I think as long you reload RM2,000 BigPay a month on the 10th using this CIMB e card, you will gain maximum of 20,000 points, which then translates to RM50 cash when we convert.

So if calculate the %, it will be 2.5% (RM50 / RM2,000).

I guess it's one of the best cashback % card now tho...

I just applied mine, and got it approved... just waiting for it to arrive before the 10th, so I can start earning RM50 every month 

can the point convert to cash?
like deduct credit card bill.

Hi friends. I always get confused between statement balance and outstanding balance. For example the screenshot above, one have bracket the other one no bracket. Does it mean I still need to pay 30.18? Or I actually have extra 30.18 in my account and no need to do anything?

Statement Balance = Last Month's Printed Statement Final Figure
Outstanding Balance = Last Month's Printed Statement Final Figure + Whatever Spendings Incurred to Date after receiving the statement

So it means that if you didn't make any payment for ur credit card since receiving the statement, you had spent RM60.36

Thanks very much for helping to explain to me! 

So with the two brackets enclosing RM 30.18, can I interpret it as last month I extra paid RM 30.18; this month I swiped my credit card with the amount RM 30.18, so by right I should pay bank RM 30.18 for swiping my card, but since I already extra paid RM 30.18 last month, so now I do not need to do anything because the two RM 30.18 will counter themselves?

Here is my one though, and i got track my spendings on my credit card, it means,

Outstanding Balance = Last Month's Printed Statement Final Figure + Whatever Spendings Incurred to Date after receiving the statement

Say, if i pay rm300 today before my cc cutoff date, this outstanding balance will drop to rm212.34...

But you are not saying that you had spent rm60.36 to date from your statement date 🤔 🤔

So, is it correct to say the actual amount you should pay to credit card = 512.34-60.19 = 452.15?

Nope.. I owe my card 512.34 to-date

Means i spent 512.34 + 60.19... And i gotta pay 512.34


Last transaction before statement issuance, i transferred rm60

Spendings + cashback, this is how i arrived to 512.34.. Note that top number is latest

512.34 is all the confirmed transaction yeah, for those unconfirmed transaction, it will further add/deduct on this 512.34

I think I should ask this question: does the bracket carry any meaning? I mean, is 60.19 = (60.19)? I learnt previously that figures in bracket means negative, but I got confused now when I see your screenshot that shows negative inside bracket eg (-512.34)  LOL

PS: i got this breakdown from my spending tracker app.. So yes, 60.19 = (60.19)as per the spending tracker app display

Red means what I spent
Blue means cashback and/or payment
Grey means nett outstanding balance..

Received the final RM30 weekend dining rebate for this month, cannot offset my outstanding balance anyway so next month no extension of the promo the card is again useless and will sit inside my drawer again lol

Received the final RM30 weekend dining rebate for this month, cannot offset my outstanding balance anyway so next month no extension of the promo the card is again useless and will sit inside my drawer again lol

website already updated. seems like no more extension, can keep in drawer or cut

so sad no more 12% for weekend dining. so used to eat good on weekend. 

can... just login into cimbclicks to claim

If debit card also can?

so sad no more 12% for weekend dining. so used to eat good on weekend.