Not some bank, but some transactions allow CC; some are not.
Ie. Shopee (sometimes can, sometimes not, dunno why)
So far Socso and EPF cannot.

wahhh icic. thanks for the tips, bro. I'm surprised that Shoppee also sometimes cannot.

Yes can request but if your currently document with them not eligible they will ask you to provide updated documents. Last time when I request, because earlier document already meet requirement, they just give me a new visa signature card while maintaining my m2c gold card. Recently I request for upgrade from gold to platinum(for travel insurance with Amex), they mention will send new card and old card cancel.

Is it right that the SST is charged based on expiry month and not card issue month?

If i refer to Guideline from custom quoted below:

Cards issued before 1 September 2018 and valid for several years Service tax shall be imposed on the date of renewal and every 12 months after the renewal date.

Example 3
A new credit card is issued on 18 May 2018 with a validity period for five years. The issuer of the credit card shall impose a service tax in every monthly statement covering 18 May 2019, 18 May 2020, 18 May 2021 and 18 May 2020.

My case is very weird:
Card A - approved on Nov 16 - expiry month Nov
Card B - approved on Oct 17 - expiry month Oct
Card C - approved on Jun 18 - expiry month Oct

Card A & B expiry month follow card approval month, but, Card C follow Card B expiry.


Attached File(s)
 Guide_On_Credit_Card_And_Charge_Card.pdf ( 239.44k ) Number of downloads: 10

Yes, SST will be charged on each principal and supplementary credit card and charge card on the anniversary of the card approval date which is the date that printed on your card.

But, mbb didn’t follow approval date, for my case, card c approved in Jun, but card expiry date is Oct, only card A & B expiry date on card follow approval date

This post has been edited by mamamia: Sep 12 2018, 09:11 PM

if only airasia waived the cc surcharge

They asked you to use BigPay!

1+ am today got 2 SMS that my Maybank2Kard Amex was used on some online travel reservation website. Just called Maybank and they said there was a 3rd transaction (no SMS received by me). Obvious fraud so they've blocked the card yada yada.

No very recent transactions, last transactions were over the weekend (physical swipes at Village Grocer and Mcdonalds, as well as one charge on GSC). I've suspected for a long while based on reports from this thread that AMEX security is just crappy and cards can randomly get used for fraud....

The first no. in my statement says retail interest rate is 18% (9/8), they are just notifying and not charging me right? Did everyone have this as well?

just a notification of your current interest tier

normal in mbb statement.

That's why I have an online account to all my credit cards. I open them every few days to check my transactions. To see whether they are correct or not.

If you have a fraud transaction and you only check every few days there's a lot of transactions possible.

No choice. Got check better than no check. And i rarely use my cards as i only spend on petrol and online through shopee.

what about paying PTPTN Loan using AMEX? Any cash back given?

Yes, if pay at PTPTN portal. Been doing it more than a year, received cash back every month.

hi can i ask what difference gold vs platinum?

i tried apply for platinum card unsuccesful. my basic salary 4.6k if add allowance 5.8k

platinum card provide Complimentary Travel Accident Insurance coverage while gold card don't have.