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Credit Cards UOB Credit Cards v9, Ex citi read post 2
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noobmaster_69
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Oct 31 2024, 11:36 AM
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Getting Started

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QUOTE(aurora97 @ Oct 30 2024, 08:17 PM) If you ask me, not really. My credit score is kind of patchy. UOB is my third and fourth credit card (applied simultaneously, for PME and world). UOB gave higher credit limit compared to MBB (when i had my MBB 2 Reserve). I requested for it to be lowered permanently 😅. 5months+ later, i asked for increase back to original limit they gave me, took about 2 weeks. Very fast. My suggestion is, just put in the application, dont worry whether it will get approve or reject or credit score, if you need that credit line and have a purpose for it and intend to pay on time every time. Go ahead. ya already submitted and see how it goes.. thanks!
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newbie99
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Nov 2 2024, 02:46 PM
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Hi, anyone managed to get Zenith card annual fee waiver? I applied through UOB credit card department and I was told there's a waiver for first year. Just saw i was charged the 1k annual fee a few days ago
This post has been edited by newbie99: Nov 2 2024, 02:52 PM
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Omgf
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Nov 4 2024, 02:38 PM
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Every credit cards offered by UOB required annual fee? Didn't see any card that eligible to waive annual fee with certain minimum spending.
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cybpsych
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Nov 4 2024, 03:22 PM
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QUOTE(Omgf @ Nov 4 2024, 02:38 PM) Every credit cards offered by UOB required annual fee? Didn't see any card that eligible to waive annual fee with certain minimum spending. from uob website? UOB Credit Card Annual Fees & Charges | UOB Malaysiahttps://www.uob.com.my/web-resources/person...al-card-eng.pdfApply for a Credit Card | UOB MalaysiaThis post has been edited by cybpsych: Nov 4 2024, 03:24 PM
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Lego Warfare
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Nov 4 2024, 05:14 PM
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"Cardmembers" shall mean both principal and supplementary cardmembers of UOB World Card.
B. Spend Bonus UNIRM (“Spend Bonus”) (i) Cardmembers are eligible to receive Spend Bonus of 125,000 UNIRM when they make a minimum spend of no less than RM48,000 for that particular membership year.
Illustration: Current Membership Date: 31 July 2023 Spend Bonus Eligibility Period: membership year from 31 July 2023 – 30 July 2024. Iif Cardmembers meet a total spend of minimum RM48,000 by 30 July 2024, the Cardmember will be entitled to 125,000 UNIRM for the membership year)
Does this mean if you (Principal) & your supplementary cardholder each hit RM48k expenditure, you get 125k points each? So 250k points?
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aubergine6958
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Nov 5 2024, 10:59 AM
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Getting Started

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QUOTE(lovelyuser @ Oct 3 2024, 04:48 PM) Any of you received this invitation? The campaign start 23rd Aug, but now only I receive the invitation. RM50 cashback on every RM500 Qualifying Spend https://www.uob.com.my/assets/web-resources...nterest-tnc.pdfI did. You participate?
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TongCN
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Nov 5 2024, 11:18 AM
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QUOTE(lovelyuser @ Oct 3 2024, 03:48 PM) Any of you received this invitation? The campaign start 23rd Aug, but now only I receive the invitation. RM50 cashback on every RM500 Qualifying Spend https://www.uob.com.my/assets/web-resources...nterest-tnc.pdfQUOTE(aurora97 @ Oct 30 2024, 08:22 PM) Rm 25 cashback per day subject to a pool of rm 6k, first come first serve. Kind of risky, might lose rm 5 (1% conman fee) for every rm 500 top up. 🤣 https://www.uob.com.my/default/search.page?...Tg&seg=personalEh? i just realised i participate both U1 & U5 Will these 2 conflicted kah ? U5 seems also applied to wallet top-up hmm U1 is the TNG/Grab RM500
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langstrasse
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Nov 5 2024, 12:26 PM
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Just for sharing - I called the UOB hotline and got the RM600 annual fee waiver for the Privimiles card. I paid the outstanding amount first as it was close to the billing date and didn’t want any carryover. The waiver amount was credited to my account about 4-5 days after my call.
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newbie99
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Nov 5 2024, 01:10 PM
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QUOTE(newbie99 @ Nov 2 2024, 02:46 PM) Hi, anyone managed to get Zenith card annual fee waiver? I applied through UOB credit card department and I was told there's a waiver for first year. Just saw i was charged the 1k annual fee a few days ago Just to share coz some websites claimed Zenith AF is not waivable. I called UOB and they said they would waive the 1k annual fee. Subsequent annual fee waiver will need a minimum spend of 250k yearly This post has been edited by newbie99: Nov 5 2024, 01:14 PM
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skty
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Nov 5 2024, 02:20 PM
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QUOTE(newbie99 @ Nov 5 2024, 01:10 PM) Just to share coz some websites claimed Zenith AF is not waivable. I called UOB and they said they would waive the 1k annual fee. Subsequent annual fee waiver will need a minimum spend of 250k yearly you manage to get the Zenith annual fee waiver?
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newbie99
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Nov 5 2024, 03:16 PM
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QUOTE(skty @ Nov 5 2024, 02:20 PM) you manage to get the Zenith annual fee waiver? Yes, UOB said will be reflected in the next statement.
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justanovice
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Nov 5 2024, 07:04 PM
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QUOTE(newbie99 @ Nov 5 2024, 03:16 PM) Yes, UOB said will be reflected in the next statement. Nice one bro. Do you have any other facilities with uob , or private banking etc? Just in case is due to that too. Thx
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tan_aniki
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Nov 5 2024, 09:27 PM
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all depends on CS, last time citibank prestige offer half waive unless i spend RM100k to get it fully waive
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lovelyuser
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Nov 6 2024, 10:27 AM
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QUOTE(aubergine6958 @ Nov 5 2024, 10:59 AM) Yes, today just completed all spending requirements, hopefully the pool still have balance cashback for me
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MGM
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Nov 6 2024, 03:23 PM
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Does payment to Spaylater using UOB EVOL cc entitle for the 5% cb for category "ONLINE non-ewallet"?
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newbie99
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Nov 6 2024, 04:20 PM
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QUOTE(justanovice @ Nov 5 2024, 07:04 PM) Nice one bro. Do you have any other facilities with uob , or private banking etc? Just in case is due to that too. Thx No private banking, they offered privilege banking but i asked them not to disturb me. Only a few housing loans with them, and i spent a lot using their VI card last few months in foreign currencies for my child's uni fees though. This post has been edited by newbie99: Nov 6 2024, 04:23 PM
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coolguy99
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Nov 7 2024, 08:36 AM
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QUOTE(newbie99 @ Nov 5 2024, 01:10 PM) Just to share coz some websites claimed Zenith AF is not waivable. I called UOB and they said they would waive the 1k annual fee. Subsequent annual fee waiver will need a minimum spend of 250k yearly Nice to know it is actually waivable. But I guess it really depends on individual profile though.
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aubergine6958
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Nov 7 2024, 03:50 PM
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Getting Started

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Nice. Let's wait for good news! QUOTE(lovelyuser @ Nov 6 2024, 11:27 AM) Yes, today just completed all spending requirements, hopefully the pool still have balance cashback for me
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wyh
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Nov 9 2024, 10:52 PM
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How do i apply additional uob card? Currently holding one of their card and keep ok adding One card
This post has been edited by wyh: Nov 9 2024, 10:53 PM
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tzxsean
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Nov 10 2024, 11:05 PM
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out of nowhere i got a retail interest although I've been playing outstanding balances all these while
any1 also facing this?
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