Redeeming business flights directly is much more straightforward

how long does increasing credit limit via pledging fd takes?

i applied one cimb credit card pledged with FD, before raya i pledged another FD on this card to increase the credit limit but still no news yet.

Which card, n how much the 1st fd? what is the interest rate of the fd?

I submitted my CC application form to the branch on 17 May.
CS told me they haven't even received it yesterday.
Guess nobody's working for the past 2 weeks

via branch very slow one
Why don't apply directly via cimbclicks?

How does one even qualify for CIMB World Travel Elite?

Min annual income = 250k...

Borang BE/B 2022.

The main issue is Annual Fee RM1215 will be charged upfront.

This post has been edited by ClarenceT: May 3 2023, 03:28 PM

Hello just received my Petronas Visa Platinum card today. Hopefully someone can guide me how to receive cashback and etc thank you

you applied the card before knowing the features?

https://www.cimb.com.my/en/personal/day-to-...redit-card.html

i think he is trying to ask for a formula (working) that can maximise the cashback from the card...

Means if you work 9-5 it's very hard to qualify for the card?

see whether he read the spending guideline inside the link

the cashback works this way..

1. Petronas 8% if monthly spending 2k above and CB limit to RM50...
meaning 50/8%=625 in petronas spending (if monthly 2k meet)
for 625 petrol spending with 2 cars in a family i belief is doable (or a salesman that required to travel quite alot)

2. Grocer, Dining & parking 2% if monthly spending 2k above and CB limit to RM50...
meaning 50/2%=2500 in this case you will automatic match the 2k monthly spending if you are trying to maximise the RM100 CB offered

3. Else if wanna ngam ngam 2000 spending will be 625 for petronas & 1375 for Grocer, Dining & Parking than CB will be RM77.50...

Other than the 4 types of expenses give you ZERO return... (i belief so, according to the book)

https://www.cimb.com.my/content/dam/cimb/pe...m-i-tnc-eng.pdf

This post has been edited by confusedway: May 3 2023, 05:07 PM

why not?

It based on gross income, not net income.

your gross income just need RM20,834/month then can qualify already.

Thank you thank you. I appreciate your guidance. Didn’t fully understand inside the website link.

Zero monthly income but bonus/commission RM250000 also can. Haha.

Ni level T5 haha

M40 like us can only watch

or learn like someone that fake income level to cheat / buy multiple property with heavy cashback... kekekeke
""compress loan" --- remember some Ad.... W.... so called property sifu class ?


ask a company to hire you as Board Of Director
Pay you salary 21k every month + EPF
(Of course it's your own money)

3 month statement -> Apply loan / Apply CC

This post has been edited by Haloperidol: May 3 2023, 06:06 PM

250k means you just need to earn 21k to qualify, its not that high of a bar.

But, more interesting is min income is 250k but min spend to get waiver is 240k. So need to spend you entire salary only can get the 100% waiver lol.

They have to brace for a wave of cancellation in a few months then. Me included.