QUOTE(Human Nature @ Aug 3 2018, 11:57 PM)
Ohh so no need to pay statement balance but statement balance less rebates? That's eye-openingCredit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back
Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back
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Aug 4 2018, 11:19 AM
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Senior Member
1,274 posts Joined: Sep 2010 |
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Aug 4 2018, 11:23 AM
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Senior Member
2,065 posts Joined: Oct 2014 From: Ipoh,Perak |
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Aug 4 2018, 11:50 AM
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Junior Member
175 posts Joined: Mar 2015 |
QUOTE(Sumofwhich @ Aug 4 2018, 11:19 AM) Most of the banks practise this. Statement balance is the amount u need to pay at the time the statement is generated. Over the 20 days interest-free period, there might be cashback, transaction refund, etc credited to your account. And u will see payment due (amount to pay before due date) = statement balance minus those credited amount. |
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Aug 4 2018, 12:54 PM
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Senior Member
1,274 posts Joined: Sep 2010 |
QUOTE(rapple @ Aug 4 2018, 11:23 AM) What so eye opening? yup am referring to CIMB CR card back then.MBB and HLB also let you deduct promo cash back as part payment. I know CIMB does differently which is weird. QUOTE(lwc629 @ Aug 4 2018, 11:50 AM) Most of the banks practise this. Got it, thank you!Statement balance is the amount u need to pay at the time the statement is generated. Over the 20 days interest-free period, there might be cashback, transaction refund, etc credited to your account. And u will see payment due (amount to pay before due date) = statement balance minus those credited amount. |
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Aug 4 2018, 01:04 PM
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Senior Member
9,052 posts Joined: Feb 2006 |
QUOTE(Tigerr @ Aug 4 2018, 10:56 AM) If the pool has depleted n even lets say PBB made mistake, how they going to refund you? Take the money from where? The last person who got the cash back got to return the money or additional funds inject in or deduct from the following week? Shouldn't the tnc should state final decision is at the bank discretion n no complains will be entertain. Otherwise how to convince public that their system is not perfect n could be many people also suspect them for manipulation. Just my thought only i think they are wise enough to keep the customer happy, just deduct RM50 from WK3 last entry and award for WK2 miss CB, easy right? |
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Aug 4 2018, 01:28 PM
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Senior Member
3,033 posts Joined: May 2011 |
QUOTE(tan_aniki @ Aug 4 2018, 01:04 PM) i think they are wise enough to keep the customer happy, just deduct RM50 from WK3 last entry and award for WK2 miss CB, easy right? Means pbb doesnt follow their own rules which in black n white. Is that a violation because public interest is affected...This post has been edited by Tigerr: Aug 4 2018, 01:28 PM |
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Aug 4 2018, 01:40 PM
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Junior Member
200 posts Joined: Jan 2007 |
Hi, check with all sifu here, have reloaded RM150 (1 Visa, 1 Master for total RM300) to BigPay AND I have registered for the barrysmith/shopee promo. When to know you entitled for the item ah?
Is it have to call credit card centre? Thanks! |
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Aug 4 2018, 01:45 PM
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All Stars
26,521 posts Joined: Jan 2003 |
QUOTE(tan_aniki @ Aug 4 2018, 01:04 PM) i think they are wise enough to keep the customer happy, just deduct RM50 from WK3 last entry and award for WK2 miss CB, easy right? QUOTE(Tigerr @ Aug 4 2018, 01:28 PM) Means pbb doesnt follow their own rules which in black n white. Is that a violation because public interest is affected... don't simply make your own assumptions la |
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Aug 4 2018, 02:20 PM
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Senior Member
9,052 posts Joined: Feb 2006 |
QUOTE(Tigerr @ Aug 4 2018, 01:28 PM) Means pbb doesnt follow their own rules which in black n white. Is that a violation because public interest is affected... how you know how they allocate the fund every month?they just announce publicly total allocation for July-December as long as it doesn't exceed the limit. |
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Aug 4 2018, 02:25 PM
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Senior Member
3,033 posts Joined: May 2011 |
QUOTE(tan_aniki @ Aug 4 2018, 02:20 PM) how you know how they allocate the fund every month? Of course we dont know but a financial institution as big like that dont have own set of ethic to follow or subject to audit on their practises.they just announce publicly total allocation for July-December as long as it doesn't exceed the limit. |
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Aug 4 2018, 02:51 PM
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Senior Member
6,955 posts Joined: Apr 2008 |
I guess PBB is too nice that people are questioning all the petty details.
