Try ringgitplus. Wait for their limited time campaigns usually they have better deals there.

Can apply cc without opening savings account?

Of course

can but most of time some bank need u to collect at branch

Cool. What's the best way to apply ? Booth, ringgitplus or direct bank website? I want to apply under wife's name for my personal cashback uses as I am self employed

Err…this sounds like fraud

Ask your wife apply supplementary card for you. That’s the proper way

yeah...how can use other people detail to apply. they will call to verify.

not abnormal. here there are some who 'control' their wife's and kids cards and investment accounts.

Just called and waived RM120 annual fees for my uob one card. It seems they are quite lgenerous.

M3 CB in. UOB CB


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how about sst? do u recieve sst cash back?

I requested for SST waiver before but to no avail.

yes, same here

u can terminate the card if no willing to pay SST

But the cashback is too attractive, as long as I'm not charged annual fees I'm ok.

One of my UOB card got tagged which caused me damaged of over 20k and it was included within the credit card statement. So now my problem is should I pay for it? Why I called up the bank to block my card the officer would say these transactions will be reversed

what mean got tagged ?

2 separate matters, and dpeneds on how bank treats the "fraud txn". you need to ask bank how is the treatment.

1. fraud txn already posted in your cc statement, which was not flagged earlier (before it got posted). this is card statement cutoff behavior.

2. since txn already posted, bank will trigger chargeback dispute. they will flag the txn for fraud dispute (with the merchant and its acquirer). if either failed to provide proof that the txn is valid/genuine, the txn will be reversed (from your cc account).

They no longer offer cashback upfront?

No more based on personal experience. I already paid off for all my UOB cards since last year.