CITIBANK CITIBANKING VISA DEBIT
And
CITIGOLD VISA DEBIT

Citibank Citibanking VISA debit will be issued to all regular customers who have either a basic savings account, HI-Save, Premium Checking Account, Basic Checking Account, Citibank Checking Account-I etc. While Citigold VISA debit will be issued to all Citibank Citigold customers. Regular Citibanking VISA debit is blue in colour while Citigold VISA debit is gold.

Please note that they are still in the middle of process to convert all current international Citicard (the Citibank ATM card) to the CITI VISA debit card. All new Citibank account holder will be automatically given the Citibank VISA debit card.

This post has been edited by MilesAndMore: Apr 14 2009, 08:48 PM

Well, i did email Citibank asking about their Citigold last week and here is some of the answers from them :
Citigold customer will need to maintain RM200,000 AUM. The total
Assets Under Management (AUM) of RM200,000 may be from a combination of
the following:

- Savings Account (SA)
- Current Account (CA)
- Time Deposit (TD)
- Investment (UT)
- Housing Loan (HL)
- ODTD
- Insurance (BancAssurance)

And by the way, just like HSBC Premier, there will be no handling charge when you withdraw money using your Citigold VISA debit card at any overseas Citibank ATM.

There are quite a number of Citibank branches in Hong Kong and South Korea. It's good to have a HSBC bank account too. They are pretty much everywhere


Yeah. I wondered the same because as far as i'm concerned, just like HSBC, Citibank impose some sort of handling charge for their regular banking customers to withdraw money via any of their overseas ATM. HSBC is charging RM5/withdrawal to all their regular banking customers. Not sure how much exactly is Citibank charging though.

He will only be charged either RM10 or RM12 should he withdraw his money via a non-Citibank ATM that supports Cirrus.

This post has been edited by MilesAndMore: Apr 15 2009, 04:06 PM

Verified by VISA ? So i guess you are using PBB VISA Electron ? I did manage to get my PBB VISA Electron verified with PayPal but it two years ago, so i don't remember how did i do it. Why don't you try to deposit more money into it ? Say another RM25 ? Then try it again.

I don't think you get any treatpoint at all when pumping petrol and pay for it using your Maybank VISA debit.

True indeed. But kind of hard to locate them in the mid-west. Chase Bank is better but too bad Chase Bank is nothing like Citi or HSBC


Actually there are many Citibank ATM now in Singapore. There should be at least one ATM in every MRT station. And if you stay in Orchard Road it's even more convenient, there flagship branch is there


Oh. I have always been under the impression that there is some sort of handling fee for regular Citibanking customers to withdraw money at overseas Citibank ATM. Thanks for clearing that up.


Yes. As far as i am concerned Citibank Thailand ATM is only available at their branch and if i'm not mistaken, there is only one Citibank branch in the whole Thailand right ? Same goes to HSBC. Both are extremely small in Thailand but a whole different case for Standard Chartered. Standard Chartered is quite big in Thailand.

This post has been edited by MilesAndMore: Apr 18 2009, 12:05 PM

Mine's a savings account. I never withdraw any money at overseas Citibank using Citibank Malaysia issued ATM card. I had however, withdraw money using my HSBC Toprate Savings ATM card to withdraw money at HSBC Singapore last year.


Wow. Very impressive indeed. HSBC doesn't show this kind of information on its ATM.


Do you know what kind of savings or checking account at Standard Chartered that do not charge us a cent when we withdraw money via any of their overseas ATM using our Standard Chartered Malaysia issued ATM/debit card ?

I am currently using this E$AVER account. I have to pay RM8/pa for the ATM card and if i withdraw money overseas (be it an overseas Standard Chartered Bank ATM or other bank's ATM), i will be charged RM12 for every successful transaction made.

Thanks. I'm looking for this Standard Chartered savings account that do not charge us a cent when withdrawing money at their overseas branch. I suspect "Privilege Savings Account" could be it but there isn't many info on its website and as far as i'm concerned, we can't simply apply to open this account. I assume we have to be Standard Chartered Priority Banking customers in order to open this account eh ?

This post has been edited by MilesAndMore: Apr 19 2009, 02:55 PM

Yeah they do. You don't have to apply for it. Just open a savings or checking account with them and an annual fee free VISA debit card will be issued to you

This post has been edited by MilesAndMore: Apr 19 2009, 08:50 PM

Citibank VISA debit is ABSOLUTELY ANNUAL FEE FREE. While Public Bank VISA Electron and ING debit Mastercard is based on tiered card retail usage.

Missed this post earlier. Anyway. It is indeed quite big. In fact it is the largest foreign bank in Thailand in terms of branch and ATM. This is because they took over a Thai Chinese controlled bank in the 90s and that give them many branches across Thailand.

Online shopping IS POSSIBLE. Before i got my credit card, i relied heavily on my PBB VISA Electron and i had successfully buy things from Amazon.com, Genting online hotel booking facility and much more.


8% ? TELL THEM TO GO TO HELL ! The merchant fee is nowhere near as high. I believe the merchant fee for VISA/Mastercard is in the region of 1% - 3%.

VISA Electron is accepted too. Have also used it to book my flight on Singapore Airlines via www.singaporeairlines.com. Basically PBB told me my VISA Electron will be accepted wherever the VISA sign is displayed but there had been a few times that my VISA Electron card was declined. That only happened during PC fair at those small computer shops though.

What do you mean by "without 0% interest" ? Care to elaborate more ?

You cannot do installment with a debit card.

I was a PBB VISA Electron user before i got myself a credit card last year. As far as i know, for debit card they will deduct the amount of money that is in your account and i have never seen any store that actually offer monthly installment for those paying using debit card

This post has been edited by MilesAndMore: Apr 27 2009, 03:11 PM

To lodge a police report is unnecessary at the moment. Try to visit your nearest RHB Bank branch and try to get them to help you and if it is still the same then lodge a complain to Bank Negara.

All debit card. Used to be only RM150 last time.


The high interest rate of that account at least make it worth it right ? I have one too.

Public Bank VISA Electron.

But i think the problem with debit Mastercard is that you cannot withdraw money using it (as stated in PayPal). This is not a problem with Public Bank VISA Electron.