My CIMB CB Plat and UOB One is already abandoned in my drawer. The last time time I was caught by surprise by the 15% change from CIMB to UnionPay, never used it since.
Credit Cards CIMB Bank Credit Cards V7, Cash Rebate Platinum, up to 5%
Credit Cards CIMB Bank Credit Cards V7, Cash Rebate Platinum, up to 5%
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Apr 5 2018, 06:17 PM
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#1
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Senior Member
7,106 posts Joined: Jan 2003 |
My CIMB CB Plat and UOB One is already abandoned in my drawer. The last time time I was caught by surprise by the 15% change from CIMB to UnionPay, never used it since.
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May 3 2023, 06:12 PM
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#2
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7,106 posts Joined: Jan 2003 |
QUOTE(victorian @ May 3 2023, 02:40 PM) 250k means you just need to earn 21k to qualify, its not that high of a bar.But, more interesting is min income is 250k but min spend to get waiver is 240k. So need to spend you entire salary only can get the 100% waiver lol. Super2047 liked this post
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Jun 1 2023, 04:30 PM
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#3
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7,106 posts Joined: Jan 2003 |
QUOTE(fruitie @ Jun 1 2023, 11:23 AM) We only have seven months to utilize TWE fully, and I'm sad. It's fully booked until Sept Has anyone stayed in Bali Marriot before with TWE promo? How is it? |
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Jun 1 2023, 04:36 PM
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#4
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7,106 posts Joined: Jan 2003 |
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Aug 3 2023, 11:15 AM
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#5
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7,106 posts Joined: Jan 2003 |
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Aug 3 2023, 11:36 AM
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#6
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7,106 posts Joined: Jan 2003 |
QUOTE(cybpsych @ Aug 3 2023, 11:29 AM) https://www.cimb.com.my/en/personal/importa...ugust-2023.html Dang https://www.cimb.com.my/en/personal/importa...conditions.html |
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Sep 6 2023, 04:54 PM
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#7
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7,106 posts Joined: Jan 2003 |
QUOTE(fruitie @ Sep 6 2023, 04:44 PM) That's RM 100k spending. What card are you replacing for local spend to gather air miles?Anyway, so far, my spending is less than RM 50k per month, so it is OK for me. It will be reduced as I don't travel these few months, not like in the last few months. I'm been pondering to cancel those cashback one as its becoming too restricted and complicated, just focus on airmiles seems easier. |
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Oct 10 2023, 12:47 PM
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#8
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Senior Member
7,106 posts Joined: Jan 2003 |
QUOTE(fruitie @ Oct 10 2023, 12:44 PM) I usually don't bother to check out CIMB SMS-es because it is always 7.99% for its FPP; until today, I saw it offered me 0% for one of my transactions. I took it for some educational bill i paid lol. Purposely paid more than usual and just 0% it. I need to reply by 12th Oct. I don't know if I reject this time, it will continue offering me next time. https://www.cimb.com.my/en/personal/promoti...n-campaign.html |
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Dec 21 2023, 12:55 PM
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#9
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7,106 posts Joined: Jan 2003 |
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Dec 21 2023, 10:44 PM
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#10
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7,106 posts Joined: Jan 2003 |
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Jan 10 2024, 12:51 AM
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#11
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7,106 posts Joined: Jan 2003 |
QUOTE(fruitie @ Jan 9 2024, 03:45 PM) For CIMB TWE users, may I know which cards you guys are using now for local transactions to earn airmiles? I'm struggling to find one comparable to TWE (before revision). Closest is UOB WC or Alliance VI.I opted for UOB PME and WC, but to be honest it's not as great for local spend vs TWE last time. But UOB conversion is 9k:1k, slightly better than Alliance. |
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Jan 11 2024, 04:02 PM
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#12
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7,106 posts Joined: Jan 2003 |
ish... I was hoping to keep it until bonus EM.
CIMB also just waived my annual fee but I honestly don't see why still want to keep it. |
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Jan 11 2024, 04:59 PM
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#13
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Senior Member
7,106 posts Joined: Jan 2003 |
QUOTE(fruitie @ Jan 11 2024, 04:38 PM) CIMB won't waive unless you meet the spending requirement, just need to be clear otherwise people may think CIMB waived it without condition. Ya, I did not met the spending requirement though. I called to cancel it, partly because of this and also the nerfing, but the person convinced me to appeal for a waiver and see what happens, if cannot then only proceed to cancel but today they sent e-mail say the waiver is approved.Since AF is already waived, then just keep it for PPL and overseas purposes. I'm keeping it until end of the year. ![]() |
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Jan 11 2024, 05:11 PM
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#14
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7,106 posts Joined: Jan 2003 |
QUOTE(fruitie @ Jan 11 2024, 05:04 PM) They upgraded me from Enrich card, then told me cannot upgrade to TWE So i just kept it for overseas spending, which is why never met. I don't intend to keep also la especially with the new nerfing. |
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Jun 11 2024, 04:18 PM
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#15
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7,106 posts Joined: Jan 2003 |
QUOTE(fruitie @ Jun 7 2024, 11:51 AM) Previously TWE was better. It had better hotel privileges, and new to banks could get first-year AF waived with a certain amount of spending. Most importantly, the 10x bonus points for local were good. Same here. I've used it only once since beginning of this year, so confirm won't qualify for any AF waiver, thus time to cancel.These days I don't find it worth anymore. I'm canceling mine end of the year since AF will be charged by then. I didn't spend enough like last year. |
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Sep 23 2024, 08:08 PM
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#16
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7,106 posts Joined: Jan 2003 |
QUOTE(fruitie @ Sep 23 2024, 05:37 PM) I called UOB today for my EVOL card and used the same reason: I was being rejected for the first time. With UOB you can just call and try again, I do think it depends on who the CS is, if good mood will get. |
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Sep 23 2024, 08:31 PM
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#17
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