Fortunately there are more merchants in malls that accepts Amex now, but Shopee & Lazada making the biggest difference since most stuffs could be gotten from there.
Definitely redeeming flights needs to be planned in advance. But the quality for SIA vs MAS is significant enough for me to make that extra effort


HLBB VI

no. u need to show cc and they will check

Update.
1. got charge sst
2. called bank. according to them, only can use ambonus point to waive . enrich no ambonus
3. so need to pay. For me it is fine to pay as i found this card very useful for 30% reduction on fast track. Now at gold level and enjoy lounge access on every country. Soon going to reach platinum level and hopefully before end of this year.

yes most chain stores will accept but it's still frustrating when you have a big bill to pay and end up AMEX not accepted. Encountered many times.

3. Only if you fly with oneworld partners.

lol...i always fly mas.

Not sure if someone shared. Yes reflected in statement as a transaction on statement date itself

June spending cashback for True Visa not yet in right?

I always manage to redeem miles for SQ flights. So far I still can get the flights I wanted via SQ. At least this card doesn’t require to convert points to miles through MBB.

This post has been edited by fruitie: Jul 15 2025, 10:15 PM

Just charged RM500 annual feesin my Enrich VI. Any successfully waive it with CS? If I terminate the card now, do I still need pay the RM 500 annual fees?

This post has been edited by outsiders_86: Jul 16 2025, 08:35 AM

Seems like you are one of the first who got charged. Can I ask when do they charge the annual fee? Is it on your statement day? I assume your card anniversary is on July?

Today is my statement date. My enrich vi is activated last year August

Just got my July statement yesterday and the CB reflected was for May.

Sharing my experience.

My card activation date was 12 July 2024, my statement date is 15th of the month. The RM500 AF was charged on 15 July 2025 with a corresponding waiver of RM500.

It's strange that you got charged AF now when you activated n August. When was your first activation AF charged (and waived)?

Referring to my 2024 statement, I have AF and waiver on 12 July 2024 (when I signed up for the card).

My first year anniversary is July 2025. AF was charged and waived on 15 July 2025 (my statement date).

I checked back my last year 2024 statement, enrich card only appeared on August. Didnt see any AF waived.

My first statement was in July 2024 and says "Annual Fees - Basic". I received and activated the card on 17 July 2024 after the AF was charged, and SST was also charged on 17 July, which appears in second statement (Aug 2024).

When was your SST charged?

This post has been edited by lilsunflower: Jul 16 2025, 11:21 AM

Btw somewhat off topic but related. Do you know when is the cycle for the calculation of annual fee spending waiver for your card? I dropped a message to ambank and they gave me a stupid answer of please spend 100k a year.

This post has been edited by adele123: Jul 16 2025, 11:23 AM

RM 25 SST fees is on 29th July of 2024

mine one since march. just drop email last night