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Credit Cards CIMB Bank Credit Cards V7, Cash Rebate Platinum, up to 5%

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SUSDavid83
post Apr 7 2019, 07:23 PM

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QUOTE(djhenry91 @ Apr 7 2019, 07:22 PM)
Oh.. U pick wrong timing login
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Still down as of 30 seconds ago.
Still showing the same page.

This post has been edited by David83: Apr 7 2019, 07:23 PM
Kcee
post Apr 7 2019, 07:27 PM

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QUOTE(David83 @ Apr 7 2019, 07:23 PM)
Still down as of 30 seconds ago.
Still showing the same page.
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Did you clear the cache and history of your browser?
SUSDavid83
post Apr 7 2019, 07:29 PM

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QUOTE(Kcee @ Apr 7 2019, 07:27 PM)
Did you clear the cache and history of your browser?
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Will do that.
Thanks.
Sumofwhich
post Apr 7 2019, 08:40 PM

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Yeah i had a similar issue until i cleared the cache. Incognito mode works too just to try out to see if it's browser cache problem.
SUSDavid83
post Apr 7 2019, 08:46 PM

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QUOTE(Sumofwhich @ Apr 7 2019, 08:40 PM)
Yeah i had a similar issue until i cleared the cache. Incognito mode works too just to try out to see if it's browser cache problem.
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Thanks for sharing.
Will try the propose methods.
coolgoh98
post Apr 8 2019, 02:54 PM

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QUOTE(guanteik @ Apr 4 2019, 10:35 PM)
tiramisu83
Well you may hit 18K spending and get the 60K Enrich miles as the Acquisition program spells, but you lose out of the additional miles you're supposed to get with the 18K spending. These Enrich cards will get you 9K miles that you deserve.
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So to conclude,
Someone mention they did not receive any enrich point on bigpay.
this might equal to not getting point from this campaign.

but i will give it a try to hit the 18k spending on big pay in 60 days because assume 6 time 3k withdraw, it only cost RM 36.
just gamble with RM 36, one month credit card cash back already can cover back.

But if someone got the point earlier, pls let me know.
guanteik
post Apr 8 2019, 03:24 PM

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coolgoh98This has been confirmed by a forumer who uses Enrich card for BigPay. Just read up a few pages before this to find out. It's confirmed no BM.
safe118
post Apr 8 2019, 04:12 PM

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Hi Sifus,

A noob question for a first time credit card applicant. Normally, when the bank rejected an application, will they provide any reason?

Also, let say I'm able to meet their requirement eg: minimum income per annum, what are the reason that the bank reject the application?

Guidance from sifus very much appreciated.


ProxMatoR
post Apr 8 2019, 04:25 PM

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QUOTE(safe118 @ Apr 8 2019, 04:12 PM)
Hi Sifus,

A noob question for a first time credit card applicant. Normally, when the bank rejected an application, will they provide any reason?

Also, let say I'm able to meet their requirement eg: minimum income per annum, what are the reason that the bank reject the application?

Guidance from sifus very much appreciated.
*
no reason given.

1st timer usually get rejected easily. too clean is considered a risk to them.

wait for 6month cooling period then apply again.

easiest is to apply with the bank that you have your income deposited monthly, slowly build up.
safe118
post Apr 8 2019, 04:29 PM

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QUOTE(ProxMatoR @ Apr 8 2019, 04:25 PM)
no reason given.

1st timer usually get rejected easily. too clean is considered a risk to them.

wait for 6month cooling period then apply again.

easiest is to apply with the bank that you have your income deposited monthly, slowly build up.
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Yeah...I actually apply with the bank where my income was credited into. That's why I was a bit suprised. rclxub.gif

By the way, what is the purpose of waiting 6 month bro? Mind to explain?
coolgoh98
post Apr 8 2019, 07:29 PM

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just now call to cimb CS, they say the big pay this online, which is retail transaction. not sure CS can be trust or not, i waited for almost 10 min for her to get the answer
tomato people
post Apr 8 2019, 07:31 PM

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QUOTE(ProxMatoR @ Apr 8 2019, 04:25 PM)
no reason given.

1st timer usually get rejected easily. too clean is considered a risk to them.

wait for 6month cooling period then apply again.

easiest is to apply with the bank that you have your income deposited monthly, slowly build up.
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+1
SUSDavid83
post Apr 8 2019, 07:33 PM

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QUOTE(safe118 @ Apr 8 2019, 04:29 PM)
Yeah...I actually apply with the bank where my income was credited into. That's why I was a bit suprised.  rclxub.gif

By the way, what is the purpose of waiting 6 month bro? Mind to explain?
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No purpose.
You can continue to keep on applying/trying.
Do note that all credit applications for the past 12 months are being recorded into CCRIS regardless of its status: Successful, Rejected or Pending.
SUSDavid83
post Apr 8 2019, 08:04 PM

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Enhanced Secured TAC is in force.
Transactions done from Clicks Web no longer needs SMS TAC.
You can use Tap to Approve from Clicks App.

PSA: Clicks App for Android got update.

This post has been edited by David83: Apr 8 2019, 08:30 PM
safe118
post Apr 9 2019, 04:20 PM

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QUOTE(David83 @ Apr 8 2019, 07:33 PM)
No purpose.
You can continue to keep on applying/trying.
Do note that all credit applications for the past 12 months are being recorded into CCRIS regardless of its status: Successful, Rejected or Pending.
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Thanks for the advice bro. Does it mean once I got rejected for my first card application, for the coming 6 - 12 months its not wise to apply any cards even with other banks? Need to be so cruel meh? doh.gif I'm actually trying to build up my credit score thats why I apply a basic CC.
SUSDavid83
post Apr 9 2019, 04:21 PM

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QUOTE(safe118 @ Apr 9 2019, 04:20 PM)
Thanks for the advice bro. Does it mean once I got rejected for my first card application, for the coming 6 - 12 months its not wise to apply any cards even with other banks? Need to be so cruel meh?  doh.gif  I'm actually trying to build up my credit score thats why I apply a basic CC.
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What I meant was don't build up for too many rejects over short period of time.


mrcae
post Apr 9 2019, 04:25 PM

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QUOTE(safe118 @ Apr 8 2019, 04:12 PM)
Hi Sifus,

A noob question for a first time credit card applicant. Normally, when the bank rejected an application, will they provide any reason?

Also, let say I'm able to meet their requirement eg: minimum income per annum, what are the reason that the bank reject the application?

Guidance from sifus very much appreciated.
*
Try email CIMB Card Center and ask/appeal for your application to be approved. I tried 2 years ago and it worked.
guanteik
post Apr 9 2019, 04:26 PM

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safe118Just don't apply the credit card from the same bank. Get it from other banks. and, just get one.
mrcae
post Apr 9 2019, 04:28 PM

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Got my Enrich World Mastercard approved yesterday. Was trying to apply Enrich World Elite but annual income short by RM27k++ doh.gif
tomato people
post Apr 9 2019, 04:28 PM

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QUOTE(guanteik @ Apr 9 2019, 04:26 PM)
safe118Just don't apply the credit card from the same bank. Get it from other banks. and, just get one.
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Rindu zaman no tax for cc

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