better done all transaction 5 day before calendar month ending, less headache

yet eligible txn will still be in limbo cuz if based on txn date (unposted), they still didnt grant cb to MGM

not just tnc need to change, their cb logic also need to take care of cross-month posting.

just gotta pick 1 side like One card.

I would suggest you dont hope for ideal situation. I am 90% sure it is in the t&c that transaction on the posting date not eligible for cashback. You make sure you achieve the 500 min spend from 19 may posting date onwards and posted before 18 june. Next month is min spend 800. Enjoy while last.

My experience is the same although it is for uob 1 classic card.

start 2026, annual fees waived for PME is need to spend 50K. VI and World also 50K. Zenith & VI Metal- no waiver. One or One Platinum - 15k and 50k spend. New requirement just released

Good also to have a guideline but not sure if it will strictly follow like MBB and CIMB.

Got link? What about EVOL?
So have to spend 1250/mth for One Classic.

This post has been edited by MGM: Jun 14 2025, 03:11 PM

Probably my last year using this card then. I hardly spend using this card anyway.

One Platinum 20k la not 50k

typo...lol...too excited.

Under all credit card, please click annual fees. This is what listed for PME (card that i am using)
Annual Fee

Principal: RM600
Supplementary: Complimentary

*Effective 1 January 2026, annual fee will not be charged for subsequent year with a minimum spend of RM50,000 per annum.

Let's see how strictly they enforce it. I definitely won't be spending 50k each for my VI and PME.

Same here. Even one 50k is already hard for me.

OK same condition for EVOL AF waiver: Annual fee waiver upon 1X retail transaction per statement month.

So now One Platinum gives 12x60 / 20000 =3.6% cf One Classic 12x40/15000=3.2%.

well, i prefer they do like this
1. at least we know and continue to use the card rather than leave it idle. If you idle and seldom use, then this card not for you. Probably abuse for lounge access . They are consider one of the best bank which don't force you to use 1k within 30 days before/after 30 days to access lounge. Most likely they going to enforce spending if use lounge (next time,)
*aeon bank - rm500
* pbb bank - rm1000
* hlb - free
* hsbc - free.
* ambank - free (MAS)
* rhb - spend 500 previous month before travel month. A bit difficult as force people must use previous month.
2. Standard chartered journey must use 60k. even more higher than uob.
3. before your next annual renewal & really dont use the card much, just cancelled it. Clear cut. Most bank start to disallow waive sst / annual fees.
So far my experience
a) HLB - can waive sst as they saw got frequent usage
b) PBB - cannot waive sst and lucky got point to offset the sst. Dont care much on point as my priority is their cashback
Dont forget PME, VI is consider higher class level card with multiple countries lounge access, 12x point and grab taxi (free 2x per month), therefore 50k spend is consider normal policy

This post has been edited by ericlaiys: Jun 14 2025, 08:58 PM

I don’t have issue with SCB Journey card all these years though I didn’t spend even 10% of the required amount. So far only MBB and CIMB are strictly following. Let’s see UOB.

I will call to cancel in December - reason don't want to pay annual fee in 2026. Let's see what they will say then.

rm1250/month to get rm40?!lol
Better cancel it

reference https://www.uob.com.my/assets/web-resources...al-card-eng.pdf

the 3 years AF exemption for approved card will still be valid right?

the retention team will always offer to waive the AF

My TMRW app unable to load uniringgit history for points earned longer than a week

Anyone facing the same problem?