“Late” promo cashback payment but actually PBB is one of the fastest ones to give out. PBB CS entertains missing cashback but people are questioning if they follow their own T&C. This is why we can’t have nice things. |
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Aug 4 2018, 02:56 PM
Show posts by this member only | IPv6 | Post
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All Stars
52,874 posts Joined: Jan 2003 |
QUOTE(janson_kaniaz @ Aug 4 2018, 02:51 PM) I guess PBB is too nice that people are questioning all the petty details. Compare this to UOB YOLO and see.“Late” promo cashback payment but actually PBB is one of the fastest ones to give out. PBB CS entertains missing cashback but people are questioning if they follow their own T&C. This is why we can’t have nice things. |
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Aug 4 2018, 03:10 PM
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All Stars
26,521 posts Joined: Jan 2003 |
QUOTE(janson_kaniaz @ Aug 4 2018, 02:51 PM) I guess PBB is too nice that people are questioning all the petty details. well said “Late” promo cashback payment but actually PBB is one of the fastest ones to give out. PBB CS entertains missing cashback but people are questioning if they follow their own T&C. This is why we can’t have nice things. |
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Aug 4 2018, 03:45 PM
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Junior Member
175 posts Joined: Mar 2015 |
QUOTE(janson_kaniaz @ Aug 4 2018, 02:51 PM) I guess PBB is too nice that people are questioning all the petty details. “Late” promo cashback payment but actually PBB is one of the fastest ones to give out. PBB CS entertains missing cashback but people are questioning if they follow their own T&C. This is why we can’t have nice things. QUOTE(Human Nature @ Aug 4 2018, 03:10 PM) cannot agree more. tbh i'm pretty impressed with pb cards department, be it card benefits, ad-hoc campaigns or cs efficiency. even their e-statements are faster than others. |
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Aug 4 2018, 03:57 PM
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Junior Member
116 posts Joined: Dec 2012 |
Hi guys, when is the card statement generated? And when do they give out the cash rebate?
I noticed an authorized charges of RM 12.85 on my visa card. Wondering what is that for hmm... |
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Aug 4 2018, 04:04 PM
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All Stars
26,521 posts Joined: Jan 2003 |
QUOTE(Grevade @ Aug 4 2018, 03:57 PM) Hi guys, when is the card statement generated? And when do they give out the cash rebate? on your statement date for both questions. Contact cs to ask when is your statement date if you are not sure. And ask them about the 12.85 while you are at itI noticed an authorized charges of RM 12.85 on my visa card. Wondering what is that for hmm... |
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Aug 4 2018, 05:08 PM
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Senior Member
1,192 posts Joined: Nov 2008 From: Cheras |
anyone having PBB infinite... easy to get as i currently using Signature?
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Aug 4 2018, 05:59 PM
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Senior Member
3,033 posts Joined: May 2011 |
QUOTE(janson_kaniaz @ Aug 4 2018, 02:51 PM) I guess PBB is too nice that people are questioning all the petty details. Not that serious till you mean it as questioning. But seriously, how do you expect if such a mistake can happen n probably lot of others didnt get their cash back even though they qualify but they dont know that there are people swipe later than him gets cash back. If this are left uncheck. It can be manipulate to some extent. Hopefully you understand what i mean n not this time become too serious. “Late” promo cashback payment but actually PBB is one of the fastest ones to give out. PBB CS entertains missing cashback but people are questioning if they follow their own T&C. This is why we can’t have nice things. |
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Aug 4 2018, 06:17 PM
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Senior Member
1,192 posts Joined: Nov 2008 From: Cheras |
QUOTE(Tigerr @ Aug 4 2018, 05:59 PM) Not that serious till you mean it as questioning. But seriously, how do you expect if such a mistake can happen n probably lot of others didnt get their cash back even though they qualify but they dont know that there are people swipe later than him gets cash back. If this are left uncheck. It can be manipulate to some extent. Hopefully you understand what i mean n not this time become too serious. true, with the large volume of transaction. customer is not expected to monitor and count the rebate entitlement manually. |
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Aug 4 2018, 06:25 PM
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Senior Member
3,033 posts Joined: May 2011 |
QUOTE(Micky78 @ Aug 4 2018, 06:17 PM) true, with the large volume of transaction. customer is not expected to monitor and count the rebate entitlement manually. I often read the term n condition of those contest. Normally it got a term that the final result will be final n bank wont entertain any protest or complains. I am a person who will follow rules strictly and play within the rules to make sure i can get what i want which are within my controls. I'm one of those who got full cash back from hong leong 30% a couple of years ago. Unless those contest winner which are randomly selected by the bank which is out of my control except swipe as much as i can to send in more entries. |
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