shit |
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