Okay. This has got to be the best debit card offered by any banks in Malaysia ever !

This card is still too new.

Not recommended.

Yes. You can.


Yes. That's the reason why you couldn't apply for e-banking again over the ATM. You must go into any Public Bank branch and request them to add your savings/current account into your existing PB e-banking account.

Not really. Public Bank recently launched Day2Day VISA debit card has no named printed on the card either and my friend had successfully registered for Verified by VISA via www.publicbank.com.my and another fellow Lowyat user also managed to get his card verified in Paypal. He even successfuly withdrew some money to his Public Bank Day2Day VISA Debit card.


Yes. Debit card is also accepted online too. I personally had use my Public Bank VISA Electron buying two Singapore Airlines ticket via its website and bought many DVDs from Amazon USA.

All Public Bank debit cards can be used for online payment.



True. Maybank is always slow. Give them some time.

Somehow i have a feeling that if Public Bank did not introduce this Day2Day VISA Debit card, Maybank VISA Debit card will still be not be able to perform online transaction. Go figure


Not sure how if it works any differently compared to Public Bank Day2Day VISA Debit card but for Public Bank Day2Day VISA Debit card, the cardholder name is not printed on the card either. When you are asked to enter the name printed on the card, you will need to enter the name you registered for the account.

For all Public Bank Day2Day VISA Debit Card user, kindly note that the withdrawal limit for Day2Day VISA Debit is RM5000/day while the purchase limit is RM2000/day.

Public Bank Day2Day VISA Debit, Public Bank VISA Electron and Maybank VISA Debit are all equally good.

Public Bank Day2Day VISA Debit and Maybank VISA Debit will be issued to you right away when you open either a savings or checking account with them whereas you will have to wait for a few weeks should you think of getting Public Bank VISA Electron.

There are two options now regarding Maybank ATM/VISA Debit Card annual fee. You can choose to have unlimited withdrawals by paying RM8/pa
OR
continue to enjoy the annual fee free Maybank ATM/VISA Debit Card with ONLY 4 free cash withdrawals in any Maybank ATM each month. RM0.50 will be charged for the 5th withdrawal onwards for that particular month. The RM0.50 for the 5th withdrawal onwards in a month will be automatically waived should your account balance is RM5,000 or more before that transaction.

You won't have to worry about it as long as you have no less than RM5000 in your account every time you make the fifth withdrawal and so on in a month

HSBC allows one to open multiple savings/checking account. I am however, not sure if this is only available to their Premier customers or all HSBC regular banking customers can also do so.


Too bad their ATM/Debit Card annual fee is the highest in town. RM15/pa.

Public Bank Day2Day VISA Debit retail purchase limit is defaulted at RM2000/day while Citibank VISA Debit is RM5000/day. If i'm not mistaken, Maybank VISA Debit is set at RM500/day but you could change the limit over any Maybank ATM anytime.

I'm not sure if Public Bank Day2Day VISA Debit and Citibank VISA Debit daily purchase limit can be changed but for Citibank VISA Debit, one can actually disable the VISA function and it will then only act like regular ATM card.

It was only RM150 early last year. I used my Standard Chartered e$aver Mastercard everytime i pumped petrol because of the 7% rebate last time

I beg to differ

Please refer to the "Debit Card" thread. Other people had manage to get their Public Bank Day2Day VISA Debit card verified with PayPal. In fact, Public Bank allows this even before Maybank. Before that many were duped by Maybank that their cherry debit card can be verified by PayPal.

All Public Bank debit cards can be used for online transaction.

It won't be a problem as sites that do not need to be verified by VISA will still be able to process your credit card, even you have already registered for Verified by VISA.


BSN has VISA Electron since long time ago but it's not popular at all. CIMB has e.Mastercard. Basically it is a prepaid card. The downside of this card is that you cannot view your card transaction via cimbclicks.com.my. No statement will be mail to you either. You will however, still be able to check your card balance via any CIMB Bank ATM.
CIMB Bank e.Mastercard


Last time i did encounter certain shops that do not accept my Public Bank VISA Electron (the yellow color one) and that's a debit card too.



This post has been edited by MilesAndMore: Aug 8 2009, 04:48 PM

No. CIMB e.Mastercard is not linked to your normal savings account held with CIMB Bank. You can transfer money from your CIMB Bank savings account to the e.Mastercard through CIMB ATMs. If i remember correctly, you however, will not be able to transfer via cimbclicks.com.my. There were advertisements in The Star and The Edge a few weeks back.

No. You have to do the accounting yourself. Record your card balance before you make a purchase. Than go to the ATM to check your balance and record it down. This is the only way so far.

Yes.