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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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Human Nature
post Aug 4 2018, 06:47 PM

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QUOTE(Micky78 @ Aug 4 2018, 06:17 PM)
true, with the large volume of transaction. customer is not expected to monitor and count the rebate entitlement manually.
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The times when I didn’t get the CB, it is due to the merchant code issue and never before due to the bank mistake. And the bank still honour the CB due to goodwill. Nobody expect you to monitor and count the CB manually.

All this discussion is based on assumption that the bank made a mistake but has there been any actual case or the CB is granted due to goodwill. If there is no actual case, no point to discuss further.

This post has been edited by Human Nature: Aug 4 2018, 06:54 PM
Tigerr
post Aug 4 2018, 06:55 PM

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QUOTE(Human Nature @ Aug 4 2018, 06:47 PM)
The times when I didn’t get the CB, it is due to the merchant code issue and never before due to the bank mistake. And the bank still honour the CB due to goodwill. Nobody expect you to monitor and count the CB manually.

All this discussion is based on assumption that the bank made a mistake but has there been any actual case or the CB is granted due to goodwill. If there is no actual case, no point to discuss further.
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From the first place how you know you had missed a qualified cash back?
Human Nature
post Aug 4 2018, 06:57 PM

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QUOTE(Tigerr @ Aug 4 2018, 06:55 PM)
From the first place how you know you had missed a qualified cash back?
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If i am interested, i would call and check. If they say i missed the cut off, then so be it. Qualified doesn’t mean guaranteed to get the cb
Tigerr
post Aug 4 2018, 07:10 PM

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QUOTE(Human Nature @ Aug 4 2018, 06:57 PM)
If i am interested, i would call and check. If they say i missed the cut off, then so be it. Qualified doesn’t mean guaranteed to get the cb
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Fair. Because you take initiative to call n ask. Many people are not aware as they may have thought they couldn't get it. Not many will call n ask.
Human Nature
post Aug 4 2018, 07:11 PM

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QUOTE(Tigerr @ Aug 4 2018, 07:10 PM)
Fair. Because you take initiative to call n ask. Many people are not aware as they may have thought they couldn't get it. Not many will call n ask.
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Nope i dont call anymore nowadays as I trust the system based on my past experiences
tan_aniki
post Aug 4 2018, 07:12 PM

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QUOTE(Human Nature @ Aug 4 2018, 07:11 PM)
Nope i dont call anymore nowadays as I trust the system based on my past experiences
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yup better don't call and check on BP transaction, later the game is over~
Human Nature
post Aug 4 2018, 07:15 PM

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QUOTE(tan_aniki @ Aug 4 2018, 07:12 PM)
yup better don't call and check on BP transaction, later the game is over~
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You dont have to remind me. I am a regular here 😉
wykoh2
post Aug 4 2018, 08:24 PM

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5109 03 AUG 03 AUG (DGP) SPEND NOW 4 MORE - WK2 50.00
wykoh2
post Aug 4 2018, 08:32 PM

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QUOTE(cybpsych @ Aug 3 2018, 05:25 PM)
question is this: anyone gotten week2 cb but swiped after monday (9 july)?
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I swiped my last transaction on 10 July. B-)
cybpsych
post Aug 5 2018, 07:59 AM

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Eligible for 6% Dining cashback:

MCC 5812: Eating Places, Restaurants (verified from PBB VS)
BAR.B.Q PLZ-PARADIGM MALLPETALING JAYA MY

FYI DarReNz


On a separate note, my 2 new Quantum MC supp cards didnt get statement-ed (due to partial-month). Wrote a dispute and clarification to PB CS. Let's see how it goes.

This post has been edited by cybpsych: Aug 5 2018, 08:44 AM
jianqiang
post Aug 5 2018, 09:51 AM

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QUOTE(cybpsych @ Aug 5 2018, 07:59 AM)
Eligible for 6% Dining cashback:

MCC 5812: Eating Places, Restaurants (verified from PBB VS)
BAR.B.Q PLZ-PARADIGM MALLPETALING JAYA MY

FYI DarReNz
On a separate note, my 2 new Quantum MC supp cards didnt get statement-ed (due to partial-month). Wrote a dispute and clarification to PB CS. Let's see how it goes.
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In this case (partial month), how much is the max of entitled CB? pro-rated or in full? hmm.gif
homeboytomato
post Aug 5 2018, 10:11 AM

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Automatic Fund Transfer mean I will set a date to transfer the money from Public Bank current/saving account to pay my credit card bill, not auto debit to pay life insurance right?

Does anyone know whether the tnc "must spend accumulative RM 88 RETAIL transaction" include paying car insurance online?


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cybpsych
post Aug 5 2018, 10:26 AM

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QUOTE(jianqiang @ Aug 5 2018, 09:51 AM)
In this case (partial month), how much is the max of entitled CB? pro-rated or in full?  hmm.gif
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according to max per statement cycle, rm30/38

I already maxed rm600 spending each quantum mc card. so now requesting them to credit back rm30 per card.

of course push the issue back to their billing system laugh.gif
TongCN
post Aug 5 2018, 10:32 AM

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QUOTE(homeboytomato @ Aug 5 2018, 10:11 AM)
Automatic Fund Transfer mean I will set a date to transfer the money from Public Bank current/saving account to pay my credit card bill, not auto debit to pay life insurance right?

Does anyone know whether the tnc "must spend accumulative RM 88 RETAIL transaction" include paying car insurance online?
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What is this ? I dun see this in promo page
cybpsych
post Aug 5 2018, 10:42 AM

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QUOTE(TongCN @ Aug 5 2018, 10:32 AM)
What is this ? I dun see this in promo page
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it's there
homeboytomato
post Aug 5 2018, 10:43 AM

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QUOTE(TongCN @ Aug 5 2018, 10:32 AM)
What is this ? I dun see this in promo page
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Got. This link. In the TnC got specify must spend accumulative retail transaction RM 88 within 1 month after successfully hand in the form and send sms.
https://www.pbebank.com/Personal-Banking/Pr...d-Transfer.aspx
nickcct
post Aug 5 2018, 11:07 AM

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Anyone got this month credit card e-statement? Didnt receive the email this month and not available at PBe website also.
cybpsych
post Aug 5 2018, 11:11 AM

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QUOTE(nickcct @ Aug 5 2018, 11:07 AM)
Anyone got this month credit card e-statement? Didnt receive the email this month and not available at PBe website also.
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downloaded mine in PBe. email not yet.
Sumofwhich
post Aug 5 2018, 11:13 AM

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QUOTE(nickcct @ Aug 5 2018, 11:07 AM)
Anyone got this month credit card e-statement? Didnt receive the email this month and not available at PBe website also.
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Err, yes i did receive for main and supp, Sat Jul 21st

This post has been edited by Sumofwhich: Aug 5 2018, 11:16 AM
tan_aniki
post Aug 5 2018, 11:24 AM

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QUOTE(homeboytomato @ Aug 5 2018, 10:11 AM)
Automatic Fund Transfer mean I will set a date to transfer the money from Public Bank current/saving account to pay my credit card bill, not auto debit to pay life insurance right?

Does anyone know whether the tnc "must spend accumulative RM 88 RETAIL transaction" include paying car insurance online?
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better dont take up this, signing AFT you need to pay RM10 duty stamp and after this if your purchase from shopee reverse by those unethical seller and make your RM88 voucher unusable and in the end you pay RM10 for that AFT.

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